Priority Trust Credit Union Houston TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Priority Trust at Plus4 Credit Union, located at 9998 Almeda Genoa Rd, Houston, TX 77075. Since our establishment in 1929, we have been dedicated to serving our community with trust and reliability. With a strong membership base of over 30,893 individuals, we pride ourselves on being a financial partner that truly cares about the needs of our members. At Priority Trust, we understand that financial journeys can be challenging. That's why we offer a range of services tailored to support you every step of the way. From personal banking and auto loans to mortgage financing and credit card options with rewards, we have something for everyone. Our total assets exceed $193 million, reflecting our commitment to stability and growth, while our total deposits stand at $1,183,828. Our dedicated team is led by CEO Malcolm Rene and Board President Wendell Greenleaf, who are both passionate about ensuring that every member receives top-notch service. We currently employ 78 staff members ready to assist you during our lobby hours from 8 AM to 5 PM on weekdays. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 9998 Almeda Genoa Rd, Houston, TX 77075-2416. We invite you to explore how we can assist you in achieving your financial goals. Whether you're looking for loans or savings options, give us a call at 713-970-9200, or visit our website at Priority Trust to learn more about what we offer. Let's take this journey together!

Branch History & Mission

Community Impact

Throughout our journey, we've taken significant steps to ensure that we are not just a credit union but a community hub. Our partnerships with local organizations reflect our commitment to outreach efforts that uplift those around us. We actively participate in various initiatives aimed at improving financial literacy and supporting local events that bring people together. As part of our modernization efforts, we've embraced digital advancements that make banking easier for everyone. From online banking options to mobile payments, we ensure accessibility for all members, including those with disabilities. Our facility includes ADA-compliant features and offers drive-thru services for added convenience.

Join Us

While members can visit us at 9998 Almeda Genoa Rd, official correspondence should be sent to 9998 Almeda Genoa Rd, Houston, TX 77075-2416. Our operating hours are from 8 AM to 5 PM, Monday through Friday. For any inquiries or assistance, feel free to contact us at 713-970-9200. We invite you to become part of the Priority Trust family and experience firsthand how we can help you navigate your financial journey. Join us today and discover how together, we can build a brighter future for you and your community! Visit us online at Priority Trust for more information on membership eligibility and services offered.

Our Mission

Our mission at Priority Trust is simple yet profound: we strive to enhance the financial well-being of our members while fostering a spirit of community support and engagement. We understand that financial success is about more than just numbers; it's about building relationships and investing in the future of our members. Whether it's through personal banking solutions like checking and savings accounts or financing options for auto loans and mortgages, our focus remains on delivering quality service with a personal touch.

Branch Location & Accessibility

Call to Action

Ready to take the next step? We invite you to visit us at Priority Trust or give us a call at 713-970-9200. Our dedicated team is excited to help you achieve your financial goals!

Convenient Banking Solutions

For your convenience, we also have an ATM on-site that provides access for cash withdrawals and balance inquiries. Our goal is to make your banking experience as smooth as possible.

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local landmarks, making it easy to find. Whether you're coming from the nearby schools or local businesses, our location is designed with accessibility in mind. We offer ample parking spaces and ADA-compliant features, ensuring everyone can visit us without hassle.

Operating Hours and Services

We're here to serve you during the week with lobby hours from 8 AM to 5 PM, Monday through Friday. When you visit Priority Trust, you'll discover a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Plus, if you're looking for quick transactions, our drive-thru service is available for deposits, withdrawals, and simple banking tasks.

Member Eligibility

At Priority Trust, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easier than you might think! If you live, work, or attend school in the area surrounding our branch at 9998 Almeda Genoa Rd Houston Tx 77075, you're likely eligible to join us. We welcome individuals from various backgrounds and walks of life, ensuring that our membership reflects the vibrant community we serve. Not only will you gain access to a wide range of financial services tailored just for you, but you'll also enjoy the benefits of being part of a cooperative where your voice truly matters. To get started on your journey with us, simply check out the detailed eligibility criteria at https://prioritytrustcu.org/about-us/membership/ . If you have any questions or need assistance, don't hesitate to reach out to us at (713) 970-9200. We can't wait to welcome you into the Priority Trust family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your payment processes. Imagine being able to accept payments easily, whether your customers pay with cards or mobile wallets. This not only enhances customer satisfaction but also boosts your bottom line. Our tools are designed to make transactions simple so you can focus on what really matters growing your business. Visit us at 9998 Almeda Genoa Rd Houston Tx 77075 or call us at (713) 970-9200 to learn more about how we can support your business journey!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features. With online and mobile banking, you can manage your accounts anytime and anywhere. Our mobile app allows you to check balances, transfer funds, and even make person-to-person payments seamlessly. You'll also find ATM access for cash withdrawals and balance checks convenient available right when you need it. Plus, we have a drive-thru service for quick deposits and withdrawals without leaving your car.

