Priority One Credit Union South Pasadena CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Priority One, your trusted financial partner located at 1631 Huntington Dr, South Pasadena, CA 91030. Established in 1929, we take pride in serving our community with dedication and care. With over 16,800 members, we are committed to providing personalized banking solutions that cater to your unique needs. At Priority One, our total assets amount to an impressive $194,011,078, reflecting our strong financial health and stability. We currently hold $25,855,210 in deposits, demonstrating the trust our members place in us. Our experienced team, led by CEO Charles Wiggington, Sr. and Board President Diedra Harris-Brooks, works tirelessly to ensure you receive the best service possible. We understand that each member has different financial goals, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're looking for personal banking or business solutions like merchant services and loans, we've got you covered. While you can visit us at our branch location for any banking needs, please note that official correspondence should be sent to the same address: 1631 Huntington Dr, South Pasadena, CA 91030-4746. With a dedicated staff of 41 employees ready to assist you during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday, we're here to help you every step of the way. If you have questions or need assistance, don't hesitate to call us at 877-762-8663. Join us today and experience the Priority One difference! For more information about membership or to open an account online, visit us at https://www.priorityonecu.org. We're excited to help you achieve your financial dreams!

Branch History & Mission

Community Connection

Our roots run deep in this vibrant community. We believe that when our members thrive, so does the community as a whole. Through various outreach initiatives and partnerships with local organizations, we work tirelessly to give back and create lasting positive change. In addition to our strong foundation in personal banking, we've embraced modern technology to enhance your experience. With online banking, mobile payments, and electronic signatures available, managing your finances has never been easier or more secure.

Join Us

As we look toward the future, we invite you to become part of the Priority One family. Experience the difference that comes from being a member of a credit union that truly cares about your financial well-being. Together, let's continue building a brighter future for ourselves and our community. For more information on how to join or open an account with us today, please visit our website or call us at (877) 762-8663. Your journey towards better financial health starts here!

Location and Accessibility

You can find us at 1631 Huntington Dr, South Pasadena, CA 91030. We are conveniently located near several local landmarks, making it easy for you to visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. For your convenience, we also offer ATM access so you can manage your finances easily. While members can visit us at 1631 Huntington Dr South Pasadena Ca 91030, official correspondence should be sent to 1631 Huntington Dr, South Pasadena, CA 91030-4746.

Our Mission

At Priority One, our mission is simple yet powerful: to provide exceptional financial services while fostering community growth and well-being. We strive to enhance the lives of our members by offering personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. But our commitment goes beyond just banking; we actively engage in community outreach programs and partnerships that uplift the neighborhoods we serve.

Branch Location & Accessibility

ATM Availability & More

Need cash? You'll find an ATM on-site for quick access to your funds. Unfortunately, we do not currently offer drive-thru banking; however, our lobby hours ensure that we're accessible during the day when you need us most. We invite you to come visit us at Priority One! If you have any questions or would like more information about our services before your visit, feel free to call us at 877-762-8663. Your financial well-being is our priority!

Convenient Access

At Priority One, we understand that accessibility is key for our members. Our branch offers ample parking right out front, ensuring you can stop by without hassle. For those who require additional assistance, we are proud to be ADA compliant with features such as ramps and accessible entrances to make your visit comfortable. While members can visit us at our main location, official correspondence should be sent to the same address: 1631 Huntington Dr, South Pasadena, CA 91030-4746.

Operating Hours & Services

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open a new account or need help with loans and credit services, our friendly team is ready to assist you. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Plus, if you're a member of a partner credit union, our shared service center allows for basic transactions like deposits and withdrawals.

Member Eligibility

Joining the Priority One community is not just about opening an account; it's about becoming part of a supportive family that cares for its members. To become a member of Priority One, you'll need to meet certain eligibility criteria. Generally, if you live, work, or worship in the area or have a family member who is already a member, you're likely eligible! This means you can enjoy all the benefits we offer, from competitive rates on loans to personalized service tailored to your needs. For complete details on membership eligibility, feel free to check out our website at https://www.priorityonecu.org/join. Once you know you're eligible, opening an account is a breeze! You can start this easy process by visiting us online at https://priorityonecu.symapp.jhahosted.com or simply give us a call at (877) 762-8663 if you have any questions. We're located at 1631 Huntington Dr South Pasadena Ca 91030, and we can't wait to welcome you into our Priority One family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment processing solution that fits seamlessly into your daily operations. With our merchant services, you can accept payments easily and securely, giving your customers a smooth checkout experience. This not only helps improve customer satisfaction but also boosts your bottom line. Explore the possibilities at Priority One, located at 1631 Huntington Dr South Pasadena Ca 91030 in South Pasadena, CA. Let us partner with you as you take the next step in your business journey. For inquiries, call us at (877) 762-8663!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Our aim is to empower you with the capital necessary to reach your goals.

