Prospera Credit Union Appleton WI | Reliable ATM Services Only

Introduction

Welcome to Prospera, where community and care come together to support your financial journey! Located at 4830 N Ballard Rd, Appleton, WI 54913, our credit union has been a trusted partner for individuals and families since 1934. With over 21,526 members and assets totaling $363,659,917, we are dedicated to providing personalized service and innovative financial solutions tailored just for you. At Prospera, we understand that every member's needs are unique. That's why we offer a range of services designed to help you achieve your financial goals whether it's securing a loan, saving for the future, or managing your day-to-day finances. Our total loans amount to an impressive 13,257, while our total deposits stand at $11,623,833. These figures reflect our commitment to empowering our community through sound financial practices. Our leadership team is equally dedicated to ensuring your experience with us is exceptional. Led by CEO Sheila Schinke and Board President Tom Clifford, our staff of 82 employees is ready to assist you with any questions or concerns. You can reach us at (920) 882-4800 during our operating hours from 8 AM to 5 PM CST, Monday through Friday. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 4830 N Ballard Rd, Appleton, WI 54913. We invite you to explore all that Prospera has to offer by visiting our website at myprospera.com. Join us today and discover how we can help you prosper financially!

Branch History & Mission

Community Connections

Our commitment extends beyond financial services. We actively partner with local organizations and engage in community outreach efforts that uplift those around us. By investing in educational programs and supporting local events, we strive to make a meaningful impact right here in Appleton. As we look ahead, we invite you to join us on this journey. Experience firsthand what it means to be part of a credit union that truly cares about its members and their communities. Whether you're looking for loans, savings accounts, or simply want advice on managing your finances, Prospera is here for you. Explore all that we have to offer and become part of a legacy built on trust, support, and shared success. Visit us today or call us at 920-882-4800 we can't wait to welcome you!

Our Journey

From our humble beginnings, we have always prioritized community support and personal service. As we opened our doors in 1934, our mission was clear: to empower individuals and families by offering affordable financial solutions. Over the years, we have expanded our services while maintaining that commitment to our members. With advancements in technology and a focus on customer satisfaction, we've embraced innovations like online banking and mobile applications to ensure convenience for everyone. While members can visit us at 4830 N Ballard Rd, official correspondence should be sent to the same address. Our operating hours are from 8 am to 5 pm CST Monday through Friday, making it easy for you to reach out whenever you need assistance.

Our Mission

At Prospera, our mission is more than just numbers; it reflects our dedication to fostering financial wellness within the community. We aim to provide reliable financial products while being actively involved in local outreach initiatives. Our goal is not only to help our members achieve their financial dreams but also to contribute positively to Appleton's growth and development. We understand that every member's journey is unique. That's why we offer personalized services designed to help with everything from saving for your first home to planning for retirement. Our knowledgeable team is here to guide you through your options and support you every step of the way.

Branch Location & Accessibility

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 8 AM to 5 PM CST. Whether you need assistance with loans or just want to ask a question, our team is here and ready to help during these hours.

Services Offered

While we may not have ATM services or drive-thru banking at this location, our dedicated staff is here to provide personalized service tailored to your financial needs. From opening new accounts to discussing loan options, we are committed to helping you every step of the way. If you ever need assistance outside of normal business hours or prefer digital access, check out our website at myprospera.com. You can easily manage your account online and get information about all of our services. Feel free to give us a call at 920-882-4800 if you have any questions or need assistance before stopping by! We look forward to welcoming you into our branch soon!

