Pse Credit Union Cleveland OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pse Credit Union, Inc.! Located at 1800 Carnegie Ave, Cleveland, OH 44115, our Cleveland Branch is committed to serving our members with integrity and care. Since we opened our doors, we've built a strong community presence, boasting a membership of over 26,498 individuals who trust us with their financial needs. At Pse Credit Union, we understand that banking is more than just numbers; it's about building relationships and empowering our members. With total assets of $315,265,694 and deposits reaching $23,935,325, we are equipped to provide you with a range of services tailored to your needs. Whether you're looking for auto loans where we've financed 9,340 vehicles or personal banking solutions like checking and savings accounts, we've got you covered. Our dedicated team of 66 employees, led by CEO Joseph Anderson and Board President Robert Vasil, is here to assist you every step of the way. We take pride in offering personalized service and innovative financial products designed to help you achieve your goals. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 1800 Carnegie Ave, Cleveland, OH 44115-2312. If you have any questions or need assistance, don't hesitate to reach out at 216-241-1088. We invite you to explore how we can support your financial journey. Visit our website at Pse Credit Union or stop by our branch today! Your future starts here let's build it together!

Branch History & Mission

Our Journey

From humble beginnings, Pse Credit Union has evolved into a trusted partner for individuals and families seeking financial stability and growth. Our journey has been marked by key milestones, including the expansion of our services to meet the diverse needs of our members. Today, we boast total assets of over $315 million, reflecting our commitment to sound financial practices and community investment. Our Cleveland branch not only offers traditional banking services but also embraces modern digital advancements. We provide online banking, mobile payments, and an array of convenient ATM options to ensure that our members have access to their funds whenever they need them. With features like electronic signatures and e-statements, we aim to make banking as simple and accessible as possible.

Our Mission

At the heart of Pse Credit Union's mission is a dedication to empowering our members through personalized financial services. We believe that everyone deserves access to quality financial products that can help them build a better future. Whether it's providing auto loans for new vehicles or offering guidance on mortgage refinancing, our team is here to support you every step of the way. We also understand the importance of community support. Our outreach efforts include partnerships with local organizations and initiatives aimed at enhancing the lives of those around us. By participating in community events and educational programs, we strive to make a positive impact beyond just banking.

Visit Us

While you can always reach us at our physical location at 1800 Carnegie Ave, Cleveland, OH 44115, official correspondence should be directed to our mailing address: 1800 Carnegie Ave, Cleveland, OH 44115-2312. We invite you to visit us during our operating hours from Monday through Friday from 9 AM to 5 PM. Feel free to contact us at 216-241-1088 with any questions or concerns. As we continue on this journey together with our members, we encourage you to join Pse Credit Union today. Experience firsthand the benefits of being part of a community-focused credit union dedicated to your financial well-being!

Branch Location & Accessibility

Banking Hours and Services

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, giving you plenty of time to stop by after work or during your lunch break. While we're closed on weekends, our drive-thru service remains a fantastic option for quick transactions without leaving your car. At Pse Credit Union, Inc., we pride ourselves on providing a range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our ATM is readily available for cash withdrawals and balance checks, making banking with us even more convenient.

Call to Action

We invite you to visit us at our Cleveland Branch or give us a call at 216-241-1088 if you have any questions. Whether you're looking to open an account or simply learn more about what we offer, our friendly team is here to help you every step of the way!

Nearby Landmarks and Accessibility

If you're nearby, you might recognize us as being close to major spots like the Cleveland Museum of Art and the bustling University Circle area. Parking is available right outside the branch, ensuring a hassle-free visit. For those who need extra assistance, we offer ADA-compliant features such as ramps and designated parking spaces to ensure everyone can access our services comfortably.

Member Eligibility

Becoming a member of Pse Credit Union, Inc. feels like stepping into a warm, welcoming community where your financial well-being is the top priority. If you live, work, or worship in the Cleveland area, you're likely eligible to join us! We embrace individuals from various backgrounds and walks of life, ensuring that everyone has access to our range of services designed with you in mind. You can enjoy benefits like competitive loan rates, personalized service, and convenient online banking options that fit your lifestyle. To get started, check out the detailed eligibility criteria at , which will guide you through the specifics. When you're ready to open an account and take advantage of everything we offer, simply give us a call at (216) 241-1088 or visit us at our branch located at 1800 Carnegie Ave Cleveland Oh 44115. Joining is easy, and we can't wait to welcome you to our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that help you purchase new equipment or expand your operations. At Pse Credit Union, Inc., our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. That's where our merchant services come in. Whether you're a retail store or an online business, our solutions are tailored to meet your needs, ensuring smooth transactions for you and your customers. With simple setups and competitive rates, we empower local businesses like yours to thrive without worrying about cash flow interruptions. Located at 1800 Carnegie Ave Cleveland Oh 44115 in Cleveland, OH, we're here to partner with you on your path to success. If you're ready to take your business to the next level, contact us at (216) 241-1088 today!

