Provident Credit Union Belmont CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Provident Cu Belmont Branch, your trusted financial partner located at 1050 El Camino Real Ste C, Belmont, CA 94002. Since our establishment in 1950, we have been dedicated to serving our community with integrity and care, helping over 134,964 members achieve their financial goals. With total assets amounting to an impressive $3,510,110,738 and total deposits of $383,244,145, we stand strong in our commitment to provide reliable banking services tailored to meet your needs. At Provident, we understand that banking is more than just numbers; it's about building relationships and creating opportunities. Our experienced team of 332 employees, led by CEO James Ernest and Board President June Rothe, is here to guide you through every financial decision. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're prepared to help you every step of the way. We pride ourselves on being more than just a credit union; we are an integral part of the Belmont community. Our members benefit from a wide range of services including business banking solutions, online and mobile banking facilities, and shared branch transactions for added convenience. We also have an ATM available for quick access to your funds. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 1050 El Camino Real Ste C, Belmont, CA 94002. If you have any questions or would like to learn more about our services, don't hesitate to reach out at 650-598-0716. Join us at Provident Cu Belmont Branch where your financial future matters! Visit our website at providentcu.org for more information or stop by today!

Branch History & Mission

Community Engagement

Our dedication doesn't stop at providing services; we actively seek ways to give back. Through shared service centers, basic ATM access, and collaborative efforts with other credit unions, we make banking easier for everyone. Additionally, we ensure ADA compliance so that all members can comfortably access our facilities. While you can visit us at 1050 El Camino Real Ste C Belmont Ca 94002 for all your banking needs, official correspondence should be sent to 1050 El Camino Real Ste C, Belmont, CA 94002 if different. If you have questions or need assistance, don't hesitate to call us at (650) 598-0716 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM.

Join Us

As we continue on this journey of growth and community support, we invite you to become part of the Provident family. Experience firsthand how we can help you navigate your financial future while being an active member of a caring community. Visit us today or check out more information at our website. Together, let's build a brighter tomorrow!

Our Journey

Since opening our doors, Provident has continuously evolved to meet the needs of our growing membership base, which currently stands at an impressive 134,964. We've built a strong foundation by offering a wide range of financial services that cater to individuals and businesses alike. Over the years, we have expanded our total assets to $3,510,110,738, enabling us to provide better resources and support for our members. Our commitment goes beyond just numbers; it's about making a real impact in the community. We strive to create partnerships with local organizations and engage in outreach efforts that uplift those around us. Whether it's through financial education programs or community service initiatives, we are dedicated to supporting the people of Belmont and surrounding areas.

Our Mission

At the heart of Provident is our mission: to empower our members with the tools they need to achieve their financial goals while fostering a sense of belonging and community. We believe that everyone deserves access to quality financial services without barriers. That's why we offer personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, business banking services, and much more. We also understand the importance of adapting to modern needs. Our digital advancements allow members to manage their finances effortlessly through online and mobile banking platforms. With features like e-statements and mobile payments, convenience is at your fingertips.

Branch Location & Accessibility

Accessibility Features

At Provident Cu, we prioritize accessibility for all our members. Our location is compliant with ADA standards, ensuring that everyone can comfortably navigate our facilities. There's ample parking available right outside the branch, so you won't have to worry about finding a spot.

Connect With Us

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 650-598-0716. We look forward to welcoming you into our branch soon! Whether you need quick access to an ATM or want to discuss your financial goals with one of our team members, we're here for you every step of the way. Come visit us today!

Conveniently Located

Our branch is easily accessible, making it simple for you to visit us during your busy day. We're situated near popular landmarks like the beautiful Twin Pines Park and the lively downtown area, which makes popping in for your banking needs easy. Whether you're heading out for errands or enjoying a stroll, we're right along your path.

Operating Hours

We understand that life can get hectic, which is why we offer flexible operating hours to serve you better. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We're here when you need us!

Services Offered

At Provident Cu Belmont Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our shared service center allows members of partner credit unions to complete basic transactions like deposits and withdrawals with ease.

