Prospera Credit Union Menasha WI | Best Auto Loans & Checking

Introduction

Welcome to Prospera, your trusted financial partner located at 849 Warsaw St, Menasha, WI 54952. Established in 1934, our credit union has been dedicated to serving the community for nearly a century. With a commitment to personalized service and member satisfaction, we are proud to have grown to 21,526 members who rely on us for their banking needs. At Prospera, we believe in empowering our members with accessible financial solutions. Our total assets of $363,659,917 and total deposits amounting to $11,623,833 reflect the strong foundation we've built together with our community. Whether you're looking for an auto loan where we currently manage over 13,257 loans and leases or a simple savings account, we're here to help you achieve your financial goals. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Sheila Schinke and Board President Tom Clifford, we strive to make every interaction meaningful and impactful. We employ a dedicated staff of 82 professionals, all focused on providing exceptional service tailored to your needs. While members can visit us at our branch location in Menasha, official correspondence should be sent to our mailing address: PO Box 635, Menasha, WI 54952-2353. Explore our range of services including personal banking, mortgage loans, business financing options, and more by visiting our website at myprospera.com. We invite you to call us at 920-882-4800 or drop by during our convenient hours. Join us in making your financial journey smoother and more rewarding!

Branch History & Mission

Community Focus

At Prospera, our mission extends beyond just banking. We are dedicated to making a positive impact in Menasha and the surrounding areas. Whether it's through local partnerships or community outreach initiatives, we strive to support those around us. Our commitment to service is reflected not only in our offerings like personal banking options, auto loans, mortgage refinancing, and business banking but also in how we engage with our members and neighbors.

Join Us

We invite you to experience the benefits of becoming a member of Prospera. Together, let's build a brighter financial future for you and your family. Visit us today or explore more about membership options on our website at Prospera. Your journey towards financial empowerment starts here!

Modern Banking Experience

While we honor our rich history, we also embrace modern advancements in banking. Our branch offers convenient services such as online and mobile banking for easy access to your accounts anytime. Additionally, we ensure accessibility through ADA-compliant facilities and provide both ATM services and drive-thru banking for your convenience. While members can visit us at 849 Warsaw St, official correspondence should be sent to PO Box 635, Menasha, WI 54952-2353. You can reach us at 920-882-4800 during our operating hours: Monday through Wednesday and Friday from 7:30 am to 5 pm; Thursday until 5:30 pm; and Saturday from 9 am to 12 pm.

Our Journey

From humble beginnings, Prospera has evolved significantly. Our mission has always been clear: to provide exceptional financial services while fostering a sense of community support. We believe in empowering our members through accessible banking solutions that cater to their individual needs. As we look back on nearly nine decades of service, we celebrate the milestones that have shaped our branch into what it is today a vibrant hub for financial education and personal growth.

Branch Location & Accessibility

Finding Us

When you arrive at our Menasha Branch, you'll find ample parking available, ensuring that you can get in and out with ease. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone. Whether you're stopping by for a quick transaction or seeking detailed financial advice, we have everything you need under one roof.

Get in Touch

Have questions or want more information? Feel free to give us a call at 920-882-4800. Our friendly staff is always ready to assist you! We invite you to visit Prospera today and see how we can help enhance your financial journey. We look forward to welcoming you!

Operating Hours

We know that life can get busy, so we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Wednesday and Friday from 7:30 AM to 5 PM, and on Thursday until 5:30 PM. For those who prefer drive-thru service, we're ready to assist you from 9 AM until noon on Saturdays! Just pull up and let us help with deposits, withdrawals, or any other quick transactions.

Services at Your Fingertips

At Prospera, we provide a wide range of services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgages, our team is dedicated to helping you achieve your financial goals. Plus, with ATM availability right at our location, getting cash when you need it has never been easier! While members can visit us at our branch address for all banking needs, official correspondence should be sent to PO Box 635 in Menasha if different from the branch address.

