PSE Credit Union Parma OH | Best Auto Loans & Checking Accounts

Introduction

Welcome to Pse Credit Union, Inc., your trusted financial partner located at 5255 Regency Dr, Parma, OH 44129. Since our establishment, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our members. With a total membership of 26,498 and assets exceeding $315,265,694, we are dedicated to helping you achieve your financial goals. Under the leadership of CEO Joseph Anderson and Board President Robert Vasil, we strive to create a welcoming environment where every member feels valued and supported. Our friendly team of 66 employees is here to assist you with a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. At Pse Credit Union, we understand that financial security is paramount. That's why we maintain a robust net worth of $33,575,383 and offer total deposits of $23,935,325. We also ensure liquidity with $2,501,074 in cash on hand for your peace of mind. We invite you to visit us or reach out via phone at 440-843-8300 during our convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. While members can visit us at our branch address for all their banking needs, any official correspondence should be directed to our mailing address at 5255 Regency Drive, Parma, OH 44129. Join us today and experience how Pse Credit Union can help you navigate your financial journey with confidence! Explore more about our offerings at psecreditunion.org.

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking services; it's about making a difference in the lives of those we serve. From organizing local events to supporting educational initiatives, we actively engage with the Parma community. We understand that being part of a credit union means more than just transactions; it's about building lasting relationships. As we look toward the future, we're excited about the opportunities ahead. Our operating hours are designed with you in mind Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM making it easier for you to connect with us.

Join Us Today!

We invite you to become part of the Pse Credit Union family. Experience firsthand how we can support your financial journey while making an impact in our community together. Visit us today or call us at 440-843-8300 for more information about becoming a member or accessing our range of services. Together, let's build a brighter future!

Our Journey

Opened in [insert year here], our branch at 5255 Regency Dr, Parma, OH 44129 has witnessed remarkable changes in the financial landscape. Over the years, we have continually adapted to meet the needs of our community while staying true to our mission. Our total assets now stand at an impressive $315,265,694, reflecting our commitment to responsible growth and sound financial practices. Our location is easily accessible for all members; you can find us just off major roads and near local landmarks that make it convenient for you to stop by. Whether you're visiting for a quick transaction or exploring your options for personal loans or savings accounts, we are here to help.

Our Mission

At Pse Credit Union, our mission is clear: we strive to provide exceptional financial services that empower our members and enhance their lives. We focus not only on offering competitive rates for personal banking, auto loans, and mortgages but also on supporting our community through outreach programs and partnerships. We believe that when our members thrive, so does the entire community. While members can visit us at 5255 Regency Dr for in-person services including basic drive-thru banking we also prioritize digital advancements. With online banking, mobile payments, and e-statements available, we ensure that managing your finances is as convenient as possible.

Branch Location & Accessibility

Conveniently Located

Just a stone's throw from popular local spots, our branch is easy to find. If you're coming from the nearby Parma Town Center or driving along Ridge Road, you'll appreciate our well-marked entrance and ample parking space. Plus, for those who need assistance with mobility, we ensure ADA compliance with features like ramps and accessible pathways.

Get in Touch

Have questions? Don't hesitate to call us at 440-843-8300. We look forward to welcoming you into our community-focused credit union where your financial goals are our priority. Come visit us today and discover how we can help you thrive!

Operating Hours That Fit Your Schedule

At Pse Credit Union, we understand that life can be busy. That's why we offer flexible operating hours: - Monday to Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 2:00 PM Feel free to drop by during these times; we're always ready to assist you!

Services Designed for You

Our branch offers a variety of services tailored to meet your financial needs. Enjoy personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, if you prefer the convenience of drive-thru banking, we have that covered too! While members can visit us at 5255 Regency Dr, official correspondence should be sent to the same address for your convenience.

