Profed Credit Union Indianapolis IN | Best Auto Loans & Personal Banking

Introduction

Welcome to Professional Police Officers, your trusted financial partner located at 1502 E Washington St, Indianapolis, IN 46201. Since our establishment in 1931, we have proudly served the community with a commitment to providing exceptional banking services tailored to meet the unique needs of our members. With a total membership of 3,297 and assets exceeding $50 million, we are dedicated to helping you achieve your financial goals. At Professional Police Officers, we understand that every member's journey is different. That's why we offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our total deposits stand at $1,727,048, reflecting the trust our members place in us. We also manage a diverse portfolio with over 1,616 loans and leases, ensuring that we can support you whether you're buying your first car or expanding your business. Our leadership team is here to guide you with experience and care. Under the direction of our CEO, Danny Overley, and Board President Leo Blackwell, we prioritize transparency and community engagement. If you need assistance or have questions about our services, don't hesitate to reach out at 317-327-2600 or visit us online at ppocu.org. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: 1502 E Washington St, Indianapolis, IN 46201-3849. Join us today and discover how Professional Police Officers can help empower your financial future! Whether you're looking for savings solutions or ready to make an investment in yourself or your family, we're here for you every step of the way.

Branch History & Mission

Looking Ahead

As we move forward, we embrace advancements in technology that make banking easier and more efficient for everyone. With options like online banking and mobile payments available to our members, managing your finances has never been simpler. We invite you to join us at Professional Police Officers where your membership means more than just access to financial products; it's about becoming part of a caring community. Experience firsthand how we prioritize your needs while remaining dedicated to uplifting those around us. For any inquiries or assistance, feel free to contact us at 317-327-2600 or visit our website at ppocu.org. Join us on this journey towards financial empowerment and community engagement!

Our Mission

The mission of Professional Police Officers is simple yet profound: we aim to empower our members through exceptional financial services while nurturing a strong sense of community. We understand the unique needs of police officers and their families, offering products such as personal banking accounts, auto loans, mortgage financing, and credit cards with rewards tailored just for you. While serving our members is at the forefront of what we do, we also strive to give back to the community that supports us. Over the years, we've partnered with various local organizations and initiatives aimed at enhancing the welfare of Indianapolis residents. Our commitment extends beyond transactions; we believe in building relationships that foster trust and mutual support.

Branch Location & Accessibility

Welcome to the Professional Police Officers branch, conveniently located at 1502 E Washington St in the heart of Indianapolis, IN. Our branch is easily accessible and well-positioned near key local landmarks, making it a great spot for all your banking needs. Whether you're visiting us after a day at work or stopping by while exploring the vibrant neighborhood, we're here to serve you with a smile. While members can visit us at our branch address, official correspondence should be sent to the same address. We take pride in providing an inviting atmosphere where everyone feels welcome. Parking is available nearby, and our facility is fully ADA compliant, ensuring that all members of our community can access our services comfortably. At Professional Police Officers, we understand that convenience matters. That's why we offer drive-thru banking for quick and easy transactions without leaving your vehicle. If you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, you'll find everything you need right here. Our lobby hours are designed to fit your busy schedule. You can visit us Monday through Wednesday from 8:30 AM to 4:30 PM, on Thursdays from 8:30 AM to 6:00 PM, and Fridays from 7:00 AM to 4:30 PM. If you have any questions or need assistance, don't hesitate to give us a call at 317-327-2600. We invite you to stop by and discover how we can help you with your financial journey. The friendly staff at Professional Police Officers is ready to assist you with personalized service tailored just for you!

Member Eligibility

At Professional Police Officers, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. To become a member, you'll need to meet certain eligibility criteria that are designed to ensure you fit right in with our values and mission. If you live or work in the area or have family members who are already part of our credit union, you're likely eligible! We welcome individuals from various professions and backgrounds, making it easier for you to take advantage of our services. For detailed information on eligibility, feel free to check out this resource: . Opening an account at Professional Police Officers is a breeze! Simply reach out to us at (317) 327-2600 for assistance or visit us at our branch located at 1502 E Washington St Indianapolis In 46201. Our friendly staff is here to guide you through the process and answer any questions you may have. We can't wait to welcome you into our community where you can enjoy personalized banking solutions tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily and manage your sales seamlessly. Our merchant services provide just that, allowing you to focus on what matters growing your business. With user-friendly payment processing options, you can enhance customer experiences while streamlining your operations. Visit us at 1502 E Washington St Indianapolis In 46201 in Indianapolis, IN, or call us at (317) 327-2600 to learn how our business banking and commercial services can empower your success today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. Our goal is to support local businesses by offering the financial tools necessary for growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Professional Police Officers offers robust online and mobile banking features that allow you to manage your accounts from anywhere. With online banking, you can check balances, pay bills, transfer funds, and more all at your fingertips. Plus, our mobile payment options make transactions quick and easy for those on the go.

