Priority One Credit Union Los Angeles CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Priority One, your trusted credit union located at 7001 S Central Ave Rm 100, Los Angeles, CA 90052. Established in 1929, we have been dedicated to serving our community for nearly a century. With over 16,800 members, we pride ourselves on being more than just a financial institution; we are a community partner committed to your financial well-being. At Priority One, we understand the importance of accessibility and convenience. While members can visit us at our branch for personalized service, official correspondence can be sent to our mailing address at 7001 S Central Ave Rm 100, Los Angeles, CA 90052-4200. Our team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit card options that offer rewards. Our financial strength is evident with total assets amounting to $194,011,078 and total deposits reaching $25,855,210. We're proud to maintain a robust net worth of $24,454,313, ensuring that your money is safe with us. As of now, we have issued 6,476 loans, reflecting our commitment to providing financial solutions tailored to meet your needs. Under the leadership of CEO Charles Wiggington, Sr. and Board President Diedra Harris-Brooks, we strive to create an environment where every member feels valued. Our dedicated team of 41 employees works tirelessly to provide exceptional service each day from 8:00 AM to 5:00 PM Monday through Friday. We invite you to explore what Priority One can do for you. Whether you need assistance with personal banking or business services, our knowledgeable staff is just a phone call away at 877-762-8663. Visit our website at Priority One for more information or stop by today! Your financial journey begins here.

Branch History & Mission

At Priority One, our journey began in 1929, rooted in a vision to provide accessible and reliable financial services to the community of Los Angeles. Over the decades, we have grown from a small credit union into a trusted partner for over 16,800 members. Our branch at 7001 S Central Ave Rm 100, Los Angeles, CA 90052 has been a beacon of support and empowerment for individuals and families seeking financial wellness. Our mission is clear: to enrich lives through exceptional financial services while fostering community development. We believe that everyone deserves the opportunity to thrive financially, which is why we offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends beyond banking; we are dedicated to uplifting our community through outreach programs and partnerships that make a real difference. Over the years, we have embraced digital advancements to better serve our members. With features like online banking, mobile payments, and e-statements, managing finances has never been easier. Accessibility is also a priority for us; our branch is compliant with ADA standards, ensuring everyone can benefit from our services. While members can visit us at our main branch location in Los Angeles, official correspondence should be sent to 7001 S Central Ave Rm 100, Los Angeles, CA 90052-4200 if different needs arise. We understand that convenience matters; that's why we offer ATM availability and shared service centers for basic transactions. At Priority One, we are proud of our financial stability with total assets reaching an impressive $194 million. This strength allows us to continue providing competitive rates and personalized service tailored to meet the unique needs of our members. We invite you to join us on this exciting journey towards financial well-being. Experience firsthand the benefits of being part of a community-focused credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 877-762-8663 or visit our website Priority One.

Branch Location & Accessibility

A Warm Welcome Awaits

While members can visit us at 7001 S Central Ave Rm 100, official correspondence should be sent to 7001 S Central Ave Rm 100, Los Angeles, CA 90052-4200. Our friendly team is eager to assist you with any questions or concerns. Feel free to give us a call at 877-762-8663 if you need more information or want to set up an appointment. We invite you to come visit us soon at Priority One! Experience how easy banking can be when you're part of a community-focused credit union.

Finding Us

Our branch sits near well-known landmarks, making it easy to find. Just a stone's throw away from the bustling streets of downtown Los Angeles, you can swing by while running errands or visiting nearby attractions. We offer ample parking spaces to ensure your visit is hassle-free. Plus, our location is equipped with features that cater to everyone, including ADA-compliant access and ramps for those who may need them.

Operating Hours and Services

At Priority One, we value your time. That's why our lobby is open Monday through Friday from 8:00 AM to 5:00 PM. During these hours, you can enjoy a range of services such as personal banking, auto loans, mortgage options, and more all designed with your financial well-being in mind. Our ATM availability ensures you can manage your cash needs even when we're closed. If you need assistance on the go, don't forget about our online and mobile banking options! From checking your balance to applying for loans from the comfort of your home, we've got you covered.

