Profed Credit Union Bluffton IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Profed, your trusted financial partner in Bluffton, IN! Located at 1644 N Main St, our branch has been a cornerstone of the community since 1933. We take pride in serving over 64,718 members, offering personalized banking solutions that help you achieve your financial goals. At Profed, we understand that every member is unique, and that's why we provide a variety of services tailored just for you. Whether you're looking for an auto loan, mortgage refinancing, or a simple checking account, our dedicated team is here to assist you. With total assets of $713,864,566 and total deposits amounting to $65,440,153, we are committed to maintaining your trust through secure and reliable financial services. Our CEO, Konstantina Baker, along with Board President Barry Menor, lead a passionate team of 181 employees who strive to create a welcoming environment for everyone. We invite you to reach out at 260-824-5991 for any questions or assistance. Our lobby hours are designed for your convenience: Monday to Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Need quick service? Our drive-thru is open Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM. While members can visit us at our branch location, official correspondence should be sent to the same address at 1644 N Main St, Bluffton, IN 46714-1285. Join us today and experience the Profed difference! Visit our website at profedcu.org or stop by our branch to learn more about how we can support your financial journey. Your future starts here!

Branch History & Mission

Innovation Meets Accessibility

In today's fast-paced world, we understand the importance of convenience and technology. That's why we offer features like online banking and mobile payments so members can manage their accounts anytime, anywhere. Our ATM services and drive-thru banking ensure that accessing your funds is as easy as possible. While members can visit us at 1644 N Main St, official correspondence should be sent to 1644 N Main St, Bluffton, IN 46714-1285 if different from our branch address.

Join Us

As we continue to grow with the support of our dedicated staff 181 employees strong we invite you to become part of the Profed family. With total assets exceeding $713 million, we are well-positioned to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgages, credit cards, and business banking services. Discover how Profed can make a difference in your financial journey today! Call us at 260-824-5991 or visit us online at profedcu.org. Join us in building a brighter future together!

Our Mission

At Profed, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable financial solutions that can help them achieve their dreams whether it's buying a new home, financing a vehicle, or saving for retirement. Our commitment goes beyond just numbers. We actively engage in community outreach programs and partnerships aimed at improving the quality of life for all residents in Bluffton and surrounding areas. By supporting local initiatives and providing educational resources, we strive to uplift and empower our community.

Branch Location & Accessibility

Welcome to the Profed Bluffton Branch, your friendly neighborhood credit union located at 1644 N Main St, Bluffton, IN 46714. Our branch is easily accessible and conveniently situated near local landmarks like the Wells County Public Library and Bluffton High School, making it a familiar stop for many in the area. Whether you're coming by car or on foot, we have you covered with ample parking and ADA-compliant features to ensure everyone can visit us comfortably. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 1644 N Main St, Bluffton, IN 46714-1285. At Profed, we strive to make your banking experience as easy as possible. Our lobby hours are designed for your convenience: we're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. For those who prefer drive-thru services, we're here for you Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM. If you need cash or want to check your balance quickly, our ATM is available on-site for easy access to your funds. We also offer a range of services including checking and savings accounts, auto loans, personal loans, and more all designed with your needs in mind. We invite you to come visit us or give us a call at 260-824-5991. Our dedicated team is ready to assist you with all your banking needs!

Member Eligibility

At Profed, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, or if you have family members who are already members, you're likely eligible to join us. We're here to provide you with personalized banking services that can help you achieve your financial goals. For more detailed information about eligibility, feel free to check out our guidelines at http://www.profedcu.org/resources/member-resources/membership-perks . Opening an account with us is a breeze! Whether you're looking for checking and savings options, auto loans, or even credit cards with rewards, we've got you covered. You can get started by visiting our website or by calling us directly at (260) 824-5991. We can't wait to welcome you into the Profed family at our branch located at 1644 N Main St Bluffton In 46714!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we provide essential merchant services that simplify transactions for your business. Imagine running your shop while seamlessly accepting payments from customers via credit cards or mobile wallets our services make this possible. Whether you're a retailer, a service provider, or anything in between, our merchant solutions can help streamline your payment processes so you can focus on what you do best: growing your business. Located at 1644 N Main St Bluffton In 46714 in Bluffton, IN, we're here to partner with you every step of the way. Contact us today at (260) 824-5991 to learn more about how our business banking and commercial services can support your vision!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services ensure you have 24/7 access to your money with ease. Additionally, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. At Profed, we strive to create a welcoming environment where all members feel valued and supported. Whether you're stopping by our branch at 1644 N Main St Bluffton In 46714 or calling us at (260) 824-5991, we are here to assist you with any questions about our services. Ready to experience personalized banking? Visit us today at Bluffton Branch or check out our website here for more information about how we can help you reach your financial aspirations!