Member Eligibility

At Provident, we believe that everyone deserves the opportunity to belong to a supportive community that prioritizes their financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in our community, you're likely eligible to join us. We also welcome family members of current members, which helps extend our caring network even further. For detailed eligibility criteria, feel free to visit our website at . Joining Provident means gaining access to a range of benefits tailored just for you, from personal banking options to competitive loan rates and exceptional member service. To get started on your journey with us, simply give us a call at (650) 598-0716, or stop by our branch located at 1050 El Camino Real Ste C Belmont Ca 94002. We're here to help make your experience seamless and enjoyable!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having reliable payment solutions is crucial. Our merchant services make it easy for you to process payments quickly and securely. Imagine serving a steady line of customers at your café or retail store; with our tools, you can accept various forms of payment seamlessly, allowing you to focus on what matters most your business. Located at 1050 El Camino Real Ste C Belmont Ca 94002 in Belmont, CA, we invite you to visit us or call (650) 598-0716 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, we offer specialized services through our business banking solutions. From business loans to merchant services, we understand the unique challenges small businesses face and aim to provide tailored solutions that help them thrive.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They not only offer flexible spending options but also give you points for every purchase, which can be redeemed for various benefits. This way, you earn while you spend!

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. That's why we provide robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Our digital tools allow for easy ATM access for cash withdrawals and balance checks as well as person-to-person payment options.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process smoothly. We understand that purchasing a home is one of life's biggest decisions, and we're committed to helping you find the right mortgage solution that fits your budget and long-term goals.

Personal Banking Solutions

Starting with your day-to-day needs, we offer a variety of personal banking options including checking and savings accounts that suit different lifestyles. If you're planning a big purchase or want to consolidate debt, our personal loans can provide the support you need. For those considering a new vehicle, our auto loans and vehicle financing options are designed with competitive rates to make your dreams more attainable.

Shared Branch Transactions

Additionally, if you're traveling or away from home, take advantage of our basic shared branch transactions which allow partner credit union members to make deposits and withdrawals effortlessly at various locations. We invite you to reach out to us at (650) 598-0716 or visit us in person at 1050 El Camino Real Ste C Belmont Ca 94002 during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. Explore how Provident can support your financial journey today! Discover more about our services by visiting us online at Provident Cu Belmont Branch. We're excited to serve you!

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://providentcu.org/ , you can check balances, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure that you have access to your account whenever you need it. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. For those who prefer a paperless approach, we provide e-statements that allow you to view your account statements digitally. This not only helps in keeping things organized but also contributes to environmental sustainability. If you're always on the move, our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone!

Mobile Features

We know that life can get busy. That's why we've included handy features like mobile payments and person-to-person transfers. Want to split the bill with friends? Use our person-to-person feature to send money instantly! And when you're out shopping, just tap your phone to make quick and secure payments no wallet needed. At Provident, we prioritize security in every aspect of our digital services. You can rest easy knowing that your information is protected while enjoying the ease of real-time account management. With these innovative tools at your fingertips, banking is no longer just about transactions; it's about making life simpler for you. Explore all the ways we make banking accessible and user-friendly by visiting us at https://providentcu.org/ . Your financial well-being is our top priority!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 1050 El Camino Real Ste C Belmont Ca 94002 or call (650) 598-0716 to learn more about how we can help you achieve your financial goals.

Dedicated Team for You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We value your trust as shown by our Total Share Accounts reaching 283,425, demonstrating a strong and growing member base that trusts us with their finances.

Investing Back into Our Community

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,697 in used auto loans and $2,598,460,252 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Metrics

With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing your current loans or need guidance on eligibility options, our knowledgeable staff is ready to assist. We're committed to ensuring you find the best financial solutions for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. You can reach us at (650) 598-0716 or visit us at our branch located at 1050 El Camino Real Ste C Belmont Ca 94002 in Belmont, CA. Let's explore how we can support your financial needs together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,157,965 in used vehicle loans and $84,156,509 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $294,797,182 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are dedicated to offering solutions that foster growth.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $44,004,033 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you save while making purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,082,130, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure your dream home without the hassle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers, allowing you to make informed choices about your borrowing options.

PROVIDENT CREDIT UNION