Profed Credit Union Columbia City IN | Best Auto Loans & Business Banking

Introduction

Welcome to Profed, your trusted financial partner located at 379 W Plaza Dr, Columbia City, IN 46725. Established in 1933, our credit union has been a cornerstone of the community for nearly a century, serving over 64,700 members with dedication and care. At Profed, we pride ourselves on being more than just a financial institution; we are a community hub where members can find personalized banking solutions tailored to their unique needs. With total assets of $713,864,566 and deposits exceeding $65,440,153, we stand strong in our commitment to fostering financial health within our community. Whether you're looking for a new vehicle loan among our total loans of 25,015 or seeking assistance with mortgage financing, our knowledgeable team is here to help you every step of the way. Led by CEO Konstantina Baker and Board President Barry Menor, our team of 181 employees is dedicated to ensuring that each member feels valued and understood. We believe in building lasting relationships based on trust and transparency. As part of our commitment to you, we offer various services including personal banking accounts, auto loans, business banking solutions, and online banking access for your convenience. While members can visit us at our branch location for face-to-face service or utilize our drive-thru facilities, official correspondence should be sent to our mailing address: 379 W Plaza Dr, Columbia City, IN 46725-1024. Explore how Profed can support your financial journey today! Call us at (260) 244-7222 or visit us online at Profed Credit Union to learn more about the exceptional services we provide. Your financial success is our mission!

Branch History & Mission

Join Us!

We invite you to experience the benefits of becoming a member of Profed Credit Union. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM you'll find it easy to connect with us whenever you need assistance. Reach out at (260) 244-7222 or visit us online at profedcu.org to learn more about how we can help you achieve your financial goals. Join Profed today and let us support you on your path toward success!

Our Evolution

Located at 379 W Plaza Dr, Columbia City, IN 46725, our branch is conveniently situated near local landmarks that enhance accessibility for all members. Over the decades, Profed has seen significant milestones from increasing our total assets to an impressive $713,864,566 to embracing digital advancements that make banking easier and more efficient. We opened our doors with a mission to provide personalized financial services while fostering community growth and empowerment. As technology evolved, so did we. Today, we offer online banking and mobile payment options alongside traditional services like auto loans and credit cards with rewards. Our drive-thru banking ensures that even those on-the-go can access essential services without delay. Plus, our ATM availability means you can manage your finances anytime.

Our Mission

At the heart of Profed's mission is a commitment to empower our members through accessible financial solutions while actively supporting the local community. We strive to be more than just a credit union; we aim to be a partner in each member's journey toward financial health. Our team is dedicated to providing guidance tailored to individual needs whether you're looking for personal banking solutions or seeking business opportunities. While members can visit us at our main address for all their banking needs, official correspondence should be sent to 379 W Plaza Dr, Columbia City, IN 46725-1024 if it differs from your visit. We are committed not only to serving your financial needs but also to engaging in partnerships that uplift the entire Whitley County area.

Branch Location & Accessibility

Call Us Anytime

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 260-244-7222. We're here to help you navigate your financial journey smoothly. Stop by today and experience the friendly service that makes us proud to be part of the Columbia City community!

Nearby Landmarks and Accessibility

Located near popular spots like the local shopping center and just a short drive from downtown Columbia City, our branch is easy to find. Plus, parking is available right outside, ensuring that your visit is hassle-free. We are dedicated to accessibility; our facility meets ADA compliance standards, featuring ramps and spacious entrances for all our members.

Operating Hours and Services

We understand that your time is valuable. That's why we offer flexible hours tailored to fit your busy schedule: our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 12 PM. If you prefer drive-thru service, we're here for you Monday through Friday from 7:30 AM until 7:30 PM. At Profed Credit Union, we provide a range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. Our drive-thru also accommodates simple transactions like deposits and withdrawals so you can bank on the go!

Member Eligibility

Becoming a member of Profed is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the areas we serve, you're likely eligible to join us! At Profed, we believe that everyone deserves access to financial services that are tailored to their needs. This means if you share our values and are looking for a supportive community, you can take the first step towards membership. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.profedcu.org/resources/member-resources/membership-perks . Once you're ready to open an account and start enjoying the benefits of membership, simply visit us or follow the easy steps outlined at http://www.profedcu.org/personal/loans . If you have any questions or need assistance, don't hesitate to give us a call at (260) 244-7222. We can't wait to welcome you into our community at Profed, located at 379 W Plaza Dr Columbia City In 46725!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify payment processing for your customers. Imagine the ease of accepting various payment methods while ensuring fast transactions. Our services empower your business to operate smoothly, allowing you to focus on what matters most growing your enterprise. Visit us at 379 W Plaza Dr Columbia City In 46725, Columbia City, IN, or call us at (260) 244-7222 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking

If you're running a business, Profed has got you covered too! Our business banking services, including merchant services and business loans, are crafted to support small businesses in achieving their financial goals. We understand that every dollar counts when running a business.

