PROVIDENT CREDIT UNION

Welcome to Provident, your trusted financial partner located at 4937 Telegraph Ave, Oakland, CA 94609. With a commitment to serving our community since 1950, we have grown to support over 134,964 members, helping them achieve their financial goals with personalized service and a range of products tailored just for you. At Provident, we pride ourselves on our solid foundation, backed by total assets of $3,510,110,738 and a net worth of $360,706,481. Our dedication to financial health extends to our members as we manage $383,244,145 in deposits and provide loans totaling 50,665. This strong financial standing allows us to offer competitive rates on various services from personal banking solutions like checking and savings accounts to auto loans and mortgages. While members can visit us at our branch in Oakland, official correspondence should be sent to our mailing address: 303 Twin Dolphin Dr, Redwood City, CA 94065-1497. Our team is led by CEO James Ernest and Board President June Rothe, both of whom are dedicated to ensuring that each member feels valued and supported. With a workforce of 332 employees, we're here to provide you with the best service possible. So whether you're looking for assistance with your banking needs or exploring new loan options, feel free to reach out to us at (510) 658-3657 or visit our website at Provident. Join us today and experience the difference of being part of a credit union that truly cares about its community!

At Provident, we believe that becoming a member is like joining a family where your financial well-being matters. If you're looking to be part of our supportive community, the good news is that eligibility is straightforward! You can become a member if you live, work, worship, or attend school in specific areas we serve. We're all about inclusivity, so whether you're starting your first bank account or looking for a loan, we're here to help. To dive into more detailed eligibility criteria, feel free to visit our resource at . Once you're ready to join us at our welcoming branch located at 4937 Telegraph Ave Oakland Ca 94609, opening an account is easy and convenient! Our friendly team is eager to guide you through the process and answer any questions you might have. Just give us a call at (510) 658-3657 if you need assistance or want to learn more about the benefits of being part of Provident. We can't wait to welcome you aboard!

At Provident, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures you can trust us with your savings and lending needs. With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,697 in used auto loans and $2,598,460,252 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 283,425, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 4937 Telegraph Ave Oakland Ca 94609 or call (510) 658-3657 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.