Credit Card Options

Enjoy the benefits of our credit cards with rewards that cater to everyday spending. Whether you're planning a vacation or just want cashback on regular purchases, our credit cards offer options that suit your lifestyle.

Drive-Thru & Cash Withdrawal Services

For those who prefer face-to-face interactions but want to save time, our basic drive-thru banking services enable you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. At Professional Police Officers, we're more than just a credit union; we're part of the community. Our team is always ready to assist you with any questions or concerns you may have. Feel free to reach out at (317) 327-2600 for personalized service or visit us during our operating hours: Monday through Friday from 8:30 AM - 4:30 PM (with extended hours on Thursday). Join us today at Professional Police Officers Cu, where your financial future is our priority!

Personal Banking Services

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your finances effectively. Our accounts come with no hidden fees and competitive interest rates, allowing you to grow your savings while enjoying easy access to your funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates that make driving off in your dream car an affordable reality. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit various budgets and goals. We understand that managing debt can be challenging; that's why our personal loans and debt consolidation services are here to help you regain control over your financial situation.

Digital & Online Banking

E-Statements

Stay organized and eco-friendly with e-statements. Receive your account statements directly in your inbox instead of waiting for them to arrive by mail. This not only helps keep clutter at bay but also allows for quicker access to important information.

Mobile Application

For those who prefer banking on their smartphones, our mobile application is ready to help. Enjoy features like mobile payments and person-to-person transfers with just a few taps on your screen. You can quickly send money to friends or family, making it easier than ever to split expenses or lend a helping hand.

Online Banking Services

With our 24/7 online banking services available at https://www.ppocu.org/, you can easily check your account balances, transfer funds, and pay bills right from the comfort of your home or on the go. No need to rush to the bank during business hours; our online banking puts you in charge. Whether it's early morning or late at night, access your accounts whenever it suits you.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. While we currently do not support electronic signature authorization, rest assured that we are committed to keeping your data safe as you navigate through our services. In summary, Professional Police Officers is dedicated to providing accessible and efficient digital banking solutions tailored for you. From real-time account management to convenient payment options, our online services are designed with your needs in mind. Experience the ease of banking digitally today!

Financial Strength

Efficient Operations

Our $329,975 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share Accounts: 4,995, showcasing a strong and growing member base that trusts us with their finances. As we continue to grow together as a community-focused credit union, we remain dedicated to providing personalized service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Professional Police Officers is your trusted partner. Visit us at 1502 E Washington St Indianapolis In 46201 or call (317) 327-2600 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $428 in used auto loans and $27,466,201 in total loans and leases. Our robust portfolio reflects our ability to meet diverse borrowing needs while maintaining responsible lending practices.

Reinvesting in Member Services

With $7,534,917 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Secure Savings Options

Members' savings are secured through $7,993,210 in share certificates, offering stable and rewarding financial growth opportunities. Although our money market shares currently stand at zero, we focus on providing safe alternatives for our members' investments.

Solid Financial Health

With a net worth of $7,866,232, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,549 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,724,298 in used vehicle loans and $5,564,644 in new vehicle loans already helping members get on the road. We can help you finance your dream car with flexible terms tailored to fit your budget.

Credit Lines

If you're looking for extra financial flexibility, our total credit lines amount to $5,000,000, allowing you access to funds when you need them most. These lines are designed to cover unexpected expenses or provide additional support during transitions. If you're considering refinancing or would like more information about eligibility options for any of our loan products, please don't hesitate to ask our knowledgeable staff who are here to assist you every step of the way. All performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority at Professional Police Officers!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,918,789, make buying or refinancing simple. We offer competitive rates and terms to help you navigate the home-buying process without stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $468,749 in loans helping members manage their finances effectively. This is a great option for those looking for short-term financing solutions without collateral requirements.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers presented are fair and transparent, allowing users to make informed choices without hidden surprises.

Professional Police Officers