Priority First Credit Union Knox PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Priority First, where your financial well-being is our top priority! Located at 778 Beatty Ave, Knox, PA 16232, we have been serving our community since 1969. With a strong commitment to providing quality financial services, we proudly support over 16,200 members in achieving their financial goals. At Priority First, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to fit your needs, from personal banking and auto loans to business financing and mortgage options. Our total assets of $152,266,749 and total deposits reaching $45,276,539 reflect our robust position as a trusted partner in your financial journey. Under the leadership of our dedicated CEO, Alan Clouse, and Board President, Mark Adams, our team of 43 employees is here to ensure you receive personalized service that makes banking easy and accessible. Whether you're looking for assistance with loans or seeking advice on saving for the future, you can count on us to provide reliable support every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 778 Beatty Ave, Knox, PA 16232. For any inquiries or assistance, feel free to reach out at (814) 797-5768 or explore more about our offerings at Priority First's website. Join us today and experience the difference that comes with being part of a community-focused credit union dedicated to enhancing your financial future!

Branch History & Mission

Join Us

We invite you to be part of our story at Priority First. Whether you're looking for personal loans or seeking advice on financial matters, we're here for you every step of the way. Feel free to visit us at 778 Beatty Ave or call us at 814-797-5768 for any inquiries or assistance you may need. Join Priority First today and experience how we can help you achieve your financial goals while supporting your community! For more information about membership or services offered, visit us at Priority First.

Our Journey

Since opening our doors at 778 Beatty Ave, Knox, PA 16232, Priority First has been committed to providing exceptional financial services tailored to our members' unique needs. Our journey began with a handful of passionate individuals who believed in the power of community-focused banking. Over the decades, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. As we grew, so did our commitment to innovation. We embraced technology by introducing online banking and mobile applications that make managing finances easier for our members. While we do not currently offer ATM services or drive-thru banking at this location, we are dedicated to ensuring accessibility through other means. Our member-centric approach focuses on providing personalized service and support.

Our Mission

At Priority First, our mission is clear: we strive to empower our members by offering affordable financial solutions while actively contributing to the welfare of our community. We believe that when our members thrive, so does the entire community. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact on those around us. We also understand the importance of being accessible to everyone. Our facilities comply with ADA standards to ensure that all members can comfortably access our services.

Branch Location & Accessibility

Accessible Banking Experience

At Priority First, we believe banking should be accessible for everyone. Our branch features ADA-compliant facilities with ramps and ample parking available, ensuring that all members can easily access our services. Although we do not currently offer ATM or drive-thru services, our welcoming staff is always ready to assist you inside the branch.

Convenient Operating Hours

We know your time is valuable, which is why we offer convenient banking hours designed to fit your schedule. Visit us Monday through Wednesday from 8 AM to 4:30 PM, Thursday from 8 AM to 5 PM, and Friday from 8 AM to 5:30 PM. We're here to help you with everything from checking and savings accounts to auto loans and personal financing.

Services Tailored for You

Our Knox office provides a range of services tailored to meet your financial needs, including personal banking options like checking accounts and savings plans, as well as loan services for vehicles and mortgages. We also offer credit cards with rewards and business banking solutions for local entrepreneurs. If you have any questions or need assistance, don't hesitate to reach out! Call us at 814-797-5768 or visit our website at Priority First for more information. We look forward to welcoming you at Priority First! Come by today and experience the difference that community banking makes!

Member Eligibility

At Priority First, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to become a part of our welcoming community, it's simple! Membership is open to individuals who live, work, or worship in our local area, as well as their immediate family members. This means that if you have a connection to Knox and surrounding communities, you can easily join us! We offer a range of benefits that include competitive rates on loans, personalized service, and access to various financial products designed just for you. To learn more about the specific eligibility criteria and make sure you're ready to join, feel free to check out our detailed guidelines. When you're ready to take the next step, opening an account is a breeze just visit us online at https://www.realtimehomebanking.com/enroll.aspx?clientid=19655 or give us a call at (814) 797-5768 for assistance. We're excited to help you start your journey with us at Priority First, located conveniently at 778 Beatty Ave Knox Pa 16232!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,550,198, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to hire more staff or invest in new equipment without the financial strain. Our loans can make that a reality, providing the capital you need to reach your goals.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that simplify your daily transactions. Picture a busy Saturday at your store; having a reliable payment processing system means faster checkouts and happier customers. Our solutions help you manage payments seamlessly, ensuring you can focus on what really matters growing your business. Visit us at 778 Beatty Ave Knox Pa 16232 in Knox, PA or call us at (814) 797-5768 to learn how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Priority First, we offer auto loans and vehicle financing options that fit your budget. With flexible terms and competitive rates, getting behind the wheel of your dream car can be easier than you think. We understand how important it is to have reliable transportation, and we are here to assist you in making that happen.

