Prospera Credit Union Appleton WI | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Prospera, your trusted financial partner located at 4830 N Ballard Rd, Appleton, WI 54913. Established in 1934, our branch has been dedicated to serving the community with integrity and care for nearly 90 years. With a strong foundation of over 21,500 members, we are committed to supporting your financial journey whether you're looking for personal banking solutions or business services. At Prospera, we pride ourselves on maintaining a robust financial position, with total assets reaching an impressive $363,659,917 and total deposits of $11,623,833. Our success is built on the trust of our members and the dedication of our team, which consists of 82 employees led by our CEO, Sheila Schinke, and Board President, Tom Clifford. Together, we strive to create a welcoming environment where you can find the right solutions tailored to your needs. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 4830 N Ballard Rd, Appleton, WI 54913. Whether you're interested in auto loans, mortgages, or simply opening a new account, Prospera is here to help you every step of the way. With total loans amounting to 13,257 and net worth standing at $31,956,694, we have the resources and experience necessary to support your goals. We invite you to explore our range of services available online at Prospera's website or give us a call at 920-882-4800. Let's work together towards achieving your financial dreams!

Branch History & Mission

Welcome to Prospera, your trusted financial partner in Appleton, WI. Established in 1934, our branch has a rich history of serving the community with dedication and care. Over the years, we have grown from a small local credit union into a vibrant institution that proudly supports over 21,500 members and manages total assets of $363,659,917. Located at 4830 N Ballard Rd, Appleton, WI 54913, we are easily accessible for all your banking needs. Our branch is just a short drive from notable landmarks like the Fox River Mall and the scenic Appleton Memorial Park, making it convenient for you to stop by and learn more about our services. At Prospera, our mission is clear: we aim to empower our members by providing excellent financial services while fostering community support. We believe that everyone deserves access to affordable banking solutions. This commitment drives us to offer a wide range of services including personal and business banking options such as checking accounts, auto loans, mortgage financing, and credit cards with rewards. While members can visit us at 4830 N Ballard Rd, official correspondence should be sent to the same address. We strive to make banking as easy as possible; that's why we offer both ATM services and drive-thru banking for quick transactions. Our operating hours are designed with your convenience in mind: Monday through Wednesday and Friday from 7:30 AM to 5 PM, Thursday until 5:30 PM, and Saturday from 9 AM to 12 PM. In addition to traditional banking services, we embrace digital advancements that enhance your experience. With online banking and mobile application options available, managing your finances has never been easier. We also prioritize accessibility by ensuring our facilities comply with ADA standards. Our involvement in the community extends beyond just providing financial products. We actively participate in local outreach programs and form partnerships aimed at uplifting those around us. Whether it's sponsoring local events or offering financial literacy workshops, we are here for you. Join us at Prospera where we put people first! Discover how membership can benefit you personally whether you're looking for assistance with loans or simply want to improve your savings strategy. Experience the difference of being part of a community-focused credit union that truly cares about your financial well-being. For more information or to become a member today, please call us at 920-882-4800 or visit our website at myprospera.com. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Prospera Ballard Branch, conveniently located at 4830 N Ballard Rd in beautiful Appleton, WI. Whether you're a long-time member or new to our community, we're here to provide you with exceptional service in a friendly atmosphere. Our branch is easily accessible and is situated near local landmarks, making it a convenient stop for all your banking needs. While members can visit us at 4830 N Ballard Rd, official correspondence should be sent to the same address for your convenience. Parking is available on-site, ensuring that you can access our services without any hassle. We take pride in being fully ADA compliant, with features like ramps and accessible entrances to ensure everyone can visit us comfortably. At the Prospera Ballard Branch, we understand that your time is valuable. That's why we offer extended drive-thru hours for quick banking transactions. Our drive-thru service operates from 7:30 AM to 5 PM CST Monday through Wednesday and Friday, and until 5:30 PM CST on Thursdays. On Saturdays, we're open from 9 AM to 12 PM so you can take care of your banking even on weekends. Need cash? We have an ATM available for your convenience, providing easy access to your funds whenever you need them. Plus, our friendly staff is always ready to assist with a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and more. If you have any questions or need assistance while visiting, feel free to reach out at 920-882-4800. We invite you to stop by and experience how easy banking can be with Prospera!