Business Services

For our local entrepreneurs, Profed provides robust business banking solutions, including merchant services and business loans. We understand the unique challenges businesses face, so we're here to support your financial needs every step of the way.

Credit Cards

Managing your spending is crucial, which is why we offer credit cards with rewards that give back while you shop. Enjoy benefits like cashback on purchases or points that can be redeemed for travel or merchandise.

Digital Banking Features

In today's fast-paced world, having access to your finances at your fingertips is essential. With our online and mobile banking services, you can manage your accounts anytime, anywhere. From checking balances to transferring funds with just a few taps on your phone, we've made banking easier than ever.

Loans and Financing

Need a new car? Our auto loans and vehicle financing options make purchasing your dream car easy and affordable. If you're looking to buy a home, our mortgage loans and refinancing options can help you navigate the housing market with confidence. For those unexpected expenses or plans that require quick cash, our personal loans and debt consolidation services are here to assist you.

Personal Banking

We believe that everyone deserves access to reliable banking options. That's why at Bluffton Branch, we offer a variety of personal banking services, including checking and savings accounts designed for both everyday transactions and long-term savings. Whether you're saving for a family vacation or planning for retirement, our accounts provide flexibility and convenience.

Digital & Online Banking

Key Features

We also prioritize security in all our digital offerings. Our electronic signature authorization feature means you can sign documents securely online without the hassle of printing or mailing forms. For those who prefer paperless options, e-statements are readily available, making it simple to keep track of your transactions while helping the environment. If you're always on the move, our mobile application provides a user-friendly interface that lets you perform banking tasks right from your smartphone. You can send money easily through person-to-person transfers, making splitting bills or sending gifts a breeze. And for added convenience, our mobile payments feature allows you to pay for purchases directly from your phone no wallet needed! With Profed, managing your finances has never been easier or more secure. Embrace the freedom of real-time account management and enjoy peace of mind knowing that your financial information is protected every step of the way. Experience all these benefits and more by visiting us online today!

Financial Strength

Commitment to Growth

With $80,802,887 in undivided earnings, we continuously reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is robust; we have $8,196 in used auto loans and $501,617,639 in total loans and leases, supporting your financial goals across various sectors.

Growing Membership Base

We are pleased to report that our community trusts us with their finances, evidenced by our total share accounts of 112,972. This growing membership base highlights our role as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 1644 N Main St Bluffton In 46714 or call (260) 824-5991 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure at Profed. We proudly hold $126,851,815 in share certificates and $69,178,392 in money market shares, which provide you with stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members our non-member deposits total ${total_amount_non-member_deposits}, ensuring that our resources focus on benefiting you.

Operational Efficiency

Our operations remain efficient with a net income of $0 reflecting our ability to manage resources effectively. Additionally, we take pride in having 178 full-time employees and 3 part-time employees who are dedicated to serving you with knowledge and commitment.

Solid Financial Health

With a net worth of $82,912,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,176, which demonstrates that we are well-capitalized and ready to meet your needs even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,184,675 in used vehicle loans and $38,221,868 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you have the financing you need when it's time to make that purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $10,206,971 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or cover operational costs, we're here to support your entrepreneurial journey. In addition to these offerings, we have refinancing options available for many of our loan products. This allows you to adjust your payments according to your current financial situation. For more details about eligibility and how we can assist you further, please visit our website. Our financial insights and data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore our loan options or have any questions, don't hesitate to reach out! Contact us at 260-824-5991 or visit us at 1644 N Main St Bluffton IN 46714. Your financial future starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,198,150, make buying or refinancing simple. We aim to guide you through every step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,437,170 in loans helping members manage their finances effectively. These credit cards come with various benefits that help you keep your spending in check while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in the options presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to impartiality means users see all available options without bias. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to quickly identify the best rates that fit their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that the offers displayed are fair and transparent. Users can trust that they are receiving accurate information, which is crucial in today's financial landscape.

PROFED FEDERAL CREDIT UNION - Bluffton, IN