Business Solutions that Work

We understand that running a business comes with its own set of challenges. That's why our business banking services include merchant services and business loans to support your entrepreneurial journey. We strive to be your partner in success by offering financial products that cater specifically to businesses like yours.

Committed to Your Community

As part of the Houston community, we take pride in being accessible and approachable. Our friendly staff is always ready to assist you during lobby hours from 8 AM to 5 PM on weekdays. Feel free to reach out at 713-970-9200 if you have any questions or need assistance. At Priority Trust, we are more than just a financial institution; we are a community partner committed to helping you achieve your financial goals. Explore our comprehensive list of services today at our website and discover how we can assist you on your financial journey!

Personal Banking Made Easy

When it comes to managing your finances, our personal banking services are here for you. We offer checking and savings accounts that help you save for the future while giving you easy access to your money when you need it. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car of your dreams. Additionally, our mortgage loans and refinancing services can help make homeownership a reality or reduce your current mortgage payments. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions. And don't forget about our credit cards with rewards perfect for everyday purchases and earning benefits along the way!

Digital & Online Banking

At Priority Trust, we believe that banking should be easy, secure, and accessible whenever you need it. That's why we offer a range of digital and online banking services designed to put your financial needs right at your fingertips. Whether you're at home or on the go, managing your accounts has never been simpler. One of the key features of our digital banking is our comprehensive online banking platform, available 24/7 at https://prioritytrustcu.org/ . This allows you to check your account balances, transfer funds, and pay bills all in one place. Plus, with our electronic signature authorization, signing important documents is quick and hassle-free no need to visit a branch! We also provide e-statements for those who prefer to keep their financial records paperless. You can easily access your statements online anytime you want, reducing clutter while staying organized. If you're always on the move, don't worry! Our mobile application makes it even easier to handle your banking tasks from your smartphone. For added convenience, we support mobile payments so you can make purchases directly from your device without needing cash or cards. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds! At Priority Trust, security is our top priority. We implement advanced measures to keep your information safe while providing a user-friendly experience that anyone can navigate with ease. With real-time account management tools and around-the-clock access, we empower you to take control of your finances anytime, anywhere. Experience the future of banking today with Priority Trust where managing your money is simple and secure!

Financial Strength

Commitment to Growth

With $13,616,286 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,574 in used auto loans and $138,865,518 in total loans and leases. Our operational efficiency is highlighted by our $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 45,091, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $1,156,736, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority Trust is your trusted partner. Visit us at 9998 Almeda Genoa Rd Houston Tx 77075 or call (713) 970-9200 to learn more about how we can help you achieve your financial goals.

Secure Member Savings

Members' savings are secured through $30,271,148 in share certificates and $5,422,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,634,148, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,055,394 in used vehicle loans and $24,775,643 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget. If you're considering refinancing an existing auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Credit Lines

For those who need extra flexibility in managing their finances, our total credit lines amounting to $18,000,000 are available. This option allows you to access funds when needed while only paying interest on what you use. At Priority Trust Credit Union, we prioritize the financial well-being of our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,845,231, make buying or refinancing simple. We guide you through the mortgage process with clear information and support every step of the way. Our goal is to make home financing as straightforward as possible for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,768,906 in loans helping members manage their finances effectively. These cards can be a great tool for making purchases while giving you the freedom to pay off your balance over time without collateral requirements.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures that users receive fair and transparent offers tailored to their financial needs. By focusing on verified institutions, LendMesh eliminates the guesswork involved in comparing loans.

Benefits of Using LendMesh

LendMesh provides several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness and reliability.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PRIORITY TRUST CREDIT UNION - Houston, TX