Profed Credit Union Angola IN | Affordable Vehicle Loans & Business Banking

Introduction

At Profed, our commitment to serving the community is as strong today as it was when we opened our doors in 1933. Located conveniently at 2410 N Wayne St, Angola, IN 46703, we have grown into a trusted financial partner for over 64,718 members. With a solid financial foundation boasting total assets of $713,864,566, and total deposits reaching $65,440,153, we are here to support your financial journey with reliable services. Our dedicated team of 181 employees, led by CEO Konstantina Baker and Board President Barry Menor, strives to create a welcoming environment where you can feel confident about your finances. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. As part of our commitment to member satisfaction, we offer various online and mobile banking options for your convenience. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 2410 N Wayne St, Angola, IN 46703-9111. We encourage you to reach out with any questions by calling us at 260-665-7092. Explore how we can help you achieve your financial goals today by visiting our website at profedcu.org. Let us be your partner on this journey!

Branch History & Mission

At Profed, we take pride in our rich history and deep-rooted commitment to serving the community of Angola, IN. Founded in 1933, Profed has grown from a small credit union to a trusted financial partner for over 64,000 members. Our branch, located at 2410 N Wayne St, Angola, IN 46703, stands as a testament to our dedication to providing exceptional financial services while fostering strong community ties. From the very beginning, our mission has been clear: to empower our members through accessible financial solutions that enhance their lives and strengthen the community. As we evolved over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and even business banking solutions. This growth reflects not just an increase in services but also our unwavering commitment to meet the diverse needs of our members. Profed's total assets now exceed $713 million, showcasing our stability and reliability. We are dedicated to ensuring that every member feels valued and supported. Our operating hours are designed with your convenience in mind; visit us Monday through Thursday from 9:00 AM to 5:00 PM or on Friday from 9:00 AM to 6:00 PM. For those needing quick service, our drive-thru is open Monday through Friday from 7:30 AM to 7:30 PM and Saturday from 8:00 AM to 12:00 PM. Our mission extends beyond financial transactions. We actively engage in community outreach initiatives that foster growth and provide support where it's needed most. Whether it's through local sponsorships or partnerships with organizations dedicated to improving lives in Steuben County, we believe in giving back to the communities that sustain us. While members can visit us at 2410 N Wayne St Angola In 46703, official correspondence should be sent to 2410 N Wayne St, Angola, IN 46703-9111. We also offer modern conveniences like online and mobile banking options, making it easier than ever for you to manage your finances on-the-go. As you consider becoming part of our growing family at Profed, remember that joining means more than just opening an account; it means being part of a community-focused organization that prioritizes your financial well-being. Explore what we have to offer by visiting us or calling us at (260) 665-7092 today! Let's build a brighter future together at Profed Credit Union.

Branch Location & Accessibility

Accessibility and Features

At Profed, we prioritize accessibility for all our members. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant ramps and ample parking space. Whether you're visiting for a quick transaction or to discuss your financial goals with our staff, we strive to make your experience as smooth as possible.

Call to Action

We invite you to stop by our branch or give us a call at 260-665-7092 if you have any questions or need assistance with your banking needs. At Profed, we are dedicated to providing excellent service and helping you achieve your financial dreams!

Operating Hours

We're here for you during convenient hours! The lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and Friday until 6:00 PM. If you need to use our drive-thru services, we offer extended hours from 7:30 AM to 7:30 PM on weekdays and Saturday mornings from 8:00 AM until noon.

Services Offered

Profed provides a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage financing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Plus, with an ATM available on-site, accessing your cash has never been easier! While members can visit us at 2410 N Wayne St, official correspondence should be sent to our mailing address at 2410 N Wayne St, Angola, IN 46703-9111.

Member Eligibility

Becoming a member of Profed feels like stepping into a friendly community where your financial well-being is the priority. We welcome anyone who lives, works, worships, or goes to school in Steuben County, and even if you don't fit those categories, you can still join by having a family member who is already a member with us. This openness allows us to support a diverse group of individuals and families in our area. Plus, as a member of Profed, you'll enjoy benefits like lower fees, competitive loan rates, and personalized service that makes your banking experience feel truly special. To learn more about the specific eligibility criteria and to see if you qualify for membership, visit us at http://www.profedcu.org/resources/member-resources/membership-perks. If you're ready to take the next step and open an account, check out our easy account opening process at http://www.profedcu.org/personal/loans. If you have any questions or need assistance, feel free to call us at (260) 665-7092. We're excited to welcome you into our Profed family!

