Profed Credit Union Fort Wayne IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Profed, where we believe in building a stronger community one member at a time. Located at 1710 Saint Joe River Dr, Fort Wayne, IN 46805, our branch has been serving the financial needs of our members since 1933. With a rich history and a commitment to excellence, we are proud to support over 64,718 members in achieving their financial goals. At Profed, we understand that your financial journey is unique. That's why we offer personalized services ranging from checking and savings accounts to auto loans, mortgage options, and business banking solutions. With total assets amounting to an impressive $713,864,566, our financial stability allows us to provide competitive rates and exceptional service. Led by our dedicated CEO, Konstantina Baker, and Board President, Barry Menor, our team of 181 employees is here to help you navigate your financial choices with confidence. Whether you're looking for straightforward banking solutions or specialized services like personal loans or credit cards with rewards, we have you covered. While members can visit us at our main branch for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 5466, Fort Wayne, IN 46895-5466. Your trust is important to us. With total deposits of $65,440,153 and cash in hand of $12,849,134, we maintain a robust foundation to serve you better. Our net worth stands strong at $82,912,664, ensuring that your money is safe with us. Explore all that Profed has to offer by visiting our website at profedcu.org. We invite you to come in or give us a call at 260-483-0514 during our lobby hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM to discuss how we can support your financial journey today!

Branch History & Mission

A Legacy of Service

From our humble beginnings, Profed has focused on providing accessible financial services while prioritizing the needs of our members. We are proud of our history and the milestones we've achieved along the way. Our commitment to serving the people of Fort Wayne and surrounding areas has allowed us to adapt and evolve with the changing financial landscape. As we grew, so did our services. Today, we offer personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we cater to businesses with tailored banking solutions that help them thrive. Our drive-thru service makes banking even more convenient for our busy members.

Commitment to Innovation

In today's fast-paced world, we understand that convenience matters. That's why we've embraced digital advancements such as online banking, mobile payments, and e-statements to ensure that you have access to your finances anytime and anywhere. We are committed to ADA compliance and strive to make all our services accessible for everyone in the community. While members can visit us at 1710 Saint Joe River Dr Fort Wayne In 46805, official correspondence should be sent to PO Box 5466, Fort Wayne, IN 46895-5466 if needed.

Join Us Today!

We invite you to become part of the Profed family. Experience firsthand how our personalized approach can help you navigate your financial journey while being an active participant in your community. Visit us today or call us at (260) 483-0514 for more information about how we can assist you!

Mission Statement

At Profed, our mission is simple yet profound: to empower our members through exceptional financial services while fostering community engagement. We believe in not only helping individuals achieve their financial goals but also in making a positive impact on the community we serve. This commitment is reflected in our ongoing partnerships with local organizations and initiatives aimed at enhancing quality of life in Fort Wayne. Our operating hours are designed to accommodate your schedule visit us during lobby hours Monday through Thursday from 9:00 AM to 5:00 PM or Friday until 6:00 PM. Drive-up services are available Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM.

Branch Location & Accessibility

Accessibility Features

At Profed, we believe that banking should be accessible to everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for individuals with disabilities. Whether you're visiting our lobby or using our drive-thru service, you'll find that we've designed our space with your convenience in mind.

Operating Hours

We're here to serve you during our convenient operating hours! Visit us Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. If you prefer the drive-thru, we're open Monday through Friday from 7:30 AM to 7:30 PM and on Saturdays from 8 AM to noon.

Services Offered

Our team is ready to assist you with a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have solutions that can help you achieve your goals. Plus, with ATM availability right at our location and drive-thru banking for quick transactions, managing your money has never been easier. If you have questions or want more information about what we offer, feel free to give us a call at 260-483-0514. We invite you to visit Profed today and experience the difference of a community-focused credit union!

Member Eligibility

At Profed, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of something special, you'll be happy to know that membership is open to a variety of individuals. To qualify, you simply need to live, work, or worship in our local area, or have an immediate family member who is already a member. This welcoming approach makes it easy for you and your loved ones to access the benefits we offer. As a member of Profed, you gain access to a range of financial services designed with your needs in mind, from personal banking to auto loans and more. The process to become a member is simple and straightforward. You can learn more about the eligibility criteria by visiting this link. When you're ready to open an account or have questions, feel free to give us a call at (260) 483-0514 or check out our account opening details here. Join us at 1710 Saint Joe River Dr Fort Wayne In 46805 and take the first step towards securing your financial future with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payments for your customers. Imagine running a local café where patrons can pay seamlessly with their phones while you manage sales effortlessly through our systems. This practical approach not only enhances customer experience but also helps streamline your operations. Located at 1710 Saint Joe River Dr Fort Wayne In 46805 in Fort Wayne, IN, we're here to support your business every step of the way. For more information or to get started, call us at (260) 483-0514 or visit us online at https://profedcu.org/. Let's grow together!

