PROVIDENT CREDIT UNION - San Mateo, CA

Welcome to Provident, your trusted financial partner located at 2727 S El Camino Real Ste B, San Mateo, CA 94403. Established in 1950, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 134,964 members. With total assets exceeding $3.5 billion, we are well-equipped to meet your financial needs, whether you're looking for personal banking services or business solutions. At Provident, we take pride in offering a comprehensive range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to providing exceptional service is reflected in our total deposits of $383,244,145 and the support we extend to our members through over 50,000 loans and leases. Our dedicated team of 332 employees, led by CEO James Ernest and Board President June Rothe, is here to assist you every step of the way. We understand that financial decisions can be daunting, which is why we strive to create a welcoming environment where you can feel confident about your choices. While members can visit us at our branch location for personal assistance, official correspondence should be directed to our mailing address: 2727 S. El Camino Real, Ste. B, San Mateo, CA 94403. Whether you're ready to open an account or simply have questions about our services, don't hesitate to reach out! Give us a call at (650) 522-8564 or explore more on our website at providentcu.org. Join us in experiencing a community-focused approach to banking that prioritizes your financial success!

Joining the Provident family is a wonderful way to connect with a community that truly cares about its members. To become a member of Provident, you simply need to meet some friendly eligibility criteria that focus on serving individuals in our community. While specific details may vary, generally, if you live or work in the area, or if you have a family member who's already a member, you're likely eligible! The process is straightforward and welcoming, making it easy for you to start enjoying all the benefits we offer, from great rates on loans to personalized banking services. For the most accurate and detailed information about eligibility, please check out this resource: . Ready to open your account? You can start this journey by visiting us at our branch located at 2727 S El Camino Real Ste B San Mateo Ca 94403 or giving us a call at (650) 522-8564. Our team is excited to help you step into membership and explore everything Provident has to offer.

At Provident, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which underscores our commitment to you, our valued member. With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is supported by $13,697 in used auto loans and a total of $2,598,460,252 in loans and leases across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 2727 S El Camino Real Ste B San Mateo Ca 94403 or call (650) 522-8564 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.