Prr South Fork Credit Union Johnstown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Prr South Fork, your trusted partner for financial solutions in Johnstown, PA. Established in 1936, we have proudly served our community for over eight decades, becoming a cornerstone for local families and businesses alike. With a total membership of 2,473 and total assets reaching an impressive $46,943,804, we are committed to providing personalized service that meets the unique needs of each member. Located at 307 State St, Johnstown, PA 15905, our branch is not just a financial institution; it's a community hub where relationships flourish and dreams take shape. Our dedicated team of 7 employees, led by our CEO Sharon Rozum and Board President Timothy Troy, is here to help you navigate your financial journey with care and expertise. At Prr South Fork, we understand that every member has different financial goals. That's why we offer a range of services tailored to suit your needs, from checking and savings accounts to auto loans and mortgage refinancing. With total deposits amounting to $4,077,215 and loans totaling 1,475, we have the resources to support you at every stage of life. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 307 State St, Johnstown, PA 15905. Whether you're looking for advice on saving for a new car or need help managing your finances during life's transitions, our friendly staff is ready to assist you. We invite you to explore more about what we can offer by visiting our website at prrsouthfork.com or give us a call at 814-255-1876. Experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the Prr South Fork family. Experience firsthand how we prioritize our members' needs while supporting the broader community. Together, let's build a brighter financial future! Visit us today at prrsouthfork.com for more information about joining or accessing our services.

Our Evolution

From the moment we opened our doors, Prr South Fork has focused on empowering individuals and families through personalized financial services. Over the years, we have adapted to changing times while maintaining our commitment to member satisfaction. As technology advanced, so did we introducing online banking services that make managing finances more convenient than ever. Today, we pride ourselves on offering a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards.

Our Mission

At Prr South Fork, our mission is clear: to provide exceptional financial services while fostering community growth and support. We believe in helping our members achieve their financial goals whether it's buying a new car or securing their dream home. We also understand that being part of a community means giving back. That's why we actively engage in local outreach initiatives and partnerships designed to uplift those around us. Our branch operates Monday through Thursday from 9:00 a.m. to 4:00 p.m., and on Fridays until 6:00 p.m., providing convenient access for all your banking needs. While we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you in person. While members can visit us at 307 State St Johnstown Pa 15905, official correspondence should be sent to 307 State St, Johnstown, PA 15905. For any inquiries or assistance, feel free to contact us at (814) 255-1876.

Branch Location & Accessibility

Accessibility Features

At Prr South Fork, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps to ensure that everyone can comfortably visit us. We have ample parking available right outside our doors, making it easy for you to stop by whether you're running errands or just need some assistance with your banking.

Operating Hours

We're here for you during our lobby hours from 9:00 a.m. to 4:00 p.m. Monday through Thursday, and we extend our hours until 6:00 p.m. on Fridays. This schedule allows you plenty of time to come in and discuss your financial needs with our knowledgeable staff.

Services Offered

At Prr South Fork, we offer a variety of services tailored for personal and business banking. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Plus, enjoy the convenience of online banking from the comfort of your home. If you need any assistance or have questions about our services, don't hesitate to give us a call at 814-255-1876. Our friendly team is always ready to assist you! While members can visit us at 307 State St Johnstown Pa 15905, official correspondence should be sent to 307 State St, Johnstown, PA 15905 if it differs from our branch location. Come visit Prr South Fork today! We look forward to welcoming you into our community-focused banking family.

Member Eligibility

At Prr South Fork, we believe that becoming a member means joining a warm and supportive community dedicated to your financial well-being. If you're wondering whether you can be part of our family, the good news is that eligibility is open to a wide range of individuals! To become a member, you simply need to reside, work, or worship in the area surrounding our branch at 307 State St Johnstown Pa 15905. This makes it easy for many in our local community to join us. Membership not only gives you access to personalized service but also offers a variety of financial products tailored just for you, from checking accounts to auto loans. Starting your journey with us is simple and welcoming. For those interested in opening an account, feel free to give us a call at (814) 255-1876 or visit our website for more detailed information on how you can get started. You can also check out the specific eligibility criteria on our website for the most current details. We're excited to welcome you into the Prr South Fork family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, our member-focused loans can provide the capital you need to take your business to the next level. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various needs and goals. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

In addition to our lending options, we offer comprehensive merchant services that simplify payment processing for your business. Imagine a seamless transaction experience for your customers whether they're paying via card or digital methods allowing you to focus on what matters most: running your business. Our services are designed to enhance efficiency and customer satisfaction, making it easier for you to manage daily operations. If you're ready to explore how our business banking and commercial services can support your growth, visit us today at Prr South Fork!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, our network allows you access to cash withdrawal services wherever you are. This ensures that you're never far from your funds when you need them most. At Prr South Fork, we're committed to offering personalized service and comprehensive financial solutions tailored just for you. For any questions or assistance, feel free to call us at 814-255-1876 during our lobby hours: 9:00 a.m. - 4:00 p.m., Monday through Thursday, and 11:00 a.m. - 6:00 p.m. on Friday. Ready to take control of your finances? Visit us today or check out our website at www.prrsouthfork.com for more information!