Comprehensive List Of Services

Always Here for You

We invite you to visit us at 1800 Carnegie Ave Cleveland Oh 44115 or give us a call at (216) 241-1088 for any inquiries regarding our services. Our friendly staff is here Monday through Friday from 9 AM to 5 PM to help you navigate your financial journey. At Pse Credit Union, Inc., we're more than just a credit union; we're a community dedicated to helping each member achieve their financial dreams. Ready to explore what we can do for you? Come by today!

Business Banking Solutions

For our business members, we understand the challenges you face. That's why our business banking services, including merchant services and business loans, are crafted to help your company thrive. We take pride in supporting local businesses in Cleveland by offering tailored solutions that make managing finances easier.

Convenient In-Branch Services

If you prefer face-to-face interaction, our branch offers essential services through both our drive-thru and lobby. You can make deposits, withdrawals, and handle simple transactions effortlessly. Plus, as part of our commitment to accessibility, we participate in basic shared branch transactions for partner credit union members.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms so you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Loans That Fit Your Lifestyle

Everyone has different financial goals, and that's why we also offer personal loans and debt consolidation solutions. Whether you're planning a vacation, covering unexpected expenses, or consolidating debt, we have flexible loan options to support you. Additionally, if you enjoy rewards for your spending, check out our credit cards with rewards, designed to give you benefits every time you use them.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Our checking and savings accounts are designed for convenience, allowing you to easily access your funds and save for the future. If you're thinking about purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing services can get you on the road quickly. For those looking to buy a home or lower their mortgage payments, our mortgage loans and refinancing options provide competitive rates that can fit your budget.

Digital & Online Banking

Smart Features for Easy Management

Our online platform also offers electronic signature authorization, allowing you to complete documents securely from anywhere. Plus, with e-statements available, you can keep track of your financial activities while helping the environment by reducing paper waste. For those busy days when you need to make quick payments, our mobile payments feature lets you send money effortlessly. And with person-to-person transfers, sharing expenses with friends or family is as easy as sending a text.

Stay Connected with Our Mobile App

Don't forget about our user-friendly mobile application! It's designed to fit seamlessly into your daily routine. With just a few taps on your smartphone, you can manage your accounts on the move. Whether it's checking your balance or making a quick payment, everything you need is right there. At Pse Credit Union, Inc., we prioritize security and ease of use so that you can focus on what matters most. Our commitment to providing top-notch digital banking services ensures that managing your money is simple and safe. Embrace the convenience today and discover how easy it is to take control of your finances with us!

Your Banking, Anytime, Anywhere

With our 24/7 online banking services available at https://psecreditunion.org/ , you can access your accounts anytime you need. Check balances, pay bills, and transfer money without stepping foot in a branch. This means no waiting in lines your bank is always open for you!

Financial Strength

Commitment to Growth and Innovation

With $22,433,402 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $19,286,478 in total loans and leases and $46,70 in used auto loans, showing our dedication to helping you achieve your dreams.

Growing Membership Base

Our growing member base includes 47,264 total share accounts, showcasing the trust placed in us by the community. This growth allows us to provide even more competitive products designed for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pse Credit Union is your trusted partner. Visit us at 1800 Carnegie Ave Cleveland Oh 44115 or call 216-241-1088 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $91,952,660 in share certificates and $21,493,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance. Although our net income is currently $0, it underscores our commitment to reinvesting into community-enhancing projects rather than focusing solely on profit margins. We also take pride in having 54 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Health

With a net worth of $33,575,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,055,680 in used vehicle loans and $24,035,022 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our flexible financing options can cater to your specific needs.

Business Financing

For business owners, our outstanding commercial loans total $0, providing the capital needed to grow and expand your business operations. Although we currently have no outstanding commercial loans, we're always eager to explore financing options tailored to your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,768,120, make buying or refinancing simple. We provide straightforward terms and competitive rates to ensure that your journey into homeownership is smooth and affordable.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, our team can guide you through eligibility options that may save you money over time. We're committed to ensuring that our members receive the best possible terms on all their financial products. At Pse Credit Union, Inc., we pride ourselves on delivering transparent and practical solutions for every member's unique situation. To learn more about our loan offerings or how we can assist you further, please give us a call at (216) 241-1088. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $9,190,458 in loans helping members manage their finances effectively. These cards provide an excellent way to build your credit while enjoying the convenience of cashless transactions.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

PSE CREDIT UNION, INC. CREDIT UNION