Business Banking & Commercial Services

Merchant Services for Daily Operations

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine quickly processing payments at your storefront or online without the hassle of complicated systems. Our solutions make it easy for you to accept various payment methods, ensuring you can focus on what truly matters growing your business. Located at 2410 N Wayne St Angola In 46703 in Angola, IN, our dedicated team is here to provide personalized service and expert advice tailored to your business's specific needs. Let's work together to fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,206,971, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. We know how vital it is for small businesses to have access to the right financial tools. Our team is here to support local entrepreneurs in achieving their goals.

Digital Banking

In today's fast-paced world, convenience is key. That's why at Profed, we prioritize digital banking features. With our online and mobile banking platforms, you can easily manage your accounts from anywhere. Need cash? Our ATM services allow for quick withdrawals and balance checks without any hassle.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. We also provide easy access to ATMs for when you're on the go. At Profed, we're proud to offer these comprehensive services designed with you in mind. Our friendly staff is ready to assist you with any questions or needs you may have regarding these offerings. If you're interested in learning more about how we can help you achieve your financial goals or if you'd like to open an account, please call us at 260-665-7092 or visit us at Profed's website. Your journey toward better banking starts here!

Loans and Financing

When it comes to making significant purchases, like a new car or home, our auto loans and vehicle financing options make it easier than ever. Picture yourself driving off in your dream car with a loan tailored just for you. If you're considering buying a home, our mortgage loans and refinancing solutions can help turn your dreams into reality with competitive rates and flexible terms. In addition to auto and mortgage options, we provide personal loans and debt consolidation services. This means if you're facing high-interest debts, we can assist you in consolidating them into one manageable payment. Plus, our credit cards with rewards can give you benefits while you spend!

Personal Banking

We understand that personal banking is about more than just numbers; it's about building relationships and trust. That's why we offer a variety of checking and savings accounts designed to help you manage your finances effectively. Imagine having a checking account that fits your lifestyle or a savings plan that helps you reach your goals faster.

Digital & Online Banking

At Profed, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with the utmost convenience and security, allowing you to manage your finances anytime and anywhere. With our online banking platform, you can access your accounts 24/7, making it easy to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, our mobile application ensures that you have everything you need right in your pocket. And if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is just a click away. Security is a top priority for us. With electronic signature authorization available, you can sign documents digitally without worrying about safety. Plus, our commitment to providing e-statements means you can keep track of your transactions securely and reduce paper clutter. For those who prefer using mobile payments, we offer this feature as well making it simple to pay for everyday purchases directly from your phone. All these services work together to give you real-time account management that's not only user-friendly but also tailored to fit your lifestyle. Join us at Profed today and experience the ease of managing your finances through our comprehensive digital banking solutions!

Financial Strength

At Profed, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to support your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $82,912,664, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,176 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,851,815 in share certificates and $69,178,392 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,456, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $80,802,887 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is significant, with $8,196 in used auto loans and $501,617,639 in total loans and leases supporting your financial goals across various sectors. Although our current net income stands at $0, we remain focused on operational efficiency to provide competitive loan rates and solid financial products for our members. With a dedicated team of 178 full-time employees and 3 part-time employees, we ensure that our branches are always ready to assist you with knowledgeable service. We also proudly serve a growing community with 112,972 total share accounts that reflect the trust our members place in us. Our available funds for lending and investments amount to $3,522,929, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Profed is your trusted partner. Visit us at 2410 N Wayne St Angola In 46703 or call (260) 665-7092 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Profed, we understand that financial needs vary from person to person. Whether you're looking to purchase a new vehicle, buy your first home, or manage everyday expenses, our diverse loan products are tailored to help you achieve your goals. With over 25015 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, as they offer some of the lowest rates in the industry. Looking to buy a new car? We have already issued $38,221,868 in new vehicle loans and $122,184,675 in used vehicle loans, helping our members hit the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $47,198,150, making buying or refinancing simple. We believe that everyone deserves a place to call home. For those managing personal finances or unexpected expenses, we also provide flexible terms on unsecured credit card loans. Currently, we have a total of $9,437,170 in unsecured credit card loans available to assist our members effectively. Business owners can benefit from our outstanding commercial loans totaling $10,206,971, which provide essential capital for growth and expansion. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (260) 665-7092 or visit us at 2410 N Wayne St, Angola, IN 46703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about how we can help you with your financial needs or to start your application process today, visit our website.

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