Pse Credit Union Strongsville OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pse Credit Union, Inc. your trusted financial partner located at 10883 Pearl Rd Ste 203, Strongsville, OH 44136. With a strong commitment to serving our community, we've grown to support over 26,498 members, helping them achieve their financial goals since our establishment. Our dedicated team of 66 employees, led by CEO Joseph Anderson and Board President Robert Vasil, is here to provide you with personalized service and expert guidance. At Pse Credit Union, we pride ourselves on our solid financial foundation, boasting total assets of $315,265,694 and total deposits reaching $23,935,325. Our focus on responsible lending is reflected in our extensive portfolio of loans and leases totaling 15,179, ensuring that we have the right options for you whether you're looking for auto financing or personal loans. While members can visit us at our branch location in Strongsville, official correspondence should be sent to our mailing address at 5255 Regency Dr, Parma, OH 44129-5453. We invite you to explore a range of services tailored to meet your needs from personal banking and auto loans to online banking solutions that make managing your finances easier than ever. Our commitment goes beyond numbers; it's about making a meaningful impact in the lives of our members. As part of the community, we aim to empower you with tools and resources that foster financial well-being. Ready to take the next step toward achieving your financial dreams? Reach out to us today at 440-572-9950, or visit our website at psecreditunion.org for more information. We look forward to welcoming you!

Branch History & Mission

A Rich Legacy

Since opening our doors, Pse Credit Union has evolved significantly. We have grown from humble beginnings to now proudly serving 26,498 members with total assets amounting to an impressive $315,265,694. This growth reflects not just our financial stability but also our commitment to empowering individuals and families in our community. With a dedicated team of 66 employees, we strive every day to provide personalized service that makes banking easier and more accessible for everyone.

Commitment to Innovation and Community

In today's fast-paced world, we understand the importance of innovation in banking. That's why we've embraced technology that allows you to manage your finances conveniently through online and mobile banking platforms. We prioritize ADA compliance and customer-centric initiatives so that everyone can access our services easily. We are also committed to community outreach efforts that make a real difference. By partnering with local organizations and participating in community events, we strive to uplift those around us and contribute positively to our neighborhoods.

Join Us Today!

As we look toward the future, we invite you to become part of the Pse Credit Union family. Experience firsthand how our member-focused approach can benefit you! With convenient operating hours Monday through Friday with Saturday availability and an ATM on site for quick access to your funds, we're here for you when you need us most. Reach out at 440-572-9950 or visit us online at Pse Credit Union for more information on how we can help you achieve your financial goals. Join us today and let's build a brighter future together!

Our Mission

At Pse Credit Union, our mission is clear: we aim to provide exceptional financial services while actively supporting the community. We believe in the power of collaboration working together with local organizations and members to foster economic growth and improve the quality of life for all. Whether it's through offering competitive auto loans, mortgage options, or personal banking solutions like checking and savings accounts, our focus remains on enhancing the financial well-being of our members. While members can visit us at 10883 Pearl Rd Ste 203, official correspondence should be sent to 5255 Regency Dr, Parma, OH 44129-5453.

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible to all members. We have parking available right outside the entrance, along with ADA-compliant ramps for easy access. Whether you're stopping by for a quick transaction or need assistance with your accounts, our friendly staff is here to help.

Operating Hours

We understand that life can get busy. That's why we offer flexible operating hours: - Monday, Tuesday, Thursday: 8:30 AM - 4:30 PM - Wednesday: 8:30 AM - 12:00 PM - Friday: 8:30 AM - 5:00 PM - Saturday: 9:30 AM - 12:00 PM

Services Offered

At Pse Credit Union, Inc., we provide a wide range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we aim to support both personal and business banking requirements. Plus, with our ATM on-site, you can easily withdraw cash or check your balance any time during our operating hours. Although we do not have drive-thru banking facilities currently available, our team is dedicated to ensuring that every visit is pleasant and efficient. If you have any questions or need assistance, feel free to call us at 440-572-9950. We invite you to stop by Pse Credit Union, Inc. today! Experience personalized service and see how we can help you achieve your financial goals. We look forward to welcoming you!

