Priority First Credit Union Punxsutawney PA | Best Auto Loans & Checking

Introduction

Welcome to Priority First at our Punxsutawney Office, located at 422 E Mahoning St, Punxsutawney, PA 15767. Since opening our doors in 1969, we have proudly served our community with a strong commitment to member satisfaction and financial empowerment. With a robust membership of 16,214 individuals, we are dedicated to providing personalized banking solutions that fit the unique needs of each member. At Priority First, we understand that your financial journey is important. That's why our total assets stand at an impressive $152,266,749, allowing us to offer competitive rates on various services like auto loans, mortgages, and personal loans. We currently manage total deposits of $45,276,539, ensuring the security and growth of your funds. Under the leadership of our CEO, Alan Clouse, and Board President, Mark Adams, our team of 43 employees is ready to assist you every step of the way. We take pride in our ability to support local businesses as well. With a net member business loan balance of $3,550,198, we are committed to fostering economic growth within Punxsutawney and surrounding areas. Our friendly staff is available from 8:00 a.m. to 4:30 p.m., Monday through Friday, making it convenient for you to drop by or give us a call at 814-618-5441. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address for consistency. Explore more about what we offer by visiting our website at Priority First FCU. Whether you are looking for a new checking account or seeking advice on loans and financing options, we are here to help you achieve your financial goals. Join us today and experience how Priority First can make a difference in your financial life!

Branch History & Mission

Community Focus

At Priority First, we recognize the importance of community involvement. We actively engage in outreach efforts that strengthen our local ties and support various initiatives aimed at improving the lives of those around us. From sponsoring local events to partnering with schools and charities, we strive to make a positive impact beyond just financial transactions. Join us at Priority First and experience the difference of being part of a credit union that truly cares about you and your community. Together, let's build a brighter future one member at a time! For more information or assistance, feel free to call us at 814-618-5441 or visit our website at Priority First.

Our Mission

Our mission at Priority First is simple yet powerful: to empower our members through exceptional financial services while giving back to the community we cherish. We believe in building a foundation of trust and support that enables individuals and businesses to thrive. Whether it's assisting a young family in purchasing their first home or providing financing options for local businesses, our goal is to be a reliable partner in your financial success. In addition to personalized banking solutions, we prioritize accessibility and convenience. We are proud to offer ATM availability and drive-thru banking services for easy transactions. Our operating hours from 8:00 a.m. to 4:30 p.m., Monday through Friday, ensure that you can reach us when you need us most. While members can visit us at 422 E Mahoning St, official correspondence should be sent to the same address. As part of our commitment to progress, we have embraced digital advancements like online banking and e-statements so that our members can manage their finances with ease.

Branch Location & Accessibility

Accessibility Features

At Priority First, we understand that accessibility matters. Our branch is designed to be welcoming to everyone with features such as ADA-compliant ramps and ample parking space. You can navigate our facility without any hassle, whether you're visiting in person or using our drive-thru service.

Call to Action

We invite you to come by or give us a call at 814-618-5441 if you have any questions or need assistance with your accounts. Experience the friendly service that makes Priority First Credit Union a trusted partner in your financial journey!

Nearby Landmarks

Our branch is just a stone's throw away from popular local spots, making it easy to stop by while you're out and about. You can find us near the charming Punxsutawney Historical Society and just a short drive from Gobbler's Knob, home of the famous groundhog. We are committed to serving our community and providing convenient access to financial services.

Operating Hours

We know your time is valuable! That's why we're open from 8:00 a.m. to 4:30 p.m., Monday through Friday. These hours make it easy for you to fit banking into your busy schedule. Plus, with both ATM availability and drive-thru banking options, you can manage your finances conveniently. While members can visit us at 422 E Mahoning St, official correspondence should be sent to the same address for consistency.

