PROVIDENT CREDIT UNION

Welcome to Provident! Nestled in the heart of Folsom, California, at 2475 Iron Point Rd Ste 110, Folsom, CA 95630, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving your financial dreams. Established in 1950, our commitment to serving our community has only grown stronger over the years. With a robust membership base of 134,964 individuals, we offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgage financing and business banking solutions. At Provident, we understand that financial security is vital for our members. That's why we boast total assets exceeding $3.5 billion and total deposits of $383,244,145. Our net worth stands at an impressive $360,706,481, ensuring that your funds are safe and sound with us. Additionally, our dedicated team of 332 employees, led by CEO James Ernest and Board President June Rothe, is here to provide you with personalized service that you can count on. While members can visit us at our branch address, official correspondence should be sent to the same location: 2475 Iron Point Road #110, Folsom, CA 95630. For any inquiries or assistance, feel free to reach out at 916-983-1851. Join us today and experience how we can help you navigate your financial journey with confidence and ease. Explore more about our services by visiting our website at providentcu.org. Your future starts here!

At Provident, we take pride in our deep-rooted history and unwavering commitment to serving our community. Established in 1950, our branch has grown alongside the vibrant city of Folsom, CA, becoming a trusted partner for financial services for over seven decades. Located at 2475 Iron Point Rd Ste 110, we are easily accessible to members near key landmarks and neighborhoods, fostering a sense of belonging and support. Over the years, Provident has achieved significant milestones, nurturing a membership that now exceeds 134,964 individuals. Our total assets have reached an impressive $3,510,110,738, reflecting our dedication to providing robust financial solutions tailored to the needs of our members. As we continue to expand our services, we strive to maintain a personal touch that sets us apart from traditional banks. Our mission is simple yet powerful: to empower our members by offering exceptional financial services while actively supporting the communities we serve. We believe in making banking accessible for everyone, which is why we offer a range of services from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We're also proud to provide online and mobile banking options, ensuring convenience and flexibility for all. While members can visit us at 2475 Iron Point Rd Ste 110, official correspondence should be sent to 2475 Iron Point Road #110, Folsom, CA 95630 if needed. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We understand that accessibility is key; therefore, we offer ATM availability and shared service center options for added convenience. Although we do not have drive-thru banking at this location, our dedicated team is always ready to assist you inside the branch. At Provident, we're not just about finances; we're about community engagement too. We actively participate in local outreach efforts and form partnerships that enrich the lives of those around us. Whether it's sponsoring local events or supporting charitable causes, we aim to make a positive impact in Folsom and beyond. Join us at Provident today and experience firsthand how we're redefining what it means to be part of a financial institution that truly cares. Together, let's build a brighter future! For more information or assistance, feel free to call us at 916-983-1851 or visit our website at providentcu.org.

At Provident, we believe that becoming a member is like joining a family where everyone is supported and valued. We're excited to welcome you into our community! To become a member at Provident, you just need to meet a few simple criteria. Generally, membership is open to anyone who lives or works in the areas we serve, and those who have family members already with us can easily join as well. This means that whether you're looking for personalized banking options or just want to be part of a caring community, you're in the right place. Opening an account with us is straightforward and hassle-free. You can check out all the specific eligibility details by visiting our website at . If you have any questions or need assistance, feel free to call us at (916) 983-1851. We're here to help! Join us at our branch located at 2475 Iron Point Rd Ste 110 Folsom Ca 95630, and take your first step toward enjoying all the benefits of being part of Provident.