PROVIDENT CREDIT UNION

Welcome to Provident, your trusted financial partner located at 15425 Los Gatos Blvd, Los Gatos, CA 95032. Since our establishment in 1950, we have proudly served our community with a commitment to providing quality financial services tailored to meet the needs of our 134,964 members. With total assets of over $3.5 billion, we are dedicated to ensuring your financial well-being through a variety of products and services designed just for you. At Provident, we understand that every member's journey is unique. That's why our offerings range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and even business banking options. We take pride in empowering you with the resources needed to achieve your financial goals. Our total deposits stand strong at $383,244,145, reflecting the trust and confidence our members place in us. Led by CEO James Ernest and Board President June Rothe, our team is here to support you every step of the way. Whether you need assistance with loans or are looking for online banking solutions, we have a dedicated staff ready to help. With a workforce of 332 employees, we ensure personalized service tailored to your needs. While members can visit us at our branch address, official correspondence should be sent to 15425 Los Gatos Blvd., Los Gatos, CA 95032. If you have questions or want more information about how we can assist you, don't hesitate to reach out! You can give us a call at 408-358-1227 during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us on this journey towards financial empowerment! Visit our website at providentcu.org for more details on how we can help you today!

Becoming a member of Provident means joining a warm and welcoming community dedicated to supporting your financial journey. If you're looking to make the switch, you'll be happy to know that eligibility is open to anyone who lives, works, or worships in the area surrounding 15425 Los Gatos Blvd Los Gatos Ca 95032. This inclusive approach makes it easy for you to access all the benefits we offer, such as personalized banking services, competitive loan rates, and a commitment to helping you achieve your financial goals. To get started on your membership journey with us, simply reach out at (408) 358-1227 or visit our website for more information on how to open an account. We encourage you to check out the detailed eligibility criteria at , ensuring you're well-informed about all the options available to you. Here at Provident, we can't wait to welcome you into our family!

At Provident, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is crucial. That's why we are proud to share our strong financial standing with you. With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is further reflected in our $359,049,329 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $13,697 in used auto loans and $2,598,460,252 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,101,921. Total Share and Deposit Accounts: 283,425, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 15425 Los Gatos Blvd Los Gatos Ca 95032 or call (408) 358-1227 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.