Prospera Credit Union Appleton WI | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Prospera, your trusted financial partner located at N9660 County Rd N, Appleton, WI 54915. Since our establishment in 1934, we have been dedicated to serving our community, helping over 21,526 members achieve their financial goals. With a strong commitment to member service and community impact, we pride ourselves on being more than just a credit union; we are a part of your journey toward financial well-being. At Prospera, we understand that every member's needs are unique. That's why we offer a range of personalized services, from checking and savings accounts to auto loans and mortgages. Currently, our total assets stand at an impressive $363,659,917, with total deposits amounting to $11,623,833. We also provide competitive loan options, having facilitated over 13,257 loans and leases for our members. Our leadership team is dedicated to maintaining the highest standards of service. Under the guidance of our CEO, Sheila Schinke, and Board President Tom Clifford, we ensure that every decision made is in the best interest of our members. Our talented staff of 82 employees is here to help you navigate your financial journey with ease. While you can reach us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: N9660 County Rd N, Appleton, WI 54915. If you have any questions or would like to learn more about how we can assist you today, don't hesitate to call us at (920) 882-4800. Join us at Prospera where your financial future is our priority! Visit our website at myprospera.com for more information or stop by today!

Branch History & Mission

A Journey Through Time

Founded over eight decades ago, Prospera started with a mission to empower individuals through accessible financial solutions. Our growth reflects not just an increase in numbers but a deepening relationship with the people we serve. From our initial offerings to a wide range of products today like personal banking accounts, auto loans, mortgage refinancing, and business loans we have continuously adapted to meet the needs of our members. Our branch is easily accessible at N9660 County Rd N, nestled in the heart of Appleton, near local landmarks that make it a familiar stop for many. Whether you're visiting us during our operating hours or using our convenient drive-thru service, we strive to create a welcoming environment for everyone who walks through our doors.

Community Engagement

Prospera actively engages in community outreach initiatives that focus on enhancing local lives. We partner with various organizations to support educational programs and financial literacy workshops, ensuring that our members are informed and equipped for success. We are proud to be ADA compliant and are committed to improving accessibility for all. Additionally, with ATM availability and a dedicated drive-thru service, we prioritize convenience without compromising quality. In conclusion, we invite you to join the Prospera family and experience firsthand the benefits of being part of a credit union that genuinely cares about its members' financial health and community welfare. Together, let's build a brighter future! For more information or to become a member today, visit us at myprospera.com.

Our Mission

At Prospera, our mission is simple yet impactful: to provide exceptional financial services while fostering community support and growth. We believe that by helping individuals and families achieve their financial goals, we contribute positively to the overall well-being of our community. Our dedicated team works tirelessly to ensure that every member receives personalized attention and guidance tailored to their unique situations. While members can visit us at N9660 County Rd N Appleton Wi 54915, official correspondence should be sent to N9660 County Rd N, Appleton, WI 54915. We also understand the importance of staying connected in today's digital world. That's why we offer online banking services and mobile applications designed to make managing your finances easier than ever.

Branch Location & Accessibility

Accessibility and Parking

At Prospera, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can easily navigate our facilities. Parking is ample and convenient, allowing you to come and go with ease. We also offer drive-thru banking services for quick transactions without needing to leave your vehicle.

Get in Touch

We invite you to visit us at the Prospera Darboy Branch today! If you have questions or need further assistance, feel free to give us a call at 920-882-4800. We're excited to help you achieve your financial goals!

Operating Hours

We understand that life can be busy, so we've designed our operating hours to accommodate your schedule. The lobby is open from 7:30 AM to 5 PM on Monday, Tuesday, Wednesday, and Friday, while Thursday hours extend until 5:30 PM. For those who prefer drive-thru service, we're available on Saturdays from 9 AM to 12 PM.

Services Offered

Our Darboy Branch provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance with a mortgage or business banking? Our friendly staff is here to guide you through every step.

Member Eligibility

At Prospera, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, or worship in the area around N9660 County Rd N Appleton Wi 54915, you're likely eligible to join us. We embrace individuals from all walks of life and are committed to providing you with personalized financial services that help you achieve your goals. For more detailed eligibility criteria, feel free to check out our website at http://www.myprospera.com/about#membership-eligibility. Once you're ready to become part of our family, opening an account is a breeze! You can start the process online by visiting https://myprospera.com/balance-transfer or simply give us a call at (920) 882-4800. Our friendly team is here to guide you every step of the way, ensuring that your transition into membership feels smooth and supportive. Join us today and discover all the advantages that being a member of Prospera has to offer!