Member Eligibility

Becoming a member of Priority One is like joining a close-knit family that supports your financial journey. We welcome individuals who live, work, or worship in the area, as well as their family members. This means that if you're part of our vibrant community, you're eligible to enjoy the benefits we offer. At Priority One, we believe in creating an inclusive atmosphere where everyone can thrive financially. Membership opens up a world of possibilities, from competitive loan rates to personalized banking services tailored just for you. The process to join us is straightforward and friendly. You can find all the details about eligibility by visiting our website at https://www.priorityonecu.org/join. If you're ready to open your account and start experiencing the advantages of being part of our credit union, simply head over to https://priorityonecu.symapp.jhahosted.com. Should you have any questions or need assistance, feel free to give us a call at (877) 762-8663. We're excited to welcome you to Priority One, located at 7001 S Central Ave Rm 100 Los Angeles Ca 90052!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine easily accepting credit cards and mobile payments, helping you serve customers efficiently while boosting sales. Our merchant solutions are crafted to help you streamline operations and enhance customer satisfaction. If you're ready to explore how Priority One can assist you in reaching your business goals, visit us at 7001 S Central Ave Rm 100 Los Angeles Ca 90052, Los Angeles, CA or give us a call at (877) 762-8663. Let's work together to turn your vision into reality!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we remain focused on providing flexible solutions tailored for local entrepreneurs. We also support the broader community by offering non-member commercial loans, ensuring that everyone has access to necessary funding.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to assist you in achieving your business goals.

Credit Cards and Rewards

With our credit cards with rewards, every purchase can earn you points toward exciting benefits. Imagine being able to enjoy cashback or travel rewards just by using your card for daily expenses!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features so you can manage your accounts anywhere, anytime. With options like ATM access, cash withdrawal services, and person-to-person payments, you'll have the flexibility to handle transactions on the go.

Personal Banking Options

We understand that managing your money is important. That's why we offer various personal banking options tailored for our members. Our checking and savings accounts help you keep track of your finances while earning competitive interest rates. If you're considering buying a car, our auto loans and vehicle financing can help you get on the road with flexible terms and low rates. Looking to invest in your dream home? Our mortgage loans and refinancing options make it easier for you to secure the perfect loan that suits your financial situation. We also provide personal loans and debt consolidation solutions, helping you take control of your financial future.

Shared Branching Services

For those who use partner credit unions, we also facilitate basic shared branch transactions such as deposits and withdrawals, making it easier for you to access your funds without hassle. Whether you're stopping by during our lobby hours from 8:00 AM - 5:00 PM Monday through Friday or taking advantage of our digital services, we're committed to ensuring that all aspects of your financial life are covered. If you have any questions or would like to learn more about how we can assist you further, don't hesitate to call us at (877) 762-8663. We invite you to visit us at Priority One today! Explore all that we have to offer at our website or take the next step in opening an account here.

Digital & Online Banking

Key Services Available

With our online banking platform, you can check balances, pay bills, and transfer funds without stepping into a branch. Simply visit us at https://www.priorityonecu.org/ to get started. Need to send money to a friend? Our person-to-person transfers feature lets you do this quickly and conveniently no need for cash or checks! Our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone or tablet, whether you're commuting or relaxing at home. Plus, we offer mobile payments, so you can make purchases directly from your device.

Real-Time Account Management

Managing your finances has never been easier! With these digital tools at your fingertips, you can stay on top of your financial health in real time. At Priority One, we're committed to providing services that fit seamlessly into your lifestyle while keeping your information secure. Discover how our digital banking services can simplify your life today!

Security and Convenience

We prioritize your security. With electronic signature authorization, signing documents is both safe and straightforward. You'll also enjoy the benefits of e-statements, which provide a paperless way to keep track of your finances while reducing clutter. For those late-night queries or unexpected transactions, our 24/7 online banking services ensure that help is always available when you need it.

Financial Strength

At Priority One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial position that enables us to provide exceptional services to you. With a net worth of $24,454,313, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,919,100 in share certificates and $7,288,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,262,099 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected by $1,215 in used auto loans and $97,111,524 in total loans and leases, supporting members' financial goals across various sectors. Though our current net income stands at $0, it reflects our operational efficiency as we work towards creating competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 31,412, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority One is your trusted partner. Visit us at 7001 S Central Ave Rm 100 Los Angeles Ca 90052 or call (877) 762-8663 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Solutions

If you're considering other financing options, our total auto loans currently stand at $2,430, while our total credit lines amount to $68,659,578. These products can provide additional support for various financial needs. For those looking for refinancing options or checking eligibility, we encourage you to reach out to us directly. Our team is ready to assist you with any questions regarding your loan options and help you find the best solution for your situation. Feel free to contact us at (877) 762-8663, or visit us during our operating hours from 8:00 AM to 5:00 PM Monday through Friday. Your journey toward better financial health starts here at Priority One! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,199,598 in used vehicle loans and $14,585,590 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got you covered.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,171,835, make buying or refinancing simple. We provide clear guidelines and support throughout the process, so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $4,005,450 in loans available, members can enjoy peace of mind knowing they have access to funds when needed.

Loan Aggregator

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Priority One