Member Eligibility

At Pse Credit Union, Inc., we believe that everyone deserves a chance to join our supportive community. Becoming a member is not only about opening an account; it's about gaining access to a network that truly cares about your financial well-being. If you live, work, or worship in the area surrounding 10883 Pearl Rd Ste 203 Strongsville Oh 44136, you're already on your way to eligibility! We welcome individuals from diverse backgrounds and experiences, making it easy for you to take part in all the benefits we offer, such as competitive rates on loans and personalized service that puts your needs first. To learn more about what it takes to become a member, feel free to check out our detailed eligibility criteria at . You'll find everything you need to know there. Once you're ready, opening an account with us is simple! You can reach out at (440) 572-9950 or visit us directly at our branch. Join us at Pse Credit Union, Inc. and start enjoying all the advantages of being part of our community today!

Business Banking & Commercial Services

Merchant Services That Work

In today's fast-paced market, efficient payment processing is crucial. Our merchant services provide businesses with the tools they need to accept payments easily and securely, whether online or in-person. Imagine being able to focus on what you do best growing your business while we handle the transaction details. Located at 10883 Pearl Rd Ste 203 Strongsville Oh 44136 in Strongsville, OH, we're here to support your business journey. Reach out to us at (440) 572-9950 to learn more about how our services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

For quick cash withdrawals or balance checks, our ATM services are readily available for members at locations near you. Enjoy the convenience of basic ATM access without the hassle. At Pse Credit Union, Inc., we understand that each member's needs are unique. Our dedicated team is always ready to guide you through our offerings and help find the right solutions for your financial journey. If you have any questions or would like more information about our services, don't hesitate to reach out at (440) 572-9950.

Digital Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. With capabilities like person-to-person payments and electronic statements, accessing your funds has never been easier. Whether you're making deposits, checking balances, or transferring money, our digital platforms ensure you stay connected.

Loans Made Easy

Life can throw unexpected expenses your way, but at Pse Credit Union, Inc., we offer personal loans and debt consolidation options that can help you regain control. If you're planning a major purchase or need a little extra cash, our credit cards with rewards add value to your everyday spending. Plus, for small business owners, our business banking services including merchant services and business loans can help you thrive in today's competitive market.

Personal Banking

Whether you're looking for a safe place to save or manage your day-to-day expenses, our personal banking options are designed with you in mind. From checking and savings accounts that help you keep track of your finances to auto loans and vehicle financing, we provide the tools necessary for effective money management. If you're considering buying a new home or refinancing your current mortgage, our mortgage loans can make the process straightforward and stress-free.

Ready to Get Started?

Visit us today at 10883 Pearl Rd Ste 203 Strongsville Oh 44136 or explore more about what we offer by visiting our website at Strongsville - Pearl. Your financial success is just around the corner!

Digital & Online Banking

Key Features

Security is a top priority at Pse Credit Union, Inc.. We employ advanced encryption and security measures to keep your personal information safe. You'll also appreciate the convenience of electronic signature authorization, making it easy for you to sign important documents without needing to visit a branch. Our e-statements feature allows you to receive your bank statements electronically, reducing paper clutter while keeping everything organized and accessible. You can also take advantage of our person-to-person transfers, which let you send money quickly and easily to friends and family no cash needed! If you're out shopping or dining, our mobile payments feature lets you pay directly from your phone with just a tap. Whether you're using an Android or iOS device, you'll find that handling transactions has never been more straightforward. At Pse Credit Union, Inc., we strive to make banking as simple and efficient as possible so that you can focus on what truly matters in life. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

Focused on Member Savings

Members' savings are secured through $91,952,660 in share certificates and $21,493,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts: 47,264, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $12,255,141, highlighting our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pse Credit Union, Inc. is your trusted partner. Visit us at 10883 Pearl Rd Ste 203 Strongsville Oh 44136 or call (440) 572-9950 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $22,433,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,670 in used auto loans and $192,864,787 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $33,575,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,064 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,055,680 in used vehicle loans and $24,035,022 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable used car, we have flexible options to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,768,120, make buying or refinancing simple. We can guide you through the process and help you find a mortgage that fits your needs. If you're interested in refinancing, our team is ready to discuss eligibility and find the best solution for you.

Personal and Business Loans

In addition to personal loans, we understand that business owners need support too. While we currently do not have outstanding commercial loans available, our personal loan offerings can provide the capital necessary for personal projects or debt consolidation. We pride ourselves on transparency and community engagement. If you're looking for more information or want to explore what options might work best for you, feel free to reach out at (440) 572-9950. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter your financial goal, our team at Pse Credit Union, Inc. is ready to assist you with personalized service tailored to your needs. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,190,458 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while providing the convenience of easy access to funds.

Loan Aggregator

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PSE CREDIT UNION, INC. CREDIT UNION - Strongsville, OH