PSE Credit Union Medina OH | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Pse Credit Union, Inc.! Located at 3845 Pearl Rd, Medina, OH 44256, our credit union has been a cornerstone of the community since we opened our doors. With over 26,498 members and assets totaling an impressive $315,265,694, we pride ourselves on offering personalized financial services tailored to meet the unique needs of each member. At Pse Credit Union, we understand that banking is more than just numbers; it's about building relationships and fostering trust. That's why we've made it our mission to support our community by providing a range of financial products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Our dedicated team of 66 employees, led by CEO Joseph Anderson and Board President Robert Vasil, is here to help you navigate your financial journey with confidence. While members can visit us at our Medina branch, official correspondence should be sent to the same address. You can reach us at 330-661-0160 during our lobby hours: Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. With a strong net worth of $33,575,383 and total deposits of $23,935,325, we are committed to maintaining the financial health of our members. We also offer modern conveniences like online banking and mobile payments to ensure you have access to your accounts anytime, anywhere. Join us at Pse Credit Union as we continue to grow together. Visit our website at psecreditunion.org or call us today to learn more about how we can assist you in achieving your financial goals!

Branch History & Mission

Community Commitment

We recognize that being a part of this community means more than just providing financial services; it's about building lasting relationships. Through partnerships with local organizations and participation in community events, Pse Credit Union actively contributes to initiatives that uplift those around us. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership with Pse Credit Union where your goals are our priority. Discover how we can help you achieve financial success today!

Our Mission

The mission of Pse Credit Union is clear: we strive to enhance the financial well-being of our members while fostering a spirit of cooperation and community involvement. We believe that when our members thrive, so does our community. This guiding principle drives us to not only provide exceptional financial products but also engage in outreach efforts that support local initiatives and help improve the quality of life in Medina. Our operating hours are designed with your convenience in mind. We welcome you during lobby hours from Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. For added convenience, we offer ATM services and drive-thru banking for quick transactions. While members can visit us at our branch location on Pearl Road in Medina, official correspondence should be sent to the same address. Our commitment to technological advancement ensures that you can manage your finances easily through online banking and mobile apps.

Branch Location & Accessibility

Welcome to Pse Credit Union, Inc. located at 3845 Pearl Rd in beautiful Medina, Ohio! Our branch is conveniently situated near the heart of Medina County, making it easy for you to access our services. Whether you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away, right next to familiar landmarks that make this area special. While members can visit us at 3845 Pearl Rd, official correspondence should be sent to the same address for convenience. Our location offers ample parking and is designed with accessibility in mind. We strive to ensure that everyone can easily reach us, featuring ramps and ADA-compliant facilities. At Pse Credit Union, we understand that your time is valuable. That's why we offer flexible operating hours: we're open Monday, Tuesday, and Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our friendly staff is always ready to assist you during these times. For those who prefer banking on the go, we have an ATM available right here at our branch for quick cash withdrawals and balance checks. Plus, our drive-thru banking service makes it even easier for you to manage your transactions without leaving your vehicle. We invite you to explore a wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, and much more. Whether you're looking for a new credit card with rewards or need assistance with business banking solutions, we've got you covered. Feel free to give us a call at 330-661-0160 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community at Pse Credit Union!

Member Eligibility

At Pse Credit Union, Inc., we believe in creating a welcoming community where everyone can thrive. Joining us as a member is straightforward and inclusive! If you live, work, worship, or attend school in the Medina area, you're likely eligible to become part of our credit union family. We embrace all members who share our values and are eager to take control of their financial future. For more detailed eligibility criteria, feel free to visit this link. Opening an account with us is just as easy! Our friendly team is here to guide you through the process, ensuring you feel supported every step of the way. Plus, being a member at Pse Credit Union, Inc. comes with fantastic benefits like competitive loan rates and personalized service tailored to your needs. If you have any questions or want to get started today, don't hesitate to call us at (330) 661-0160. We can't wait to welcome you into our community at 3845 Pearl Rd Medina Oh 44256!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a payment solution that lets you focus on what you do best running your business. Our merchant services simplify transactions, making it easier for you to accept payments from customers. This means quicker sales and happier customers, which is essential in today's fast-paced marketplace. Visit us at 3845 Pearl Rd Medina Oh 44256 in Medina, OH to learn more about how we can help your business thrive! For any inquiries, feel free to call us at (330) 661-0160.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our members who run their own businesses, we provide dedicated business banking services, including merchant services and business loans. We understand that every business has its own challenges, which is why we work closely with you to find the best solutions that support your growth.

