PROVIDENT CREDIT UNION

Welcome to Provident, your trusted financial partner located at 303 Twin Dolphin Dr, Redwood City, CA 94065. Established in 1950, our credit union has grown alongside our community and now proudly serves over 134,000 members. With assets exceeding $3.5 billion, we are dedicated to providing a wide array of financial services that cater to your personal and business needs. At Provident, we understand that financial health is vital for everyone. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment to you doesn't stop there; we also provide convenient online and mobile banking options to ensure you have access to your finances wherever you are. While members can visit us at our Redwood City branch for face-to-face assistance, official correspondence should be sent to the same address: 303 Twin Dolphin Drive, Redwood City, CA 94065. Our team is here for you during regular operating hours from Monday to Friday, 8:00 AM to 6:00 PM. Under the leadership of our CEO, James Ernest, and Board President June Rothe, we strive for excellence in service and community impact. With a net worth of $360 million and total deposits reaching $383 million, you can trust that your money is safe with us. Additionally, we maintain over $8 million in cash on hand to ensure liquidity for all member transactions. We believe in building lasting relationships with our members and supporting local initiatives. Whether you're looking for guidance on loans or planning for your future savings, our experienced staff is here to help every step of the way. Ready to experience personalized financial services? Give us a call at (650) 508-0300 or visit our website at providentcu.org to learn more about how we can assist you today!

At Provident, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is straightforward and welcoming. If you live, work, or worship in the area, you're likely eligible to join us! We invite individuals from various backgrounds and walks of life to experience the benefits of membership, which include personalized service, competitive rates, and community-focused initiatives. To see the complete eligibility criteria, you can visit this page for more information. Once you determine your eligibility, opening an account is just as easy. We're here to guide you through each step of the process so that you feel comfortable and informed. If you have any questions or need assistance, don't hesitate to reach out at (650) 508-0300. Join us at our branch located at 303 Twin Dolphin Dr Redwood City Ca 94065 and become part of something special!

At Provident, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is essential. That's why we are proud to share the strong financial position of our branch, located at 303 Twin Dolphin Dr Redwood City Ca 94065 in Redwood City, CA. With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to serving you effectively. Our net worth ratio of $1,027 demonstrates that we have a robust capital base, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial growth is evident in our $359,049,329 in undivided earnings. We reinvest these funds into innovative banking tools and stronger lending options so that we can serve you better. Moreover, with $13,697 in used auto loans and $2,598,460,252 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products tailored for you. We take pride in having 314 full-time employees and 18 part-time employees who are always ready to assist you with their expertise. In terms of assets available for lending and investments, our net shares stand at $6,101,921. Additionally, with a total of 283,425, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 303 Twin Dolphin Dr Redwood City Ca 94065 or call (650) 508-0300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.