Member Eligibility

Becoming a member of Priority First is like joining a caring family that's committed to your financial well-being. If you're looking to open an account, you'll find that the eligibility criteria are quite simple and welcoming. Typically, anyone who lives, works, worships, or attends school in the area around 422 E Mahoning St Punxsutawney Pa 15767 can join our community. It's all about connecting with people who share similar values and goals. As a member, you'll enjoy access to personalized financial services designed just for you, from auto loans to savings accounts. To start your journey with us, you can easily open an account online through this link: https://www.realtimehomebanking.com/enroll.aspx?clientid=19655 . If you have any questions or need assistance, don't hesitate to reach out at (814) 618-5441. We're here to help! For more detailed information on eligibility requirements, feel free to check out our website at . We look forward to welcoming you into the Priority First family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a seamless way to handle transactions and manage cash flow. Our merchant services offer just that, allowing you to accept payments quickly and efficiently. This means more time focusing on what you do best running your business. Visit us at 422 E Mahoning St Punxsutawney Pa 15767 in Punxsutawney, PA or give us a call at (814) 618-5441 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,550,198, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. If you prefer using an ATM for withdrawals or balance checks, our locations make it easy for you.

Business Banking Services

Running a business comes with its own set of challenges. At Priority First, we offer essential services such as merchant services and business loans to support your ventures. We know that having the right financial tools can make all the difference in growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few clicks or taps on your device. Plus, our ATM and cash withdrawal services ensure that you have access to your money whenever you need it.

Get in Touch!

With all these services available at Priority First, we're here to help you navigate your financial journey with ease. For more information or to speak with one of our friendly team members, call us at 814-618-5441 during our operating hours from 8:00 a.m. to 4:30 p.m., Monday through Friday. Join us today and experience the personalized service that makes banking easier! Visit us online at Priority First or stop by our branch in Punxsutawney!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options include checking and savings accounts designed to help you save effectively while enjoying easy access to your funds. If you're considering a new vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. Plus, we offer mortgage loans and refinancing solutions that simplify the home-buying process or help you secure better terms on your current mortgage. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services provide a straightforward path to financial relief. Additionally, if you're looking for rewards on your everyday purchases, check out our credit cards with rewards that add value every time you swipe.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money easily through person-to-person transfers. Need to pay back a friend or split a bill? You can do it quickly and securely from your phone or computer. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those who prefer going paperless, we offer e-statements that allow you to receive your account statements electronically. This not only helps the environment but also makes it easier for you to keep track of your finances without clutter. If you're always on the move, our mobile application provides an intuitive experience tailored for your smartphone. With this app, you'll have the power of banking right in your pocket. Although mobile payments aren't available yet, we're continuously looking for ways to enhance our services.

Safe and Secure Banking

We prioritize your security as much as we prioritize convenience. Our online banking system employs robust measures to protect your personal information and ensure safe transactions every time you log in. You can bank with confidence knowing that we have taken every step to keep your data secure. In summary, Priority First offers a comprehensive suite of digital banking services designed with your needs in mind. Enjoy real-time account management and peace of mind with our user-friendly features today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 27,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority First is your trusted partner. Visit us at 422 E Mahoning St Punxsutawney Pa 15767 or call (814) 618-5441 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $25,922,828 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $15,460,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,440 in used auto loans and $95,507,803 in total loans and leases show our commitment to supporting your financial goals across various sectors.

Strong Capital Foundation

With a net worth of $17,645,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,159 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,371,579 in used vehicle loans and $16,243,072 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle.

Credit Lines and Other Options

In addition to our standard loan products, we have credit lines available totaling $2,000,000. This provides an additional layer of financial flexibility for those unexpected expenses or projects you might need funding for. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our team is here to guide you through the process and find solutions that work best for you. Feel free to contact us at 814-618-5441 during our operating hours from 8:00 a.m. to 4:30 p.m., Monday through Friday. For more information on our services and how we can assist you in achieving your financial dreams, visit our website at Priority First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,597,223, make buying or refinancing simple. We offer competitive rates and flexible terms designed to meet your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,770,506 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you make everyday purchases more rewarding.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers presented are fair and transparent.

PRIORITY FIRST FEDERAL CREDIT UNION