Profed Credit Union New Haven IN | Low Mortgage Rates & Checking

Introduction

At Profed, we believe in putting our members first. Nestled in the heart of New Haven, IN, our branch at 502 Henry St has been serving the community since 1933. With a strong commitment to financial wellness and community support, we proudly serve over 64,718 members, helping them achieve their dreams with tailored financial solutions. As of now, our total assets stand at an impressive $713,864,566, allowing us to provide a wide range of services that include auto loans, personal loans, and mortgages. We currently have a robust loan portfolio of 25,015 loans and leases, demonstrating our dedication to supporting both individual and business needs. Our deposits exceed $65,440,153, which reflects the trust our members place in us every day. Led by our CEO Konstantina Baker and Board President Barry Menor, our team of 181 employees is always ready to assist you with personalized service. We pride ourselves on creating a welcoming environment where members can feel valued and supported. While members can visit us at 502 Henry St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out by phone at 260-496-1617 or explore more about us at profedcu.org. Join us today and experience the Profed difference where your financial goals become our mission!

Branch History & Mission

Our Journey

Profed began with a simple mission: to provide accessible financial services to the hardworking individuals in our community. Over the decades, we have evolved significantly, adapting to the changing needs of our members while staying true to our founding principles. Today, we manage total assets of over $713 million, reflecting our commitment to responsible growth and stability. From humble beginnings, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our branch has also embraced modern conveniences like online banking and mobile payments, ensuring that we meet our members where they are.

Our Mission

At Profed, our mission is straightforward: empower our members to achieve their financial goals while making a positive impact on the community. We strive not only to offer exceptional financial products but also to be a pillar of support for those around us. We believe in fostering relationships based on trust and transparency. Our commitment extends beyond just transactions; it's about building a brighter future together. We actively participate in community outreach programs and partnerships that help uplift those in need. Whether it's through financial education workshops or supporting local events, we aim to make a difference in New Haven.

Visit Us

While you can always connect with us online at www.profedcu.org, we invite you to visit us at our branch for personalized service. Our operating hours are designed for your convenience: Lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM; Drive-up service is available Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM. If you prefer corresponding by mail, please note that official correspondence should be sent to 502 Henry St., New Haven, IN 46774-1438. As we look ahead, we remain committed to innovation and accessibility for all. Join us today at Profed where your financial well-being is our priority! Call us at (260) 496-1617 or explore your membership options here. Let's build a prosperous future together!

Branch Location & Accessibility

Banking Services Tailored for You

At Profed's New Haven Branch, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also provide business banking options such as merchant services and business loans. With ATM availability on-site and convenient online and mobile banking services, managing your finances has never been easier.

Easy Access and Convenience

At Profed, we understand that accessibility matters. That's why our branch is designed to be welcoming for everyone. We provide ample parking right outside the entrance, along with ADA-compliant features like ramps and accessible entrances to ensure all members can visit us comfortably. If you prefer banking from your vehicle, our drive-thru service is available for quick deposits and withdrawals.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 260-496-1617. Our friendly team is here to help you navigate your financial journey. We invite you to visit us at our New Haven Branch today! While members can visit us at 502 Henry St., official correspondence should be sent to the same address for clarity. We look forward to serving you!

Operating Hours That Work for You

We know your time is valuable. Our lobby hours are open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. For those who need banking services early or on weekends, our drive-up hours are even more flexible open Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM.

Member Eligibility

At Profed, we believe that everyone deserves a chance to be part of a caring community where their financial needs are prioritized. Joining us is simple and welcoming! To become a member, you just need to meet certain eligibility criteria, which generally include living, working, or attending school in specific areas or being related to a current member. We invite you to check the detailed requirements on our website at http://www.profedcu.org/resources/member-resources/membership-perks to ensure you qualify for membership. Once you're ready, opening an account is straightforward and can be done by visiting us or through our online platform available at http://www.profedcu.org/personal/loans. If you have any questions or need assistance, feel free to give us a call at (260) 496-1617. We can't wait to welcome you into our family at Profed, located at 502 Henry St New Haven In 46774, where together we can achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a streamlined payment process where accepting card payments is as easy as swiping a card. Our merchant services simplify transactions, making it easier for you to serve your customers while keeping your cash flow smooth. Whether you're running a bustling restaurant or a cozy retail shop, our solutions fit your needs, allowing you to focus on what you do best running your business. Located at 502 Henry St New Haven In 46774, New Haven, IN, we're here to partner with you every step of the way. Connect with us today at (260) 496-1617 and explore how we can help elevate your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when cash is essential, our ATM and cash withdrawal services ensure you have access to your funds without hassle. Whether it's a late-night snack run or an emergency expense, we've got you covered.