Member Eligibility

At Prospera, we believe that everyone deserves access to a supportive financial community. Becoming a member is an easy and welcoming process! If you live, work, or worship in the local area, you're likely eligible to join us. We also welcome immediate family members of existing members, making it even easier for you to be part of our vibrant community. To get the complete scoop on eligibility details, feel free to visit our website at http://www.myprospera.com/about#membership-eligibility. Joining us opens up a world of benefits, including personalized service and competitive rates on loans and accounts. Ready to take the next step? Opening an account with us is simple! Just head over to https://myprospera.com/balance-transfer for all the information you need. If you have any questions or need assistance, don't hesitate to call us at (920) 882-4800. We're excited to help you start your journey with Prospera at 4830 N Ballard Rd Appleton Wi 54913!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine a bustling café where customers can pay quickly using their cards or mobile wallets, enhancing their experience while keeping your cash flow smooth. Our services help you accept payments easily so you can focus on what matters most growing your business. Visit us at 4830 N Ballard Rd Appleton Wi 54913 in Appleton, WI, or call us at (920) 882-4800 to learn how we can partner with you on your business journey.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,801,682, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We believe that banking should be straightforward for everyone. Our basic ATM access lets members perform essential functions like withdrawals and balance checks with ease. Our friendly staff is always available if you need assistance or have questions about any of our offerings. At Prospera, we're not just about providing financial products; we're about building relationships within the community. With a commitment to outstanding service and accessibility, we strive to meet the diverse needs of our members. If you're ready to explore how we can assist you on your financial journey, call us at (920) 882-4800 or visit us today! We look forward to welcoming you to the Ballard Branch family!

Business Banking

For local businesses, we offer essential banking solutions like merchant services and business loans. These tools are crafted to help you manage your operations efficiently while allowing you to focus on what matters most growing your business.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Prospera offers robust online and mobile banking services. You can easily manage your accounts from anywhere, check balances, transfer funds, and pay bills with just a few clicks or taps on your device. Our ATM services ensure you have access to cash when you need it, while our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday use. Whether you're saving for a vacation or need a reliable account for daily transactions, we've got you covered. Our auto loans and vehicle financing options help you get behind the wheel of your dream car without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates and flexible terms to fit your budget. Additionally, we provide personal loans for those unexpected expenses or debt consolidation needs. Plus, our credit cards come with rewards that can benefit you every time you shop.

Digital & Online Banking

Key Features

Our online banking platform at https://myprospera.com/ is user-friendly and available 24/7. Whether you're checking your balance or paying bills, you can do it all with ease. Plus, if you prefer to keep things paperless, we provide e-statements, allowing you to view your financial records digitally whenever you need them. For those on the go, our mobile application makes banking even simpler. You can send money to friends and family through person-to-person transfers with just a few taps on your screen. While we don't currently offer mobile payments, our app is continually being improved to meet your needs. Security is our top priority at Prospera. Although we don't support electronic signature authorization just yet, rest assured that all transactions are protected with advanced security measures to keep your information safe. In today's fast-paced world, having easy access to your finances is crucial. With our digital banking services, you can manage your accounts in real-time without stepping foot into a branch. Whether you're at home or out running errands, Prospera puts the power of banking right in your pocket. Explore all these features and more by visiting us at https://myprospera.com/. Your financial well-being is just a click away!

Financial Strength

Commitment to Growth

Our commitment to growth is underscored by having $29,430,172 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,836 in used auto loans and $312,442,075 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $63,224,903 in share certificates and $38,111,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $187,566 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $31,956,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $1,586,470. Total Share and Deposit Accounts: 54,129, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prospera is your trusted partner. Visit us at 4830 N Ballard Rd Appleton Wi 54913 or call (920) 882-4800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,603,608 in used vehicle loans and $6,760,467 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $13,801,682 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding for operations, equipment purchases, or expansion projects. If you're considering refinancing any existing loans, we encourage you to reach out to us for eligibility options tailored specifically for you. At Prospera, we're here to support you every step of the way with expert advice and customized loan solutions. For more information on our loan offerings or to discuss which option might be right for you, feel free to contact us at (920) 882-4800 or visit us at 4830 N Ballard Rd Appleton Wi 54913 in Appleton, WI. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,981,888, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right mortgage solution that meets your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans, totaling $6,230,062. With competitive rates and flexible repayment options, these cards are designed to help you maintain control over your finances while enjoying convenient access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits: - Verified Data: All loan offers come from established financial institutions, ensuring complete transparency in the options available. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options for users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions at once, which helps in making informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and compare real-time loan offers today, visit LendMesh and discover the best rates tailored to your needs. _Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines._

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison is backed by verified data from legitimate financial institutions, making it easier for users to trust the information presented.

Prospera