PROVIDENT CREDIT UNION

Beyond banking, we actively engage with our community through outreach programs and partnerships designed to uplift those around us. We understand that a strong community supports its members' growth this belief fuels our commitment to local initiatives that help foster economic empowerment. As we look ahead, we invite you to join us at Provident. Experience firsthand how we combine traditional values with modern conveniences designed just for you. Whether you're looking for a checking account or need assistance with financing your dream home or vehicle, we're here for you every step of the way. Feel free to reach out at 415-397-3302 during our operating hours Monday through Thursday from 8 AM to 4 PM and Friday from 8 AM to 5 PM to learn more about how we can serve you better. Join us today and become part of a community that truly cares!

From our first day at 701 Sacramento St, we set out with a mission to provide accessible and affordable financial services tailored to the needs of our members. Over the years, we have adapted and expanded, introducing new services such as auto loans, personal loans, and business banking solutions. Our member-focused approach has always been at the core of what we do. Our branch is conveniently located near key landmarks that make it easy for you to visit us. Whether you're walking through the bustling streets or taking public transport, we're here to assist you with all your banking needs. While members can visit us at 701 Sacramento St, official correspondence should be sent to 701 Sacramento Street, San Francisco, CA 94108.

At Provident, our mission is straightforward: to empower our members through personalized financial solutions while fostering a sense of community. We believe in not just providing financial services but also being a supportive partner in your journey toward achieving your goals. We strive for excellence by offering competitive rates on loans and savings accounts and ensuring that our services are accessible to everyone. We're proud of our digital advancements that allow for easier access to banking services through online platforms and mobile applications. From online banking to mobile payments, we prioritize convenience and accessibility while ensuring compliance with ADA standards.

If you have questions or need assistance, don't hesitate to give us a call at 415-397-3302. Our dedicated team is ready to assist you with any banking inquiries or to help you set up an account. We invite you to visit us soon at Provident! Let us be your partner in achieving your financial goals.

Just a short walk from popular landmarks like the historic Ferry Building and bustling Union Square, our location makes it easy to fit a visit into your day. With ample street parking available nearby and ADA-compliant features, getting to us is hassle-free for everyone.

At Provident, we know that banking needs can arise at any time. That's why we offer flexible operating hours: Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM. This way, you can drop by before work or take care of business during your lunch break.

Our branch provides a variety of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Members can also enjoy access to our ATM for quick cash withdrawals and basic transactions. If you're part of another credit union, feel free to use our shared service center for deposits and withdrawals too!

Imagine running a café in the heart of San Francisco. With our merchant services, you can accept payments seamlessly, manage transactions easily, and keep your focus on serving customers rather than worrying about payment processing. Our services are designed to simplify your operations so you can thrive in a competitive market. For more information about how Provident can support your business banking needs, visit us at 701 Sacramento St, San Francisco, CA 94108 or call us at 415-397-3302. Let's work together to take your business to the next level!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses.

For our business members, we offer comprehensive solutions through our Business Banking services, which include Merchant Services and Business Loans. Whether you're starting a new venture or need support for an existing business, we're here to help.

Who doesn't love rewards? With our Credit Cards with Rewards, you can earn points on everyday purchases, making your spending work for you. This is just one of the ways we strive to provide value to our members.

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. With features like ATM access for cash withdrawals and balance checks, banking has never been easier or more accessible.

Located at 701 Sacramento St San Francisco Ca 94108 in San Francisco, CA, we invite you to visit us or call us at (415) 397-3302 during our operating hours: Monday through Thursday from 8:00 am to 4:00 pm and Friday from 8:00 am to 5:00 pm. At Provident, we're not just about transactions; we're about building relationships that last a lifetime. Explore how we can assist you today!

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you keep track of your money while earning interest on your savings. Need a new vehicle? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel with affordable rates and flexible terms. If you're thinking about buying a home, our Mortgage Loans & Refinancing services provide support every step of the way. For those unexpected expenses, our Personal Loans & Debt Consolidation options can help you regain control over your finances without the stress.

As part of our commitment to community, we also offer Basic Shared Branch Transactions for deposits and withdrawals from partner credit unions. This means even if you're traveling or away from home, accessing your money is straightforward and hassle-free.

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, you have real-time access to your accounts right at your fingertips. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfers make it simple and fast. Security is always a top priority for us. Our electronic signature authorization adds an extra layer of safety when completing transactions online. And if you prefer going paperless, you'll love that we offer e-statements, which are not only eco-friendly but also keep your information secure and accessible from anywhere. For those who enjoy using their mobile devices for banking, our mobile application enhances your experience further. You can make mobile payments seamlessly while shopping or dining out, making transactions easier than ever. At Provident, we believe that convenience shouldn't come at the cost of security. With user-friendly features tailored for your lifestyle, managing your finances has never been more straightforward. Explore all our digital banking offerings today by visiting https://providentcu.org/ and take advantage of the ease and accessibility we provide!

Our success is also seen in the number of members who trust us with their finances reflected by our total share accounts of 283,425. This growing base indicates that more people are choosing Provident as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 701 Sacramento St San Francisco Ca 94108 or call (415) 397-3302 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,697 in used auto loans and $2,598,460,252 in total loans and leases.

With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,157,965 in used vehicle loans and $84,156,509 in new vehicle loans already helping members get on the road. We have tailored options for both new and used vehicles, ensuring you find a plan that suits your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options to lower your monthly payments.

For business owners seeking growth opportunities, our outstanding commercial loans totaling $294,797,182 provide the capital needed to expand operations or invest in new projects. We know how vital it is for businesses to secure reliable financing, and our team is ready to support your business needs. At Provident, we prioritize transparency and customer satisfaction in all our services. If you have any questions or want more information about our loan offerings, feel free to reach out at (415) 397-3302 or visit us at our branch located at 701 Sacramento St San Francisco Ca 94108 in San Francisco, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,082,130, designed to fit a variety of financial situations. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $44,004,033 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your lifestyle while providing you with access to funds when needed.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.