Profed Credit Union Fort Wayne IN | Top Auto Loans & Checking

Introduction

Welcome to Profed, your trusted financial partner since 1933! Located at 6105 Constitution Dr, Fort Wayne, IN 46804, we are proud to serve our community with a commitment to providing exceptional banking services tailored to your needs. With over 64,718 members, we strive to create a welcoming environment where everyone feels valued and supported. At Profed, we believe in the power of community. Our total assets stand at an impressive $713,864,566, and we currently hold $65,440,153 in deposits. This financial strength allows us to offer a wide range of services including auto loans, personal loans, and business banking solutions. We have successfully funded 25,015 loans and leases, ensuring that our members have access to the resources they need to achieve their financial goals. Under the leadership of our CEO, Konstantina Baker, and Board President, Barry Menor, we are dedicated to maintaining high standards of service and integrity. Our team of 181 employees is here to assist you with any questions or concerns you may have. Feel free to reach out by calling us at 260-483-0514 or visit our website at profedcu.org for more information. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 6105 Constitution Dr, Fort Wayne, IN 46804-1525. Join us today and discover how Profed can help you navigate your financial journey with confidence!

Branch History & Mission

A Commitment to Community

Since our inception, our mission has been clear: to deliver exceptional financial services while supporting our community. We believe in helping people build better lives through sound financial practices. This commitment has driven us to expand our offerings from basic savings accounts to a wide range of products including auto loans, mortgages, and business banking services. As we grew, so did our assets, which now total over $713 million. This growth reflects not just our financial strength but also the trust placed in us by our members.

Looking Ahead

As we move forward, Profed remains dedicated to embracing digital advancements that enhance member experience while ensuring ADA compliance and accessibility for all. Whether you're looking for mobile banking solutions or personal loan options, we strive to meet your needs effectively and efficiently. We invite you to join the Profed family today! Experience firsthand how we can help you navigate your financial journey with confidence and care. Visit us at our branch or explore more about what we offer online at profedcu.org. Together, let's build a brighter future!

Service Excellence

At Profed, we pride ourselves on being more than just a financial institution. We are your neighbors and friends. Our operating hours are designed with your convenience in mind: Lobby hours run Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:00 AM to 12:00 PM. For those who prefer drive-thru services or ATM access, we offer both to make banking easier than ever. Our mission extends beyond offering competitive rates and reliable products; it includes fostering strong community ties through outreach programs and partnerships that uplift those around us. We engage actively with local organizations and initiatives that align with our values of service and support.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and designated parking spaces for those who need them. You'll find ample parking available right outside our doors, ensuring a hassle-free visit.

Call to Action

We invite you to visit Profed today! Explore our services and see how we can help you achieve your financial goals. Your community credit union is here for you every step of the way!

Operating Hours

Our friendly staff is ready to assist you during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 6:00 PM. For those on the go, our drive-thru service operates Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM.

Services Offered

At Profed, we offer a wide range of services designed for your convenience. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at 6105 Constitution Dr, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, please don't hesitate to reach out at 260-483-0514.

Member Eligibility

Becoming a member of Profed feels like stepping into a welcoming community that truly cares about your financial well-being. To join us, you'll need to meet some simple eligibility criteria. Primarily, membership is open to those who live, work, worship, or attend school in specific areas, as well as their family members. This means if you have a connection to our local community, you're likely eligible! Not only do we provide a range of financial services tailored just for you, but our members also enjoy competitive rates and personalized support. For more detailed information on eligibility requirements, feel free to check out our resource page at http://www.profedcu.org/resources/member-resources/membership-perks. Once you're ready to take the next step and open an account, the process is straightforward and designed with you in mind. You can find everything you need to get started at http://www.profedcu.org/personal/loans. If you have any questions or would like assistance, don't hesitate to reach out to us at (260) 483-0514. We're here to help you every step of the way as you join the Profed family!

Business Banking & Commercial Services

At Profed, we understand that running a business is no small feat. Every day, entrepreneurs like you are faced with challenges that require smart financial solutions. That's where our business banking and commercial services come into play. Imagine having access to tailored financing options that not only support your immediate needs but also fuel your long-term growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services offer practical tools to simplify your operations. Whether you need payment processing or cash management solutions, we're here to help streamline your transactions and keep your focus on what you do best running your business. Located at 6105 Constitution Dr Fort Wayne In 46804 in Fort Wayne, IN, we invite you to explore how our personalized services can elevate your business. Call us at (260) 483-0514 or visit us today!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

With our ATM services available 24/7, you can access your funds whenever necessary. Our drive-thru banking service also makes it easy for you to conduct simple transactions like deposits and withdrawals without leaving your vehicle.

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions for those ready to purchase their dream home or reduce their monthly payments. If you need some extra cash for unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need.

Join Us Today!

We invite you to experience the many benefits of being a member of Profed. To learn more about our offerings or open an account, give us a call at (260) 483-0514 or visit us online at Constitution Branch. Let us be part of your financial journey!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed for everyone. You can easily manage your finances through our online and mobile banking platforms, which allow you to check balances, transfer funds, and even make person-to-person payments right from your smartphone.

Rewards That Matter

Don't forget about our credit cards with rewards! You can earn points on your everyday purchases, making it easier to save up for something special while managing your expenses wisely.

Supporting Local Businesses

For business owners, we understand how crucial it is to have reliable banking services. Our business banking options include merchant services and business loans that cater specifically to your company's needs. We're here to help your business thrive in today's competitive market.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to manage your finances on your schedule. You can check balances, transfer funds, and pay bills without needing to visit a branch. Plus, with features like person-to-person transfers, sending money to friends or family has never been simpler or faster. For those who prefer mobile banking, our user-friendly mobile application is available for download. It offers the same robust features found in online banking but optimized for your smartphone. You can also make mobile payments with ease, ensuring that you can handle transactions on the go.

Security and Accessibility

At Profed, we prioritize your security. Our electronic signature authorization process allows you to sign documents securely from the comfort of your home. Additionally, e-statements are available to help you stay organized while reducing paper clutter. Managing your accounts has never been easier or more secure. Whether you're checking your balance or transferring money between accounts, our platform keeps everything safe and straightforward. Join us at Profed to take full advantage of these digital tools that enhance accessibility and provide real-time account management tailored just for you!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 112,972, showing a strong and growing member base that trusts us with their finances.

Investment in Your Future

With $80,802,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $8,196 in used auto loans and $501,617,639 in total loans and leases to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $126,851,815 in share certificates and $69,178,392 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,456, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $82,912,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,176 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 6105 Constitution Dr Fort Wayne In 46804 or call (260) 483-0514 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,184,675 in used vehicle loans and $38,221,868 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you can drive away in the vehicle you want without breaking the bank.

Credit Lines and Unsecured Loans

For those who need a little extra financial flexibility, we also offer comprehensive credit lines totaling $100,690,534. Additionally, our unsecured credit card loans amounting to $9,437,170 come with flexible terms to help you manage your finances effectively without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,198,150, make buying or refinancing simple. We believe that owning a home should be an attainable goal for everyone. Our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team can assist you with that too. It's important to stay informed about your options so you can make the best financial decisions for your future. At Profed, we are dedicated to providing personalized service and support throughout your borrowing experience. For more information on how we can assist you with your financial needs or to learn about eligibility options for our loan products, feel free to contact us at 260-483-0514 or visit us at our branch located at 6105 Constitution Dr Fort Wayne In 46804. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you secure the financing you need!

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