Comprehensive List Of Services

Business Banking Assistance

If you're a business owner, you'll find that we also cater to your needs with our Business Banking services. From merchant services that simplify transactions to business loans that help fuel your growth, we're here to support your entrepreneurial journey.

Embrace Digital Convenience

In today's fast-paced world, convenience is key. That's why at Main Office, we offer robust Online & Mobile Banking services. You can easily access your accounts anytime from anywhere through our mobile app or online portal. With features like ATM and cash withdrawal services available at various locations, managing your money has never been simpler.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Need funds for a new car? Our Auto Loans & Vehicle Financing services provide competitive rates to help you hit the road in no time. If buying a home is on your agenda, consider our Mortgage Loans & Refinancing options which make home ownership more achievable.

Shared Branch Transactions

As part of our commitment to accessibility, we provide basic shared branch transactions such as deposits and withdrawals for members of partner credit unions. This means you can manage your finances even when you're away from home! At Priority One, we're not just about transactions; we're about building relationships and supporting our community's financial health. Our friendly staff is ready to assist you with any questions or concerns. For more information or to explore how we can meet your financial needs, feel free to reach out at (877) 762-8663 or visit us online at https://www.priorityonecu.org/. We look forward to serving you!

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. These loans are perfect for helping you manage those costs effectively. Plus, if you enjoy rewards while spending, our Credit Cards with Rewards give you great benefits on your purchases.

Digital & Online Banking

At Priority One, we understand that convenience and security are essential in today's fast-paced world. Our digital and online banking services are designed to make your banking experience as smooth as possible, whether you're at home or on the go. With just a few clicks, you can access your accounts, manage your finances, and take advantage of our many features. Explore our online banking portal for 24/7 access to your accounts. You can easily check your balance, transfer funds, and even set up automatic payments. We also offer electronic signature authorization, so you can complete transactions securely without needing to visit a branch. Plus, our e-statements make it simple to keep track of your financial activity while reducing paper clutter. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. You can enjoy mobile payments for quick and easy transactions, as well as person-to-person transfers to send money instantly to friends or family. We prioritize your security with robust measures in place to protect your information. Our digital services are designed with you in mind making banking not just easier but safer too. Whether you're checking balances late at night or making a payment during lunch, you can feel confident knowing that your financial information is secure. Join us at Priority One and experience the ease of managing your finances digitally! With all these features at your fingertips, banking has never been more accessible or convenient.

Financial Strength

Investment in Growth

With $24,262,099 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $1,215 in used auto loans and $97,111,524 in total loans and leases, we support members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 31,412, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $0, reinforcing our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority One is your trusted partner. Visit us at 1631 Huntington Dr South Pasadena Ca 91030 or call (877) 762-8663 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $25,919,100 in share certificates and $7,288,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $24,454,313, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for personal loans or debt consolidation options, we have various products available. We encourage you to explore refinancing opportunities if you're considering changing your existing loan terms. Our team at Priority One is dedicated to making your borrowing experience as smooth as possible. To learn more about our loan offerings or discuss eligibility options, give us a call at 877-762-8663 or visit us at our branch located at 1631 Huntington Dr South Pasadena CA 91030. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,199,598 in used vehicle loans and $14,585,590 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring that you can find the right loan for your needs.

Credit Lines and Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans, with a total of $4,005,450 in loans helping members manage their finances effectively. If you need access to credit for unexpected expenses or ongoing purchases, our credit lines can offer the support you require.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,171,835, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By leveraging accurate data, LendMesh eliminates confusion and empowers users to make informed decisions about their loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions, making it easier to spot the best deals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a reliable tool for comparing loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Priority One