Profinance Credit Union Merrillville IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Profinance, your trusted financial partner located at 334 W 84th Dr, Merrillville, IN 46410. Established in 1938, we have been dedicated to serving our community and building strong relationships with our members for over 85 years. At Profinance, we pride ourselves on not just being a credit union, but a vibrant part of the Merrillville community, where every member counts. With a total membership of 1,455 and assets exceeding $14,761,027, we work hard to provide you with tailored financial solutions that meet your needs. Whether you're looking for a new auto loan or seeking personal banking services, our friendly team is here to help. Our current total loans and leases amount to 1,276, ensuring that we can support you in achieving your financial goals. Under the leadership of CEO Lindsey Hilley and Board President Ivory Elkins, we strive to maintain a healthy net worth of $2,992,786 while keeping your deposits secure currently totaling $474,089. Our commitment extends beyond numbers; it's about making a meaningful impact in your life. While members can visit us at our physical branch location, official correspondence should be sent to the same address: 334 W 84th Dr, Merrillville, IN 46410. For any inquiries or assistance, feel free to reach out to us at (219) 736-5767. Join us today and discover how Profinance can help you navigate your financial journey with confidence. We're excited to serve you! Visit our website at Profinance for more information or drop by during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM.

Branch History & Mission

Commitment to Innovation

In today's digital world, Profinance embraces technology while ensuring ADA compliance for all members. We offer various services such as online banking, mobile payments, and person-to-person transfers to make managing your finances easier than ever. For those who prefer traditional banking methods, we proudly feature drive-thru services for quick transactions.

Join Us

As we look toward the future, we invite you to join Profinance and experience the benefits of being part of a credit union that truly cares about its members and community. Together, we can build a brighter financial future. For more information or assistance, feel free to reach out at 219-736-5767 or visit us online at Profinance Website. Join us today and discover how we can help you achieve your dreams!

Our Mission

At Profinance, our mission is simple yet powerful: to provide accessible financial services while fostering a supportive community environment. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we aim to empower our members with the tools they need for success. We take pride in being more than just a financial institution; we are an integral part of the Merrillville community. Our outreach efforts and partnerships help strengthen local initiatives and support those in need. We understand that when our community thrives, so do our members. While you can visit us at 334 W 84th Dr, please note that any official correspondence should be sent to the same address as our mailing address is also 334 W 84th Dr, Merrillville, IN 46410.

Branch Location & Accessibility

Comprehensive Services Just for You

At Profinance, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for business banking solutions or need assistance with online and mobile banking, our friendly staff is here to help. While members can visit us at our branch address for their banking needs, official correspondence should be sent to the same address: 334 W 84th Dr, Merrillville, IN 46410.

Easy Access and Parking

At Profinance, we understand that convenience is key. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Ample parking is available right outside our doors, so you can quickly hop in and out without any hassle.

Let's Connect!

If you have any questions or would like more information about our services, please don't hesitate to give us a call at 219-736-5767. We're here to help you achieve your financial goals! Come visit us today at Profinance where your financial well-being is our priority!

Operating Hours Tailored to You

We want to make banking as easy as possible. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, with extended drive-thru service on Fridays until 5:45 PM. Plus, we're open on the first Saturday of every month from 9:00 AM to 1:00 PM. This way, you have flexible options to handle your banking tasks when it's most convenient for you.

Member Eligibility

At Profinance, we believe that becoming a member means joining a family that supports your financial journey. We welcome anyone who lives, works, worships, or attends school in our community to apply for membership. This inclusive approach ensures that many can take advantage of the personalized services we offer. By choosing us, you gain access to a range of benefits like competitive loan rates and various financial products tailored just for you. If you want to learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at http://www.profinancefcu.com/about-pffcu/field-of-membership . Ready to get started? Opening an account is simple! Just give us a call at (219) 736-5767 or stop by our branch located at 334 W 84Th Dr Merrillville In 46410. We're excited to help you take this important step towards your financial well-being!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loans, we offer merchant services that simplify transactions for your business. Picture this: a customer walks into your store and can pay easily through a mobile payment option. This not only enhances customer satisfaction but also streamlines your operations. Our services ensure that whether it's credit card processing or online payments, you have the tools necessary to keep your business running smoothly. Located conveniently at 334 W 84Th Dr Merrillville In 46410, Merrillville, IN, we invite you to explore how our business banking and commercial services can empower your success. For more information, call us at (219) 736-5767 or visit us online at Profinance Fcu.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,490, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We also cater to local businesses with our comprehensive business banking services, including merchant services and business loans. If you're looking to grow your business or streamline operations, we're here to provide the support you need.