Member Eligibility

At Pse Credit Union, Inc., we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying a range of personalized services and benefits. If you're interested in joining us at our cozy branch located at 5255 Regency Dr Parma Oh 44129, you'll be glad to know that eligibility is open to individuals who live, work, worship, or attend school in our area. This welcoming approach means that whether you're new to the community or have been here for years, you likely qualify to become part of our family. To learn more about the specifics of eligibility, feel free to check out the details here. Joining Pse Credit Union, Inc. not only connects you with a dedicated team ready to help you meet your financial goals but also gives you access to exclusive member-only products and services. Plus, opening an account is straightforward! You can call us at (440) 843-8300 for assistance or visit us during our operating hours. We're excited to welcome you into our vibrant community where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations, purchase new equipment, or even open another location. With our commercial loan options, this dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Whether you're a café owner needing a quick way to process payments or a retail store looking for effective point-of-sale systems, our merchant services provide practical solutions that enhance customer experience and streamline your operations. Partner with us at Pse Credit Union, Inc., located at 5255 Regency Dr Parma Oh 44129, and let's work together to strengthen your business today! For more information or to get started, give us a call at (440) 843-8300.

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. We're dedicated to supporting small businesses in their growth and success.

Convenient Access

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features. Manage your accounts anytime, anywhere with ease. You can transfer funds, pay bills, or check balances from the comfort of your home or on-the-go. With access to an ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, we ensure that accessing your money is as straightforward as possible. At Pse Credit Union, Inc., located at 5255 Regency Dr Parma Oh 44129, we strive to be your trusted partner in achieving financial well-being. If you have any questions or want more information about our services, feel free to reach out at (440) 843-8300 or visit us online at Main Office. We're here to help you every step of the way!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, which not only provide purchasing power but also give back through points and cash rewards for everyday spending. Use them wisely, and you'll find yourself enjoying perks just for shopping!

Flexible Loan Options

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer relief and flexibility. We work with you to create manageable repayment plans that fit within your financial goals.

Home Financing

Thinking about buying a house? Our Mortgage Loans & Refinancing services can help turn your dream into reality. We provide various mortgage options tailored to fit different budgets and situations, making homeownership more attainable for everyone.

Personal Banking

We understand that managing your money can be overwhelming. That's why we offer Personal Banking solutions including Checking & Savings Accounts that help you keep your finances organized and accessible. Imagine having peace of mind knowing your funds are secure while also earning interest on your savings. When it comes time to make larger purchases like a vehicle, our Auto Loans & Vehicle Financing options are here to assist you. With competitive rates, we make it easier for you to hit the road without stretching your budget.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills all from the comfort of your home or while running errands. We also provide electronic statements, allowing you to stay organized without the clutter of paper documents. Plus, if you're looking to sign documents quickly, our electronic signature authorization makes it simple and fast. Managing your money is even easier with our mobile application. You can enjoy mobile payments for a hassle-free checkout experience and make person-to-person transfers effortlessly. Just think about how convenient it is to send money to friends or family with just a few taps on your phone!

Security You Can Trust

Your security is our top priority. Our digital banking services are equipped with advanced security features to keep your information safe. With user-friendly interfaces and real-time account management, you'll feel confident navigating through your finances. Whether you need immediate access to your accounts or want to manage transactions securely from anywhere, Pse Credit Union, Inc. has got you covered with our digital solutions. Embrace the ease of modern banking today!

Financial Strength

Commitment to Growth

With $22,433,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $4,670 in used auto loans and $192,864,787 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts: 47,264, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,255,141. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pse Credit Union, Inc. is your trusted partner. Visit us at 5255 Regency Dr Parma Oh 44129 or call (440) 843-8300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 54 full-time employees and 12 part-time employees who are committed to providing exceptional service.

Secure Savings Opportunities

Members' savings are secured through $91,952,660 in share certificates and $21,493,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $33,575,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,064 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,055,680 in used vehicle loans and $24,035,022 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you drive away satisfied.

Credit Lines

For those who need additional flexibility, our credit lines are available with a total amount of $20,000,000. This option allows you to access funds when necessary without the burden of high-interest rates. Our dedicated staff at Pse Credit Union, Inc., located at 5255 Regency Dr Parma Oh 44129 in Parma, OH, is ready to assist you in finding the right loan product for your situation. You can reach us at (440) 843-8300 during our operating hours: Monday - Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for auto financing, mortgage solutions, or credit lines, we are here to help you navigate your financial journey with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,768,120, make buying or refinancing simple. We know that purchasing a home is a significant step, and our team is here to guide you through every part of the process.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,190,458 in loans helping members manage their finances effectively. Our credit cards come with various features to suit your spending habits while giving you peace of mind.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the interests of users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PSE CREDIT UNION, INC. CREDIT UNION - Parma, OH