Credit Options

For those who enjoy rewards while spending, our credit cards with rewards offer great benefits that can enhance your everyday purchases. It's a simple way to earn while you spend!

Digital Banking Features

In today's fast-paced world, convenience is key. At Medina, we prioritize ease of access through our robust online and mobile banking platforms. You can manage your accounts anytime from anywhere using our online banking tools. Our mobile application allows you to conduct transactions on the go, whether it's checking balances or making transfers. Need cash quickly? Our ATM services make withdrawals straightforward and accessible whenever you need them. For those who prefer face-to-face interactions, our drive-thru banking provides a quick option for deposits, withdrawals, and other simple transactions without leaving your vehicle.

Get Started Today!

With so many services available at Pse Credit Union, Inc., there's no better time than now to explore what we can do for you. Visit us at 3845 Pearl Rd Medina Oh 44256 in Medina, or give us a call at (330) 661-0160 for more information. We're excited to help you achieve your financial goals!

Personal Banking

We understand that managing your personal finances can be a challenge. That's why we offer a range of personal banking options tailored to meet your needs. Our checking and savings accounts are designed with features that make it easy for you to manage your money effectively. Plus, if you're considering purchasing a new car or refinancing an existing one, our auto loans and vehicle financing solutions come with competitive rates and flexible terms to suit your budget. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans are structured to help you navigate the process smoothly. Additionally, our personal loans and debt consolidation options can provide the financial support you need for unexpected expenses or to simplify your payments.

Digital & Online Banking

24/7 Access

Thanks to our 24/7 online banking services, managing your accounts has never been easier. Whether it's early in the morning or late at night, you can take control of your finances whenever it suits you. Our digital tools are designed to provide real-time account management so that you're always informed about your financial situation. Join us today and experience how digital and online banking at Pse Credit Union, Inc. can simplify your life!

Key Features

Our mobile application makes banking even simpler. With features like mobile payments, you can make purchases directly from your phone. Plus, if you need to send money to friends or family, our person-to-person transfer option is quick and easy. Security is a top priority for us at Pse Credit Union, Inc.. We offer electronic signature authorization for added protection when making transactions online. You can feel confident knowing that your personal information is secure while enjoying all the conveniences of modern banking.

Financial Strength

A Strong Foundation

With a net worth of $33,575,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $22,433,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $46,706,680 in used auto loans and a total of $192,864,787 in loans and leases available for various needs.

Growing Membership Base

The strength of our credit union is also evident in our community presence with a total of 47,264 share accounts showing a growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $12,255,141, further highlighting our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pse Credit Union is your trusted partner. Visit us at 3845 Pearl Rd Medina OH 44256 or call 330-661-0160 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 54 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $91,952,660 in share certificates and $21,493,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,055,680 in used vehicle loans and $24,035,022 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms designed to fit your budget.

Credit Lines

Our total credit lines amount to $20,000,000, providing additional flexibility for those unexpected expenses or larger purchases. This line of credit allows you to borrow as needed while only paying interest on what you use. Whether you're looking for an auto loan to upgrade your ride or exploring mortgage options for your dream home, Pse Credit Union is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or call us at 330-661-0160 to discuss how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $34,768,120. If you're considering refinancing your current mortgage or are unsure about eligibility requirements, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,190,458 in loans helping members manage their finances effectively. These cards come with competitive rates and various rewards options to suit your spending habits.

Loan Aggregator

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PSE CREDIT UNION, INC. CREDIT UNION - Medina, OH