Profed Credit Union Kendallville IN | Low Mortgage Rates & Auto Loans

Introduction

At Profed, we believe in building strong communities by providing financial solutions that truly make a difference. Located at 419 E North St, Kendallville, IN 46755, our Kendallville Branch has been serving our valued members since 1933. With a rich history and a commitment to excellence, we have grown to support over 64,718 members with total assets of $713,864,566. Whether you're looking for personal banking options, auto loans, or business services, we are here to help. Our experienced team is dedicated to ensuring your financial journey is smooth and successful. Under the leadership of our CEO, Konstantina Baker, and Board President, Barry Menor, we strive to maintain an environment of trust and reliability. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 419 E. North St, Kendallville, IN 46755-1129. With total deposits reaching $65,440,153 and a robust loan portfolio of 25,015 loans, Profed is well-equipped to support your financial goals. Our net worth stands at an impressive $82,912,664, and we maintain a healthy cash reserve of $12,849,134 to ensure we can meet our members' needs promptly. Our branch operates with a dedicated team of 181 employees, ready to assist you from Monday through Saturday. We offer various services including checking and savings accounts, mortgages, personal loans, and credit cards with rewards. At Profed Credit Union, we're not just about numbers; we're about making a positive impact in the lives of our members. We invite you to visit us or give us a call at 260-347-0520 today! Let's work together to achieve your financial dreams. For more information about our services or to open an account online, check out our website at profedcu.org.

Branch History & Mission

Community Engagement

At Profed, we're not just about banking; we're about building relationships. We take pride in partnering with local organizations to support various outreach efforts that enhance the quality of life in Kendallville and surrounding areas. Whether it's sponsoring events or participating in community service projects, we strive to make a meaningful impact.

Join Us

As we look forward to the future, we invite you to join the Profed family. Experience the benefits of being part of a credit union that puts its members first. Together, let's create a brighter financial future for you and your community. For more information or assistance, please call us at 260-347-0520 or visit our website at Profed.

Modern Banking Solutions

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we have embraced digital advancements such as online banking and mobile payments to ensure our members can manage their finances anytime, anywhere. With features like ATM access and drive-thru service available during convenient hours Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM we make it easy for you to connect with your money.

Our Mission

The heart of Profed lies in our mission: to empower individuals and families through accessible financial solutions while actively supporting local initiatives. We believe that when our members thrive, the entire community flourishes. This philosophy drives us to offer a range of services from personal banking like checking and savings accounts to auto loans, mortgages, and business banking options. While members can visit us at 419 E North St, official correspondence should be sent to 419 E. North St, Kendallville, IN 46755-1129 if needed.

Branch Location & Accessibility

Accessibility Features

We believe banking should be accessible for all members. Our branch is compliant with ADA standards, featuring ramps and other accessibility options to ensure that everyone can enjoy our services without any barriers.

Convenient Location

Situated in the heart of Kendallville, our branch is easy to find and accessible to everyone. You'll find us near local landmarks that make it simple to stop by during your day. Plus, our location offers plenty of parking so you can visit us hassle-free.

Get in Touch

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 260-347-0520! We invite you to stop by and experience the warm welcome at the Profed Kendallville Branch today! Your financial journey starts here let's take the next step together!

Operating Hours

We understand that life gets busy! That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. If you prefer the convenience of drive-thru banking, we're here for you as well! Our drive-up service operates from 7:30 AM to 7:30 PM Monday through Friday and from 8:00 AM to noon on Saturdays.

Services Offered

At Profed, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your financial needs. Need cash? We have an ATM available right at our branch for your convenience. While members can visit us at our main address, please note that official correspondence should be sent to our mailing address: 419 E. North St, Kendallville, IN 46755-1129.

