Provident Credit Union Millbrae CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Provident, where we believe in creating a financial community that thrives on trust and support. Located at 209 Broadway, Millbrae, CA 94030, our credit union has been serving members since 1950. With a strong commitment to our community, we proudly support over 134,964 members with personalized banking solutions. At Provident, we offer a variety of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans. Our total assets stand at an impressive $3,510,110,738, reflecting our strength and stability. We also have total deposits of $383,244,145, ensuring that your money is safe and secure with us. We understand the importance of community involvement. Our dedicated team of 332 employees, led by CEO James Ernest and Board President June Rothe, is here to provide exceptional service every day. With the help of advanced online and mobile banking options, managing your finances has never been easier! For those needing assistance or wanting to learn more about our offerings, please don't hesitate to reach out! You can contact us at 650-259-7562 during our business hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 209 Broadway Avenue, Millbrae, CA 94030-2507. Join us at Provident where we're dedicated not just to your financial health but also to making a positive impact in our community. Explore what we can do for you by visiting us online at providentcu.org. Your journey towards better financial well-being starts here!

Branch History & Mission

Community Commitment

We are proud of our role in local outreach efforts and partnerships that strengthen our ties within Millbrae. By supporting local initiatives and providing resources for financial education, we aim to uplift those around us and create lasting positive impacts. Our commitment extends beyond traditional banking; we embrace digital advancements that enhance your experience with online banking options, mobile payments, and electronic signatures all designed with accessibility in mind. As we look to the future, we invite you to join us on this journey. Experience the personalized service that has defined Provident since its inception. Together, let's build a brighter financial future for you and your family. For more information or assistance, please reach out at 650-259-7562 or visit us online at providentcu.org. Your story matters here at Provident!

Our Mission

At the heart of Provident is our unwavering commitment to enrich the lives of our members through exceptional service and community involvement. Our mission statement reflects this dedication: "To empower members by providing quality financial products and services while fostering an inclusive community." We believe that when our members thrive, so does our community. While you can visit us at 209 Broadway in Millbrae, official correspondence should be directed to our mailing address at 209 Broadway Avenue, Millbrae, CA 94030-2507. Our branch is easily accessible, with ATM availability for your convenience. Although we do not offer drive-thru banking, we ensure that all members can access essential services without hassle during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 2:00 pm.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular spots like [insert nearby landmark or business here], our location is easy to find. Our branch features ample parking, ensuring a hassle-free visit. We are also committed to accessibility; you'll find ADA-compliant ramps and features that make it easy for everyone to access our services.

Operating Hours and Services Offered

We know that life can get busy, so we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Our dedicated team is ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage refinancing, and more. While members can conveniently utilize our ATM services on-site, please note that we currently do not offer drive-thru banking. However, we do provide shared service options for partner credit union members, making it easier than ever to manage your finances. If you have any questions or need assistance, don't hesitate to give us a call at (650) 259-7562. We look forward to welcoming you into our branch soon!

Member Eligibility

At Provident, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our priority. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This includes everyone in the vibrant community around us, making it easy for you to join us on this journey toward better financial health. Membership at Provident comes with a host of benefits including personalized service, competitive rates, and a variety of products tailored to meet your needs. Getting started is simple! Just visit us at our branch located at 209 Broadway Millbrae Ca 94030, or give us a call at (650) 259-7562. You can also find detailed eligibility criteria by visiting this link to make sure you meet all the requirements. We're excited to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. This means more capital for purchasing equipment, hiring staff, or expanding operations. - Whether you're looking to start a new venture or take your existing business to the next level, our flexible financing solutions can meet your needs.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine serving customers efficiently with quick and reliable payment options whether it's through card transactions or online payments. This ensures you can focus on what really matters: growing your business and serving your clients. With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses in Millbrae, CA. Let us partner with you on your journey to success! Visit us at 209 Broadway Millbrae Ca 94030 or give us a call at (650) 259-7562 to learn more about how our business banking services can support you.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand that time and resources are valuable. That's why we offer comprehensive Business Banking services including Merchant Services and Business Loans. We're here to help you manage cash flow and invest in growth opportunities seamlessly.