Credit Cards

For those who love rewards, our credit cards with rewards program offers great benefits on everyday purchases. Imagine earning points every time you buy groceries or fuel those points can turn into exciting rewards!

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is essential. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, and even pay bills from anywhere whether you're at home or on the go. You'll also appreciate our ATM services for quick cash withdrawals and balance checks whenever needed. For those who prefer face-to-face interactions but have limited time, our drive-thru banking allows for simple transactions without leaving your vehicle. At Profed, we're committed to ensuring that all members have access to essential financial tools in a convenient manner. If you're ready to explore how these services can benefit you, feel free to reach out! Call us at 260-244-7222 or visit us during lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We look forward to serving you!

Home Financing

Owning a home is a dream for many, and at Profed, we want to help make that dream a reality. Our mortgage loans and refinancing solutions are designed to simplify the process of buying or upgrading your home. Picture yourself settling into your new space with a mortgage that fits your budget perfectly.

Personal Banking

When it comes to personal banking, we understand that everyone has unique goals and preferences. That's why we offer checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a vacation or managing everyday expenses, our accounts provide flexibility and convenience. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to drive away with the car you want. Imagine cruising down the highway without worrying about high-interest rates our competitive loan terms ensure you get the best deal possible.

Personal Loans

Sometimes life throws unexpected expenses your way, whether it's medical bills or home repairs. Our personal loans and debt consolidation services can provide the financial relief you need when those surprises pop up. We'll work with you to find a solution that helps you regain control of your finances.

Digital & Online Banking

Always Available Support

Our commitment to accessibility means that our online banking services are available 24/7. Whether it's late at night or early in the morning, you have the flexibility to manage your accounts whenever it suits you. Experience the ease of banking with Profed today! For more information about our digital offerings and how they can benefit you, visit us online at https://profedcu.org/ .

Key Features of Our Digital Banking Services

With our online banking services, accessible at https://profedcu.org/ , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or while out and about. We know how important security is, which is why our platform features top-notch encryption and safety measures to keep your information protected. You can also enjoy the convenience of E-Statements, which are available for all members, allowing you to manage your statements digitally without the clutter of paper. Plus, with our Mobile Application, you can take your banking with you wherever you go. It's user-friendly and packed with features like Mobile Payments perfect for those quick transactions when you're out shopping. Need to send money to a friend? Our Person-to-Person Transfers make it easy to send funds directly from your account. No more hassle; just a few taps on your mobile device! And for those moments when you need documents signed quickly, we offer Electronic Signature Authorization, streamlining paperwork so you can focus on what really matters.

Financial Strength

Commitment to Growth

We believe in reinvesting in our community. With $80,802,887 in undivided earnings, we continuously improve our banking tools, strengthen lending options, and enhance security measures to serve you better. Our lending capacity is reflected in our $8,196 in used auto loans and $501,617,639 in total loans and leases supporting your financial goals across various sectors.

Community Trust

With total share accounts reaching 112,972, our growing member base shows the trust placed in us by the community. We value this relationship deeply and strive to maintain it through transparency and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 379 W Plaza Dr Columbia City In 46725 or call (260) 244-7222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team

We also take pride in having 178 full-time employees and 3 part-time employees ready to serve you. Our knowledgeable team is here to assist with all your banking needs.

Focused on You

Unlike traditional banks that may prioritize shareholders, we focus on our members. With non-member deposits at $78,456, we ensure that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Member-Centric Savings

Your savings are secure with us! Members' funds are backed by significant investments, including $126,851,815 in share certificates and $69,178,392 in money market shares. These options provide stable and rewarding financial growth opportunities tailored for your needs.

Operational Efficiency

Our sound management practices are evident in our operational results as shown by our $0. This reflects our commitment to serving you efficiently while offering competitive loan rates and solid financial products.

Strong Financial Foundation

With a net worth of $82,912,664, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further underscored by our net worth ratio of $1,176, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,184,675 in used vehicle loans and $38,221,868 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used option, our financing solutions can get you behind the wheel without breaking the bank.

Business Loans

For business owners in need of capital to grow and expand, our outstanding commercial loans total $10,206,971. These loans provide the financial support necessary for everything from upgrading equipment to expanding operations. At Profed, we believe everyone deserves access to affordable financing options tailored to their unique circumstances. Our dedicated team is ready to assist you in finding the right loan product that suits your needs. For more information or assistance with applications and refinancing options, don't hesitate to contact us at 260-244-7222. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit our website at Profed for additional details about our services and loan products!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $47,198,150, providing flexible terms that fit your budget. If you're considering refinancing your existing mortgage or exploring eligibility options for first-time buyers, our team is here to help guide you through every step.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $9,437,170 in loans helping members manage their finances effectively, these credit cards come with rewards and low rates that make daily spending easier. They're perfect for those looking to consolidate debt or build their credit history.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified information guarantees that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the effectiveness of LendMesh as a reliable tool for navigating the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PROFED FEDERAL CREDIT UNION - Columbia City, IN