Comprehensive List Of Services

Accessing Our Services

We pride ourselves on offering accessible banking solutions through our drive-thru service and an ATM located conveniently nearby. Simple transactions like deposits and withdrawals can be completed quickly without stepping inside the branch. At Profed, we're committed to supporting our members every step of the way with personalized service and expert guidance. If you have questions or need assistance choosing the right product for your needs, don't hesitate to reach out! Call us at (260) 483-0514 or visit us during our lobby hours: Monday-Thursday from 9:00 AM - 5:00 PM and Friday from 9:00 AM - 6:00 PM. Join us today at Profed and discover how we can help you achieve your financial dreams! For more information about our services or to start an account online, please visit our website at https://profedcu.org/.

Business Banking Services

We also understand that businesses play a crucial role in our local economy. Our business banking services, including merchant services and business loans, are here to help you thrive. We take the time to understand your business needs so we can provide solutions that work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Main Branch, we offer robust online and mobile banking services. You can easily manage your accounts from anywhere, whether you're at home or on the go. With features like ATM access for cash withdrawals and balance checks, plus person-to-person payment options, managing your money has never been easier.

Personal Banking Solutions

Our personal banking options are designed for every member of the community. From checking and savings accounts to help you manage your day-to-day expenses, to auto loans and vehicle financing that allow you to hit the road in style, we make it easy for you to reach your financial goals. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans come with competitive rates tailored to fit your budget. For those unexpected expenses or projects, our personal loans and debt consolidation options can provide the support you need. Plus, with our credit cards featuring rewards, you can earn points on your purchases while enjoying great benefits.

Digital & Online Banking

At Profed, we understand that your time is valuable, and banking should fit into your lifestyle. That's why we offer a variety of digital and online banking services designed to provide you with convenience, security, and peace of mind. With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring money, everything is just a click away. Visit us at https://profedcu.org/ to explore how easy it is to stay on top of your finances. Our mobile application makes banking even more accessible. You can deposit checks, view transactions, and even make person-to-person transfers effortlessly. If you prefer using your phone for payments, you'll be pleased to know that we support mobile payments too making checkout as simple as tapping your device. We prioritize your security. With features like electronic signature authorization, signing documents online has never been safer or easier. You can also receive e-statements, allowing you to access your financial information securely without the clutter of paper. Managing your money shouldn't feel overwhelming. Our digital tools are user-friendly and designed for everyone. From setting up alerts to tracking spending habits in real-time, you have all the resources you need at your fingertips. Experience the ease of banking from home or on the go with Profed's digital and online services where convenience meets security every day!

Financial Strength

Commitment to Growth

With $80,802,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $8,196 in used auto loans and $501,617,639 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

Our total share accounts stand at 112,972, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $3,522,929, we are well-positioned to assist you with all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 1710 Saint Joe River Dr Fort Wayne In 46805 or call (260) 483-0514 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $126,851,815 in share certificates and $69,178,392 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,456, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Solid Financial Foundation

With a net worth of $82,912,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,176 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,184,675 in used vehicle loans and $38,221,868 in new vehicle loans already helping members get on the road. We provide financing options that work for both new and used vehicles, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $10,206,971 provide the capital needed to grow and expand. Whether it's funding for equipment or working capital for day-to-day operations, we're committed to supporting local businesses in Fort Wayne and beyond.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,198,150, make buying or refinancing simple. We are here to guide you through every step of the process, making it easier than ever to settle into your dream home.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we offer various eligibility options that can help lower your payments or consolidate your debt. Our team is ready to assist you in finding the best solution tailored specifically for your financial needs. Feel free to reach out at 260-483-0514 or visit us at our branch located at 1710 Saint Joe River Dr Fort Wayne IN 46805. You can also explore our services online at Profed Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,437,170 in loans helping members manage their finances effectively. These cards come with competitive rates and no annual fees, allowing you to make purchases while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. LendMesh rigorously verifies each lender's information, making sure that all data presented is trustworthy and current.

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