Digital Banking Features

In today's fast-paced world, convenience is key. At Provident, we provide robust Online & Mobile Banking services that give you access to your accounts anytime, anywhere. Whether it's checking your balance, making transfers, or paying bills on-the-go, our digital tools make managing your finances easier than ever. Additionally, our ATMs are readily available for quick cash withdrawals and balance checks without the hassle of waiting in line at a branch.

Get in Touch

Ready to learn more about how we can help you achieve your financial goals? Reach out today by calling us at (650) 259-7562, or visit us at our branch located in beautiful Millbrae, CA. We look forward to serving you! Explore all that Provident has to offer and see how we can support your financial journey today!

Personal Banking Solutions

For individuals and families, we offer various personal banking options. Start with our Checking & Savings Accounts, designed to help you manage your money effectively. Imagine having easy access to funds while earning interest on your savings this is what we aim to provide. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can get you on the road quickly and affordably. Thinking about homeownership? Our Mortgage Loans & Refinancing options are tailored to guide you through purchasing your dream home or refinancing your existing mortgage for better rates. For those unexpected moments when finances may be tight, consider our Personal Loans & Debt Consolidation services, which can provide the relief you need without breaking the bank. And let's not forget about rewards! Our Credit Cards with Rewards allow you to earn benefits as you spend, making everyday purchases more rewarding.

Shared Branching and Accessibility

We also participate in Basic Shared Branch Transactions for partner credit union members. This means that if you're a member of another participating credit union, you can perform deposits and withdrawals at our branch too! At Provident, we want to ensure all our members have access to their accounts wherever they go.

Digital & Online Banking

Convenient Online Services

Visit us at https://providentcu.org/ to explore our user-friendly online banking platform. Here, you'll find everything you need to manage your finances efficiently. Whether you're looking for e-statements or need to authorize documents electronically with our electronic signature feature, we've got you covered. No more waiting for paper statements in the mail enjoy instant access to your financial information anytime.

Mobile Banking at Your Fingertips

Our mobile application is another fantastic way to stay connected with your accounts. You can make mobile payments easily, ensuring that paying for goods and services is as simple as a tap on your phone. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free.

Safety First

Security is a top priority at Provident. We use advanced technology to keep your information safe while providing you with the convenience of online banking. You can feel confident knowing that your data is protected as you manage your accounts from any device. With all these features available at your fingertips, managing your finances has never been easier. Experience the freedom of banking on your terms with Provident where convenience meets security!

Financial Strength

Commitment to Innovation

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,697 in used auto loans and $2,598,460,252 in total loans and leases.

Growing Member Base

Total Share Accounts stand strong at 283,425, showing a robust and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $6,101,921, highlighting our commitment to supporting member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 209 Broadway Millbrae Ca 94030 or call (650) 259-7562 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $360,706,481, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

Our offerings don't stop there. We understand that business owners need capital to grow and expand; that's why we provide outstanding commercial loans totaling $294,797,182. Additionally, if you're considering a credit line for larger expenses or emergencies, our total credit lines amount to $1,346,922,422, giving you access when you need it most. We also have refinancing options available for many of our loan products. If you're looking to lower your interest rate or change your loan terms, reach out to us about eligibility options tailored just for you. At Provident, we're dedicated to making banking convenient and accessible. Visit us at 209 Broadway Millbrae Ca 94030 or give us a call at (650) 259-7562. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,157,965 in used vehicle loans and $84,156,509 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,082,130, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly, ensuring you find the right solution for your needs.

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $44,004,033 in loans available. These cards can be an excellent tool for everyday purchases and budgeting without tying up your savings.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects accurate information, allowing you to trust the numbers presented.

PROVIDENT CREDIT UNION - Millbrae, CA

Type of Loan Offerings

Personal Loans

Vehicle Loans