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. With competitive rates and flexible terms, we help you navigate the financing process so you can focus on what matters enjoying your new ride!

Business Banking Solutions

For entrepreneurs and small business owners in New Haven, we offer comprehensive business banking services including merchant services and business loans. Our goal is to empower local businesses by providing the financial tools they need to thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features allowing you to manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money to friends with ease.

Credit Cards with Rewards

With our credit cards that offer rewards, you can earn points for everyday purchases. This means that every time you shop, dine out, or travel, you're working toward exciting rewards just by using your card.

Drive-Thru & Basic Banking Services

If you're in a hurry but still need personal service, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. It's all about making banking easier for you! At Profed in New Haven, we strive to be more than just a credit union; we aim to be a trusted partner in all your financial endeavors. If you're ready to explore how our services can benefit you or if you have any questions about opening an account or applying for a loan, don't hesitate to call us at 260-496-1617 or visit us online at profedcu.org. Your financial journey starts here!

Mortgage Loans & Refinancing

If you're thinking about buying a home or refinancing your current mortgage, our dedicated team is here to guide you through every step. We offer mortgage loans and refinancing solutions that can help you secure favorable terms and lower monthly payments.

Personal Banking Solutions

We understand that each member's financial situation is unique. That's why our personal banking options include checking and savings accounts designed to help you manage your money efficiently. Imagine having a checking account that suits your lifestyle, making it easy to pay bills or shop online while also enjoying savings accounts that grow your funds over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are designed to provide relief when you need it most. Whether it's for home improvements, medical bills, or consolidating existing debt into one manageable payment, we're here to support your financial health.

Digital & Online Banking

At Profed, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a comprehensive suite of digital and online banking services designed to help you manage your finances easily and safely from anywhere. With our robust online banking platform, accessible at https://profedcu.org/, you can check your account balances, pay bills, and transfer money at any time. Enjoy the freedom of 24/7 access to your accounts without the need to visit a branch. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. Our mobile application takes convenience a step further, allowing you to bank on the go. You can make mobile payments seamlessly, ensuring that you never miss a beat when it comes to managing your funds. And with electronic signature authorization available, signing documents has never been easier or more secure. For those who prefer paperless options, we also provide e-statements. This feature not only helps you stay organized but also contributes to environmental sustainability by reducing paper waste. Rest assured that your information is safe with us. We prioritize security in all our digital services, so you can feel confident while banking online. Whether you're checking your balance from the couch or making a quick payment while out and about, Profed's digital banking services keep your financial life simple and accessible. Join us today and experience the ease of modern banking!

Financial Strength

Committed to Growth

With $80,802,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,196 in used auto loans and $501,617,639 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $126,851,815 in share certificates and $69,178,392 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,456, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $82,912,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,176 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $3,522,929. Total Share and Deposit Accounts: 112,972, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 502 Henry St New Haven In 46774 or call (260) 496-1617 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,184,675 in used vehicle loans and $38,221,868 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to drive away in your next vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $10,206,971 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to supporting their success through tailored lending solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,437,170 in loans helping members manage their finances effectively. This product provides you with the purchasing power you need while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,198,150, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through each step of the process.

Refinancing Options

If you're looking for ways to lower your monthly payments or consolidate debt, inquire about our refinancing options. Our experts can help evaluate your current situation and find the best solution for you. At Profed in New Haven, IN (502 Henry St), we strive to make borrowing straightforward and accessible. You can reach us at 260-496-1617 for any questions about our loan offerings or eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can help you take the next step towards achieving your financial dreams!

Loan Aggregator

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