Embracing Technology for Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or making payments from the comfort of your home or on-the-go, we've got you covered with features like electronic signatures and mobile payments. Need cash? Our drive-thru banking services make it easy for quick deposits and withdrawals without leaving your vehicle. While we currently do not have ATMs available at this location, we're committed to finding ways to meet all of your banking needs efficiently.

Get In Touch

At Profinance, we're proud to serve our community with dedication and care. If you have questions about any of our services or want personalized assistance, don't hesitate to reach out! Call us at (219) 736-5767 or visit us during our hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturdays from 9:00 AM - 1:00 PM. Join us at Profinance where your financial well-being is our top priority! For more information about what we offer, check out our website at Profinance Fcu. We look forward to helping you achieve your financial goals!

Personal Banking Made Easy

At Profinance, we understand that managing your money should be simple and stress-free. That's why we offer a variety of checking and savings accounts designed to fit your lifestyle. From basic accounts to those with perks like higher interest rates, there's an option for every member. If you're considering buying a car, our auto loans and vehicle financing services make it easy to hit the road without breaking the bank. Imagine driving off in your dream car while enjoying competitive rates tailored just for you. If homeownership is on your horizon, our mortgage loans and refinancing options can help make that dream a reality. We work closely with you to find the best loan that meets your financial situation, ensuring you feel confident in your decision.

Support When You Need It

For those unexpected expenses or plans that need funding, our personal loans and debt consolidation services are here to help. Picture consolidating multiple debts into one manageable payment it's a relief many of our members appreciate! Plus, with our credit cards offering rewards, you can earn points on everyday purchases while enjoying additional benefits.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which are available for easy access and help you reduce paper clutter. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more waiting for paperwork to arrive in the mail! If you're always on the go, our mobile application makes it even simpler to manage your finances from your smartphone or tablet. You can take advantage of mobile payments to make purchases directly from your device, keeping your wallet light. And when you need to send money to friends or family, our person-to-person transfer feature allows you to do so easily and securely.

Security and Accessibility

Your security is our top priority. Our digital banking tools are equipped with advanced security measures to protect your personal information while providing the accessibility you need. Whether you're using a computer or a mobile device, you can have peace of mind knowing that your account is safe. In summary, Profinance offers a suite of digital banking solutions that empower you to manage your finances on your terms. Experience the convenience of online banking today by visiting https://www.profinancefcu.com/ !

Financial Strength

Commitment to Growth

With $2,310,515 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $330 in used auto loans and $6,995,878 in total loans and leases. Our financial performance is reflected in our $-16,018, showcasing our operational efficiency which allows us to keep offering competitive loan rates and solid financial products for you.

Dedicated Team

We also take pride in having 5 full-time employees and 0 part-time employees dedicated to serving you with a knowledgeable team ready to assist with all your needs.

Growing Member Base

Total Share Accounts stand strong at 2,649, indicating a growing member base that trusts us with their finances. This trust reinforces our commitment to providing you with the best possible services. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profinance is your trusted partner. Visit us at 334 W 84Th Dr Merrillville In 46410 or call (219) 736-5767 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Members' savings are secured through $979,897 in share certificates, offering stable and rewarding financial growth opportunities. While we currently hold $0 in money market shares, our focus remains on maximizing the benefits for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $2,992,786, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking into business opportunities or expansions, our outstanding commercial loans totaling $465,490 provide the capital needed to grow and expand your ventures. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. Our team is here to help you navigate through your options and find what works best for your situation. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at 219-736-5767 or visit us at 334 W 84Th Dr Merrillville IN 46410. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,188,318 in used vehicle loans and $1,211,783 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have tailored financing solutions just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $621,398, make buying or refinancing simple. We aim to support your dreams of owning a home with affordable rates and easy application processes.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $189,408 in loans helping members manage their finances effectively. These cards come with competitive interest rates and are designed to give you peace of mind when unexpected costs arise.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers presented are fair and transparent.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and confidence in your choices. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide truly unbiased results so users can make informed decisions. - Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions, allowing users to see current offers at a glance. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh is in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PROFINANCE FEDERAL CREDIT UNION