Auto Loans & Vehicle Financing

Are you dreaming of a new car? With our auto loans and vehicle financing options, we make it simple to turn that dream into reality. Our competitive rates allow you to drive away with a great deal while ensuring affordable monthly payments that fit within your budget.

Business Banking

For local entrepreneurs, we offer business banking solutions including merchant services and business loans. Our goal is to help you grow and succeed by providing financial products tailored specifically for small businesses like yours.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday purchases more rewarding. Whether you're buying groceries or booking travel, earn points that can be redeemed for exciting perks. It's our way of saying thank you for choosing us as your financial partner.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing your current mortgage, our dedicated team is ready to assist. We offer tailored mortgage solutions that can help you secure the best possible terms for your situation. Imagine reducing your monthly payments or accessing cash from your home's equity it's all possible with Prr South Fork.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be easy and accessible. That's why we provide robust online and mobile banking features that allow you to check balances, pay bills, and transfer funds right from your smartphone or computer.

Personal Banking

Our personal banking services include checking and savings accounts designed for convenience and growth. Imagine having a safe place to keep your money while earning interest, all accessible through our user-friendly online banking platform. You can manage your accounts from anywhere, making it easier than ever to stay on top of your finances.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options designed to give you peace of mind when finances get tight. With flexible repayment plans, you can tackle those bills head-on without added stress.

Digital & Online Banking

At Prr South Fork, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your life easier, all while keeping your information safe. You can explore these services anytime by visiting us at https://prrsouthfork.com/. One of the standout features is our 24/7 online banking service. With just a few clicks, you can access your accounts, check balances, and review transactions whenever it suits you day or night. Whether you're at home or on the go, managing your finances has never been simpler. For those who prefer going paperless, we provide e-statements as an option. This not only reduces clutter but also allows you to access your financial documents quickly and securely without waiting for the mail. While we currently don't offer mobile payments or a dedicated mobile application, our online banking platform is fully equipped to handle your needs efficiently. You can easily transfer funds between accounts or manage your savings with just a few taps on your keyboard. If you need to send money to friends or family, our current offerings do not include person-to-person transfers just yet. However, with the robust features we have in place, you'll still find that managing your finances is straightforward and user-friendly. At Prr South Fork, we prioritize security. While we don't utilize electronic signature authorization for transactions at this time, rest assured that our systems are designed with top-notch security measures to protect your personal information. In summary, whether you're checking balances from the comfort of your couch or reviewing statements online, our digital banking services provide you with easy access and peace of mind. We're here to support you every step of the way!

Financial Strength

At Prr South Fork, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support. With a net worth of $9,155,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,388,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $271 in used auto loans and $18,826,709 in total loans and leases. Our operational efficiency is reflected in our $96,011, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $443,890. Total Share and Deposit Accounts: 3,851, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prr South Fork is your trusted partner. Visit us at 307 State St Johnstown Pa 15905 or call (814) 255-1876 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,771,235 in used vehicle loans and $6,693,550 in new vehicle loans already helping members get on the road. We have tailored options for both new and used vehicles, ensuring you can find a loan that fits your budget.

Credit Lines

For those who need a little extra flexibility in their budgeting, our total credit lines amounting to $2,000,000 are available for personal or business use. This option can help cover various costs without the need for a traditional loan structure. At Prr South Fork, we also recognize that refinancing can be an excellent way to lower your monthly payments or access cash from your equity. If you're interested in exploring these options or checking eligibility requirements for any of our loan products, please reach out to us. If you have questions about our loan offerings or want to discuss which option might be best for you, feel free to contact us at 814-255-1876. Our dedicated team is available during lobby hours from 9:00 a.m. to 4:00 p.m., Monday through Thursday and 11:00 a.m. to 6:00 p.m. on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $406,160, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our team is here to help guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $533,497 in loans helping members manage their finances effectively. These credit cards provide an easy way to handle unexpected expenses or consolidate debt without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted loan comparison tool helps users navigate their options with clarity and confidence. LendMesh ensures accurate loan comparisons through its commitment to data integrity. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees fair and transparent offers for all users. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, making it easier to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PRR SOUTH FORK FEDERAL CREDIT UNION - Johnstown, PA

Compare Loan Rates Near You

Loan rates in Johnstown, PA (15905)