Business Banking Services

For entrepreneurs and small business owners in Knox and surrounding areas, we provide business banking services including merchant services and business loans. We understand the unique challenges businesses face and are committed to supporting your growth with personalized financial solutions.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday spending more rewarding! Whether it's cash back on groceries or points for travel, using our credit card can turn your regular purchases into exciting benefits. Plus, managing your account is easy with our online banking platform.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we offer online and mobile banking options that let you manage your accounts anytime, anywhere. From transferring funds to paying bills directly from your phone or computer, accessing your finances has never been easier! At Priority First, we are proud to serve our community with these comprehensive financial services tailored just for you. If you have any questions or would like more information about how we can assist you further, don't hesitate to reach out! Call us today at 814-797-5768 or visit us in person at our Knox branch. Experience the difference with Priority First where member satisfaction comes first!

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, our mortgage loans provide various options to suit different needs. Our experienced team can guide you through the process, ensuring you understand every detail along the way. We believe that buying a home should be an exciting journey, not a stressful one.

Personal Banking

Our personal banking services include checking and savings accounts designed with you in mind. Need a safe place for your money? Our savings accounts offer competitive interest rates, helping your savings grow over time. If you're looking for easy access to your funds, our checking accounts come with features like online banking and e-statements, making it simple to manage your finances from anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses at us. That's why we offer personal loans that can help cover everything from medical bills to home repairs. Additionally, if you're feeling overwhelmed by multiple debts, our debt consolidation loans may provide a simplified solution by combining several payments into one manageable monthly bill.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, managing your money has never been easier. Plus, with electronic signature authorization available, you can complete transactions securely without the need for paper forms.

E-Statements and Mobile Application

Say goodbye to cluttered mailboxes! Our e-statements are available for members who prefer digital records of their transactions. They are easy to access and environmentally friendly. You can also download our mobile application to keep track of your accounts right from your smartphone. With this app, you have the power to manage your finances at your fingertips.

Person-to-Person Transfers

Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends and family with just a few taps. It's fast, easy, and eliminates the hassle of writing checks or carrying cash.

Security First

We prioritize your security with robust measures in place to protect your information while you bank online. Our user-friendly interface is designed for ease of use, ensuring that both tech-savvy users and those new to online banking can navigate with confidence. Experience the convenience of managing your finances digitally with Priority First. Join us today at https://priorityfirstfcu.org/ and take control of your banking needs effortlessly!

Financial Strength

At Priority First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that your money is safe and working for you. With a net worth of $17,645,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,922,828 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,460,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $2,440 in used auto loans and $95,507,803 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $681,170, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 5 part-time employees who are always ready to assist you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 27,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority First is your trusted partner. Visit us at 778 Beatty Ave Knox Pa 16232 or call (814) 797-5768 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,371,579 in used vehicle loans and $16,243,072 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $3,550,198 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital for day-to-day operations, we are here to support your business ambitions.

Credit Lines

In addition to traditional loans, we offer credit lines totaling $2,000,000, providing you with quick access to funds when you need them most. This flexibility allows you to cover unexpected expenses without straining your budget. If you're interested in any of these loan products or have questions about eligibility requirements and refinancing options available at Priority First in Knox (778 Beatty Ave), please don't hesitate to reach out at 814-797-5768. Our knowledgeable staff is ready to assist you during our operating hours: Monday through Wednesday from 8 AM - 4:30 PM; Thursday from 8 AM - 5 PM; and Friday from 8 AM - 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Priority First, we're committed to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,597,223, make buying or refinancing simple. We offer various mortgage solutions that can be tailored to fit your financial situation. If you're considering refinancing your current mortgage, let us help you explore your options for lowering your monthly payments or accessing cash for other needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,770,506 in loans helping members manage their finances effectively. These cards provide the freedom to make purchases while offering rewards and benefits that fit your lifestyle.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, users can trust that they are seeing legitimate loan offers.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PRIORITY FIRST FEDERAL CREDIT UNION - Knox, PA

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