Priority Plus Credit Union Wilmington DE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Priority Plus at 6 Lynam St, Wilmington, DE 19804! Since our establishment in 1935, we have been dedicated to serving our community with trust and reliability. As a proud member of the Wilmington area, we're not just about banking; we're about building relationships and fostering financial well-being among our 1,939 members. At Priority Plus, we believe that strong financial foundations lead to stronger communities. With total assets exceeding $23,136,894 and total deposits of $611,329, we are committed to offering services that truly benefit our members. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our experienced team is here to guide you every step of the way. We take pride in maintaining a solid financial standing with a net worth of $3,976,637 and cash on hand amounting to $234,681. This stability allows us to offer competitive rates on our loans 885 total loans and leases to be exact ensuring that you receive the best value for your financial needs. Our leadership is dedicated to your success. Under the guidance of our CEO, Cinnamon Elliott, and Board President Robert Wilkerson, we strive to provide personalized service while ensuring transparency in all transactions. If you ever have questions or need assistance, don't hesitate to reach out via phone at 302-633-6480 or send us a fax at 302-633-6481. While you can visit us directly at our branch location, official correspondence should be sent to the same address: 6 LYNAM ST, WILMINGTON, DE 19804. Join us today and discover how Priority Plus can help you achieve your financial goals! Visit our website at www.priorityplusfcu.org for more information on membership eligibility or apply for a loan directly online. We look forward to welcoming you into our credit union family!

Branch History & Mission

At Priority Plus, we take pride in our rich history and commitment to serving the Wilmington community. Established in 1935, our branch has grown significantly over the decades, evolving from a small credit union into a thriving financial institution with a strong focus on community support and member satisfaction. Located at 6 Lynam St, Wilmington, DE 19804, our branch has become a cornerstone for local families and businesses seeking reliable financial services. From our humble beginnings, we have steadily increased our membership to over 1,900 individuals who trust us with their financial needs. With total assets reaching an impressive $23,136,894, Priority Plus remains dedicated to providing personalized banking solutions that empower our members. We understand that each member's journey is unique, and we strive to offer tailored services that suit their individual goals. Our mission is clear: to enhance the financial well-being of our members while fostering a spirit of community. We offer a range of services, including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, as well as business banking solutions. Our commitment extends beyond traditional banking; we embrace digital advancements to ensure our members can access their accounts anytime and anywhere through online banking and mobile applications. While members can visit us at 6 Lynam St for all their banking needs during our operating hours Monday, Wednesday, Thursday, and Friday from 7:30 AM to 3:00 PM, and Tuesday from 7:30 AM to 5:30 PM official correspondence should be sent to the same address. Our friendly team is always ready to assist you with any inquiries or services you may need. Community involvement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, we actively contribute to the growth and development of Wilmington. Our goal is not just to be a bank but a trusted partner in your financial journey. As we look ahead, we invite you to join the Priority Plus family. Experience firsthand the benefits of being a member of a credit union that puts people first. Whether you're looking for loans or simply want to open an account, we are here to help you every step of the way. For more information about joining or exploring our services further, please visit Priority Plus or call us at (302) 633-6480. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Priority Plus, your friendly neighborhood credit union located at 6 Lynam St, Wilmington, DE 19804. Nestled in the heart of New Castle County, our branch is easily accessible and designed with your convenience in mind. Whether you're coming from nearby landmarks like the Wilmington Riverfront or heading over from Christiana Mall, we're just a short drive away. Our location offers ample parking for members, making it easy to stop by for all your banking needs. The branch is ADA compliant, ensuring that everyone can access our services comfortably. At Priority Plus, we understand that your time is valuable. That's why we invite you to visit us during our welcoming hours: Monday, Wednesday, Thursday, and Friday from 7:30 AM to 3:00 PM, and Tuesday when we stay open until 5:30 PM. Our team is ready to assist you with everything from personal banking to auto loans and mortgage refinancing. While members can visit us at our main branch address for all transactions and inquiries, please note that official correspondence should be sent to the same address: 6 LYNAM ST, WILMINGTON, DE 19804. Currently, we do not offer ATM services or drive-thru banking; however, you can enjoy the convenience of online and mobile banking options right from your smartphone or computer. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 302-633-6480. We're here to help! Come see how Priority Plus can support your financial journey today!