Business Banking & Commercial Services

Loan Options That Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,801,682, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer merchant services that make everyday transactions easier. Picture this: your customers can pay using various methods while you seamlessly manage sales and inventory. This not only enhances customer satisfaction but also streamlines your operations. At Prospera, we're dedicated to providing the tools you need to succeed. Visit us at N9660 County Rd N Appleton Wi 54915 in Appleton, WI, or call us at (920) 882-4800 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

Small business owners in Appleton will find valuable support through our business banking services. We offer merchant services and business loans designed to help local businesses thrive. If you're looking to grow your operations or need assistance managing cash flow, our team is ready to assist you with tailored solutions.

Convenient Access

Accessing your accounts has never been easier at Prospera. With an ATM available on-site and drive-thru banking for quick transactions like deposits and withdrawals, we're focused on making your banking experience convenient and efficient. We invite you to visit us at N9660 County Rd N Appleton Wi 54915 or give us a call at (920) 882-4800 to learn more about how we can serve you better. At Prospera, your financial success is our priority!

Credit Cards with Rewards

For those who enjoy rewards programs, our credit cards come equipped with benefits that make everyday spending more rewarding. Whether it's earning points for travel or cash back on purchases, members appreciate how these cards enhance their purchasing power while providing added perks.

Home Financing Options

Thinking about buying a house? Our mortgage loans and refinancing options can help turn that dream into reality. We know how important it is to find the right loan for your needs, whether you're a first-time homebuyer or looking to refinance an existing mortgage. The journey to homeownership can be exciting, and we are here to support you along the way.

Manage Your Debt

Life can throw financial challenges your way, which is why we offer personal loans and debt consolidation services. These options help many members regain control over their finances when unexpected expenses arise. By consolidating debts into one manageable payment, you can alleviate stress and focus on what matters most.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer personal banking services that include checking and savings accounts designed to fit various lifestyles. Our members often appreciate how easy it is to access their accounts through our online and mobile banking features. Imagine transferring funds or checking your balance from the comfort of your home or on-the-go it's all possible with just a few taps on your smartphone.

Vehicle Financing Made Easy

If you're in the market for a new car or need financing for a vehicle, our auto loans provide competitive rates and flexible terms. Many members have found joy in driving off with their dream cars, thanks to our personalized vehicle financing solutions. Plus, we guide you through every detail of the process, ensuring you feel confident and informed.

Digital & Online Banking

Access Anytime, Anywhere

Whether you're at home in Appleton or traveling across the state, our online banking system provides real-time account management right at your fingertips. If you have questions or need assistance, feel free to reach out at (920) 882-4800. At Prospera, we're committed to providing accessible and efficient banking solutions that fit into your lifestyle. Enjoy the peace of mind that comes with knowing your finances are managed securely and conveniently!

User-Friendly Features

Our mobile application makes banking even easier. With it, you can handle everything from checking balances to making person-to-person transfers. No need to wait in line; simply use our app to send money to friends or family with ease. We also prioritize security, ensuring that your information is protected while you manage your finances from your smartphone. Though we do not currently support mobile payments or electronic signature authorization, rest assured that our services are designed with user-friendliness in mind. You can easily navigate through our system without feeling overwhelmed.

Financial Strength

At Prospera, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to managing your finances, and we are proud to share our strong financial standing with you. With a net worth of $31,956,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $63,224,903 in share certificates and $38,111,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,430,172 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $48,360,608 in used auto loans and a total of $312,442,075 in loans and leases. Additionally, our operational efficiency is reflected in our net income of $187,566, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The number of share accounts stands strong at 54,129, showing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Prospera is your trusted partner. Visit us at N9660 County Rd N Appleton WI 54915 or call 920-882-4800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For those interested in business opportunities, we provide outstanding commercial loans totaling $13,801,682, giving business owners access to capital needed to grow and expand their operations. If you're considering refinancing any of these loans, we have options available that can potentially lower your monthly payments or reduce your interest rate. To learn more about eligibility requirements and how we can assist you with refinancing, feel free to reach out. At Prospera, our goal is to empower our members by providing accessible loan options tailored to their needs. If you have questions or want to explore our loan offerings further, don't hesitate to call us at (920) 882-4800 or visit us at our branch located at N9660 County Rd N Appleton Wi 54915. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,603,608 in used vehicle loans and $6,760,467 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, we have options that suit various budgets and credit situations.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,230,062 in loans helping members manage their finances effectively. Our credit card options are designed with your financial wellbeing in mind, offering rewards and benefits that can help you make the most of every purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,981,888, make buying or refinancing simple. We offer competitive interest rates and flexible terms to help you navigate the home-buying process smoothly.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and accurate offers tailored to their needs.

Prospera