Member Eligibility

At Prospera, we believe that everyone deserves a supportive community where they can thrive financially. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We cater to a diverse group of individuals, making our membership inclusive and accessible. You can find more details about specific eligibility requirements by visiting this link. Joining means you'll enjoy personalized services like checking and savings accounts, auto loans, and more all designed to help you reach your financial goals. Opening an account with us is just as easy! You can start the process online through this link or give us a call at (920) 882-4800 if you prefer a personal touch. Our friendly team at 849 Warsaw St Menasha Wi 54952 is here to help guide you every step of the way. Join Prospera today and experience the benefits of being part of our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and help you manage your cash flow efficiently. Imagine being able to accept payments easily whether it's through credit cards, mobile payments, or online transactions allowing you more time to focus on what you do best: running your business. If you're ready to explore how Prospera can empower your business, visit us at 849 Warsaw St Menasha Wi 54952, Menasha, WI 54952, or give us a call at (920) 882-4800. Let's work together to turn your vision into reality!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,801,682, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Simple

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have easy access to your money whenever you need it. With basic drive-thru banking available for deposits and withdrawals, plus simple transactions handled smoothly, we prioritize your convenience. If you're interested in discovering how these services can enhance your financial journey, don't hesitate! Visit us at Prospera, call us at (920) 882-4800, or explore more about what we offer on our website here. We look forward to helping you achieve your financial dreams!

Banking at Your Fingertips

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your finances from anywhere at any time. Pay bills, transfer funds, or check balances all through our secure online platform or mobile app.

Financing Your Dreams

When it comes to financing, we provide several options to suit various needs. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing services will help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options offer competitive rates and flexible terms.

Personal Banking Made Easy

We know that having the right banking tools is essential for managing your daily finances. That's why we offer Personal Banking, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or just want easy access to your funds, our accounts come with user-friendly features that make banking straightforward.

Personal Loans for Life’s Needs

Unexpected expenses can arise at any time. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's for medical bills, home repairs, or consolidating debt, we offer solutions that can help ease your financial burden.

Rewards with Every Purchase

If you enjoy earning rewards while spending, our Credit Cards with Rewards program is perfect for you. You can earn points on every purchase, which can be redeemed for travel, merchandise, and more!

Supporting Local Businesses

We also recognize the importance of supporting local entrepreneurs. Our Business Banking services include merchant services and business loans tailored specifically for small businesses in our community. We're here to help your business thrive!

Digital & Online Banking

Convenience at Your Fingertips

For those who prefer using their phones for payments, our mobile payments feature is currently not available. However, with our user-friendly mobile application, managing your accounts has never been easier. You can stay in control of your finances anytime and anywhere. At Prospera, we're committed to providing accessible and efficient banking solutions tailored to meet your needs. Explore all that our digital services have to offer today!

Key Features

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it's convenient for you. If you're looking to send money to friends or family quickly, our person-to-person transfers make it simple. You can also opt for e-statements, which provide a hassle-free way to keep track of your financial records without the clutter of paper. We understand that security is a top priority for our members. While we currently do not support electronic signature authorization, we ensure that all transactions are protected with robust security measures. Our mobile application further enhances your banking experience by allowing you to access your accounts directly from your smartphone. Whether you're checking balances or making payments, everything is just a tap away.

Financial Strength

At Prospera, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need to know that your money is safe and that your credit union is thriving. That's why we are proud to share our financial strength with you. With a net worth of $31,956,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $63,224,903 in share certificates and $38,111,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,430,172 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $48,360 in used auto loans and a total of $312,442,075 in loans and leases. Our efficiency shines through with a net income of $187,566, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 54,129, showing a growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,586,470, which further enhances our ability to provide valuable services to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prospera is your trusted partner. Visit us at 849 Warsaw St Menasha Wi 54952 or call 920-882-4800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. With $64,603,608 in used vehicle loans and $6,760,467 in new vehicle loans already assisting members in getting on the road, we're here to help you drive away with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is ready to guide you through the process.

Business Loans

For business owners, we have exceptional commercial loan options available. Our outstanding commercial loans totaling $13,801,682 provide the capital needed for growth and expansion. We understand the unique challenges faced by small businesses and are committed to supporting our local economy. At Prospera, we're dedicated to providing personalized service and helping our members find the right loan solutions for their individual circumstances. If you're considering refinancing or exploring eligibility options, don't hesitate to reach out. For more information about our loan offerings or to apply today, contact us at (920) 882-4800 or visit us at 849 Warsaw St Menasha Wi 54952 in Menasha, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your journey towards financial well-being!

Mortgage Loans

Thinking about homeownership? Our mortgage options are tailored to fit your needs. With Junior Lien 1-4 Family Residential Properties loans totaling $12,981,888, we make buying or refinancing straightforward. Our knowledgeable staff can assist you in navigating the mortgage process so you can focus on making your house a home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $6,230,062 in loans, our credit cards are designed to help you manage your finances effectively while providing peace of mind.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Prospera