Member Eligibility

At Prospera, we believe that becoming a member is like joining a warm, welcoming family dedicated to supporting your financial journey. If you're interested in joining us at our Appleton branch located at 4830 N Ballard Rd Appleton Wi 54913, you're in for some great opportunities! Our membership is open to anyone who lives, works, or worships in the area, as well as their family members. This means if you're part of our community, you can enjoy all the benefits we offer, from competitive loans to personalized service. Getting started is easy! To learn more about the specific eligibility criteria and see if you qualify, visit our detailed page at http://www.myprospera.com/about#membership-eligibility. Once you've confirmed your eligibility, opening an account is just a few simple steps away; check out the process at https://myprospera.com/balance-transfer. If you have any questions or need assistance, feel free to reach out to us at (920) 882-4800. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,801,682, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments easily, whether it's through credit cards or online transactions. This means you can focus on what you do best running your business while we handle the technical details. Visit us at 4830 N Ballard Rd Appleton Wi 54913 in Appleton, WI or call us at (920) 882-4800 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Community-Oriented Approach

At Prospera, we know that every member has unique needs. That's why we encourage you to reach out and discuss how we can assist you better. Have questions about ATM locations or need help setting up online banking? Our friendly staff is here to support you at (920) 882-4800 during our lobby hours from 8 AM to 5 PM CST, Monday through Friday.

Diverse Financial Solutions

Our services include essential banking features like ATM Services Only, ensuring that you can access your funds whenever you need them. We understand that convenience is key, which is why our ATMs are strategically located for easy access around town. Whether you're making a quick deposit or withdrawing cash for a night out, we've got you covered. For those who prefer digital banking, our online banking platform is designed with user-friendliness in mind. You can check balances, transfer funds, and manage payments all from the comfort of your home. If you're on the go, our mobile application makes it easy to stay connected to your accounts right from your smartphone.

Join Us Today!

We invite you to explore all that Prospera has to offer. With a commitment to exceptional service and community engagement, we're more than just a credit union; we're your partner in achieving financial wellness. Visit us today at 4830 N Ballard Rd Appleton Wi 54913 or check out our website at Corporate for more information on membership and services. Your journey toward smarter banking starts here!

Digital & Online Banking

Key Features

Our online banking services are available 24/7, ensuring that you can check your balance, transfer funds, and manage your accounts at any time. Simply visit us at https://myprospera.com/ to get started. You can easily set up e-statements to keep track of your finances without the clutter of paper statements. Plus, our person-to-person transfer feature allows you to send money to friends or family quickly and securely, making it a breeze to share expenses or settle up after a dinner out. For those on the go, our mobile application is here to help. It offers all the functionality you need right at your fingertips. While we currently do not offer mobile payments, our app still provides essential features for easy account management.

Security and Ease-of-Use

Your security is our top priority. We use robust measures to protect your information so you can bank with peace of mind. Although we do not provide electronic signature authorization yet, we're committed to making your online experience as smooth as possible. Whether you're checking your balance or transferring funds, our online platform is designed with ease of use in mind. Enjoy real-time account management from the comfort of your home or while out and about. At Prospera, we strive to make banking convenient for you. Explore our digital banking options today and discover how we can help simplify your financial life!

Financial Strength

Commitment to Growth

With $29,430,172 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as seen in our $4,836 in used auto loans and $312,442,075 in total loans and leases.

Growing Trust

Our commitment is highlighted by the fact that we have a total of 54,129 share accounts, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $1,586,470, further emphasizing our focus on serving you. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prospera is your trusted partner. Visit us at 4830 N Ballard Rd Appleton Wi 54913 or call (920) 882-4800 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $63,224,903 in share certificates and $38,111,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $187,566 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $31,956,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,603,608 in used vehicle loans and $6,760,467 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $13,801,682 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to support our local entrepreneurs with tailored lending solutions. At Prospera, we pride ourselves on transparency and service excellence. For any questions about eligibility or specific loan products, feel free to reach out at 920-882-4800 or visit us at 4830 N Ballard Rd Appleton WI 54913 during our operating hours from 8 am - 5 pm CST Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,981,888, make buying or refinancing simple. We offer flexible terms and competitive rates to fit your budget.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,230,062 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or make purchases conveniently, our credit cards are here to help.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accurate data means users can trust the information they receive.

Prospera