Member Eligibility

At Profed, we believe that becoming a member is like joining a family where everyone is welcomed with open arms. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! Our community-centric approach means that we're committed to supporting our members in every way possible. You can check out the full details on who can join by visiting our eligibility page at http://www.profedcu.org/resources/member-resources/membership-perks. Opening an account with us is straightforward and inclusive just reach out to us at (260) 347-0520 or visit us at our branch located at 419 E North St Kendallville In 46755. Whether you're looking for personal banking options, loans, or just a friendly place to manage your finances, Profed has you covered. We can't wait to welcome you into our community! For more information on account opening, take a look at http://www.profedcu.org/personal/loans.

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services simplify transactions for your business, allowing you to focus on what you do best. Whether you're a local shop or an online retailer, our reliable payment processing can help enhance customer satisfaction and streamline your operations. Partner with us at Profed and let's work together to turn your business goals into reality. For more information, contact us at (260) 347-0520 or visit us online.

Comprehensive List Of Services

Accessibility & Support

Whether you're at home or on the go, access to your finances should be simple and straightforward. Our basic ATM access lets you check balances or make withdrawals with ease. If you ever need assistance or have questions about our services, don't hesitate to reach out by calling us at (260) 347-0520. We invite you to explore all the ways Profed can support your financial journey. Visit us at our branch located at 419 E North St Kendallville In 46755 in Kendallville, IN, or check out our website at Kendallville Branch for more details on how we can assist you today!

Business Banking Services

For small business owners, we recognize the challenges you face. That's why we provide tailored business banking services, including merchant services and business loans, to help your enterprise thrive. We believe that when businesses succeed, communities flourish.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's where our robust online and mobile banking features come into play. With just a few taps on your phone or clicks on your computer, you can manage your accounts anytime, anywhere. Our ATM and cash withdrawal services ensure easy access to your funds, while basic drive-thru banking allows for quick deposits and withdrawals without stepping inside.

Personal Banking Solutions

For those seeking to manage their day-to-day finances, we offer various personal banking options. From checking and savings accounts that help you save for your future, to auto loans and vehicle financing that make purchasing a car more accessible, we have you covered. If you're thinking about buying a home, our mortgage loans and refinancing options can assist you in finding the right fit for your budget. Need extra cash? Our personal loans and debt consolidation services can provide the financial relief you need, making it easier to handle unexpected expenses or consolidate existing debts into one manageable payment. Plus, with our credit cards with rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

One of the standout features is our Mobile Application, which allows you to take your banking on the go. Need to make a quick payment? With our Mobile Payments Feature, sending money is as easy as a few taps on your smartphone. Plus, if you're looking to send money to friends or family, our Person-to-Person Transfers make it simple and fast. For those who prefer going paperless, we offer E-Statements Availability. You can receive your statements electronically, reducing clutter while keeping your information secure. Additionally, our Electronic Signature Authorization means you can complete transactions without needing to visit the branch in person.

Security and Accessibility

We prioritize your security. Our online services are protected with advanced security measures to ensure that your personal information remains safe. You can confidently access your accounts from anywhere, knowing that we have your back. Whether you're checking balances late at night or making payments during lunch breaks, Profed's digital banking options empower you to stay in control of your finances easily and securely. Join us today at https://profedcu.org/ and experience banking made simple!

Financial Strength

At Profed, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which serves as a solid foundation for the services we provide to you. With a net worth of $82,912,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,851,815 in share certificates and $69,178,392 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,456, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $80,802,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $8,196 in used auto loans and $501,617,639 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $2,361,660, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,522,929. Total Share and Deposit Accounts: 112,972, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 419 E North St Kendallville In 46755 or call (260) 347-0520 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,184,675 in used vehicle loans and $38,221,868 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, we have options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $10,206,971 provide the capital needed to grow and expand. We know how important it is to have reliable support for your business ventures. We invite you to explore these options further! If you're interested in refinancing or checking eligibility for any of our products, please don't hesitate to reach out. You can call us at 260-347-0520 or visit us online at Profed. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your financial future starts here at Profed!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, our total credit lines amount to $100,690,534, giving you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $9,437,170 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,198,150, make buying or refinancing simple. We provide guidance through every step of the process so you can feel confident in your decision.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous standard ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.

PROFED FEDERAL CREDIT UNION - Kendallville, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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