Member Eligibility

Joining Priority Plus is like becoming part of a close-knit family where everyone is dedicated to your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the New Castle County area, you're already on the right track! Additionally, if you are related to someone who is a current member, you can join too. This inclusive approach ensures that more people can benefit from our supportive services. For the latest information on eligibility requirements, feel free to check out our detailed guidelines at https://www.priorityplusfcu.org/membership/join-priority-plus-federal-credit-union/ . Getting started is easy! Simply visit us at 6 Lynam St Wilmington De 19804, or give us a call at (302) 633-6480 to learn more about opening an account. We're excited to help you take this step towards better financial opportunities and community support. You can also explore how to open an account online by visiting https://www.priorityplusfcu.org/lending/apply-for-a-loan/ . At Priority Plus, we believe that everyone deserves access to great banking services, and we can't wait for you to join us!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to streamline your sales process right at your fingertips. Our merchant services help businesses accept payments efficiently, making transactions smooth for both you and your customers. This means faster checkouts, happier clients, and more time for you to focus on what matters growing your business. Discover how Priority Plus can be your partner in success at our branch located at 6 Lynam St Wilmington De 19804, Wilmington, DE. Contact us today at (302) 633-6480 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who aren't yet members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch, we ensure you have access to cash withdrawal services when needed. Our team can direct you to nearby ATM locations where you can withdraw cash without hassle. At Priority Plus, we're dedicated to providing exceptional service and support as part of our commitment to the community. If you're ready to explore how we can assist you in achieving your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at (302) 633-6480 or visit us online at 6 Lynam St. Your financial journey starts here!

Business Banking

For our entrepreneurial members, we provide business banking services that include merchant services and business loans. Running a business requires support, and our team is committed to offering financial products that help you thrive.

Credit Cards

Consider enhancing your purchasing power with our credit cards that come with rewards. Use it for everyday purchases and watch the benefits add up, making it an excellent choice for those who want to earn while spending.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why Priority Plus offers robust online and mobile banking features. Access your accounts anytime, anywhere through our user-friendly platforms. With services like mobile payments and person-to-person transfers, managing your finances has never been easier.

Home Financing

If homeownership is on your horizon, our mortgage loans and refinancing options can help turn that dream into reality. We work closely with you to find the best terms that suit your budget and goals. Our experienced team will guide you through the entire process, ensuring you feel confident every step of the way.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a rainy day or planning a vacation, our accounts offer competitive interest rates and no hidden fees. For those looking to purchase a vehicle, we offer auto loans and vehicle financing options that make buying your dream car more accessible.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. Whether you need funds for home repairs or want to simplify your monthly payments, we are here to help you find the right loan for your situation.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're logging in from home or using your mobile device while out and about, our digital banking services are designed for ease of use. You can monitor your accounts in real-time, ensuring that you're always informed about your financial situation. At Priority Plus, we're committed to making banking accessible for everyone. Enjoy the peace of mind that comes with knowing you have control over your finances wherever life takes you!

Key Features

Our online banking platform allows you to check your balances, transfer funds, and pay bills with just a few clicks. For added convenience, we also provide e-statements, so you can access your account statements digitally without the clutter of paper. If you're always on the go, our mobile application puts banking in your pocket, enabling you to bank from anywhere. Worried about security? Rest assured, our electronic signature authorization feature makes signing documents safe and straightforward. Plus, our platform supports mobile payments, allowing you to make quick transactions directly from your smartphone. Need to send money to friends or family? Our person-to-person transfer feature is here to help you send cash effortlessly. With these tools, managing your finances has never been easier or more secure.

Financial Strength

Commitment to Growth

With $3,031,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $192 in used auto loans and $9,226,088 in total loans and leases.

Member Trust

Total Share Accounts: 3,163, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $101,920 demonstrate our capacity to meet your needs while maintaining strong reserves. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority Plus is your trusted partner. Visit us at 6 Lynam St Wilmington De 19804 or call (302) 633-6480 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Proven Operational Efficiency

Our success is reflected in our $18,593, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are secure with us through $4,443,440 in share certificates and $2,313,822 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,976,637, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,719 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $2,928,162 in used vehicle loans and $1,813,309 in new vehicle loans already helping members get on the road. Whether you prefer financing a brand-new model or a reliable used vehicle, we have flexible terms that fit your budget.

Credit Lines and Refinancing Options

In addition to these offerings, we provide access to credit lines totaling $1,000,000. This option can be useful for managing cash flow or unexpected expenses. Plus, if you're considering refinancing any existing loans, we encourage you to explore our competitive rates and eligibility options. At Priority Plus, we prioritize transparency and support for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step or want more information about our loan products, please visit our website at Priority Plus or contact us directly at (302) 633-6480. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $2,096,600, we can assist you every step of the way. Our team is here to help you understand your options and find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $645,754 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday expenses while building your credit history.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every loan offer displayed is fair and transparent, allowing users to trust the information presented to them.

PRIORITY PLUS FEDERAL CREDIT UNION - Wilmington, DE