Priority First Credit Union Indiana PA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Priority First, your trusted credit union located at 1002 Philadelphia St, Indiana, PA 15701. Since our establishment in 1969, we have proudly served our community and grown into a member-focused institution with over 16,200 members. With total assets of $152,266,749 and total deposits amounting to $45,276,539, we are committed to providing financial solutions that empower our members. At Priority First, we understand that each member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans, mortgages, and credit cards all designed to help you achieve your financial goals. Our experienced team, led by CEO Alan Clouse and Board President Mark Adams, is dedicated to delivering exceptional service and support. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1002 Philadelphia St, Indiana, PA 15701. With a solid net worth of $17,645,807 and cash in hand totaling $1,630,910, we ensure that your money is safe while also being readily accessible. Our commitment goes beyond just numbers; we strive to make a positive impact on our community through various initiatives and support programs. If you're looking for a reliable partner in your financial journey or need assistance with any banking inquiries, don't hesitate to reach out! Call us at 724-463-7766 or visit our website at Priority First FCU to learn more about what we can offer you. We're here for you every step of the way!

Branch History & Mission

Welcome to Priority First, a cornerstone of community banking in Indiana, PA. Since our establishment in 1969, we have dedicated ourselves to serving the financial needs of our members and fostering a sense of belonging and support within our community. Over the years, we have grown not just in size but also in the trust and loyalty of our members, currently boasting a total membership of over 16,200 individuals. Located at 1002 Philadelphia St, our branch is easily accessible to residents and businesses alike. This prime location allows us to serve as a hub for personal banking services while being closely connected to local landmarks and neighborhoods. We are committed to providing exceptional service in a welcoming environment. At Priority First, our mission is clear: we strive to empower our members with financial solutions that enhance their lives. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are here to support you every step of the way. Our commitment extends beyond just providing financial services; we actively engage in community outreach initiatives aimed at strengthening ties with local organizations and helping those in need. As times change, so do we. Our digital advancements ensure that members can access their accounts easily through online banking and mobile applications. We prioritize ADA compliance to make sure everyone can benefit from our services without barriers. While members can visit us at 1002 Philadelphia St, official correspondence should be sent to the same address as our mailing address is identical. If you ever need assistance or have questions about your account, feel free to reach out at 724-463-7766 during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM (with extended hours on Thursdays until 5:30 PM). As we look ahead, we invite you to join Priority First and experience firsthand the benefits of membership with us. Become part of a community-focused organization that values your financial well-being as much as you do. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch!

While members can visit us at our convenient location on Philadelphia Street, official correspondence should be sent to the same address. Have questions or want to learn more? Don't hesitate to give us a call at 724-463-7766! We invite you to stop by and discover how Priority First can help you achieve your financial goals today!

Nearby Landmarks and Accessibility

You'll find us just a stone's throw away from local favorites like the Indiana County Courthouse and the charming downtown area. Our location is easily accessible, with ample parking available right outside our doors. Plus, our branch is ADA compliant, ensuring that everyone can access our services without any hassle.

Operating Hours and Services

We understand that your time is valuable. That's why we offer flexible hours to fit your busy schedule. Our lobby is open Monday through Friday from 8:30 AM to 4:30 PM and until 5:30 PM on Thursdays. Unfortunately, we currently do not have ATM or drive-thru services available, but our friendly staff is always ready to assist you inside the branch. At Priority First, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions that cater to everyone. If you're a business owner, you can also take advantage of our merchant services and business loans.

Member Eligibility

At Priority First, we believe that becoming a member means joining a warm and welcoming community dedicated to your financial well-being. If you're looking to be part of something special, eligibility is simple! Generally, individuals who live, work, worship, or attend school in our local area can become members. It's all about connecting with the community and supporting each other in achieving financial goals. To find out more about specific eligibility details, feel free to check out the information available. Joining us is easy and hassle-free! You can open your account online by visiting https://www.realtimehomebanking.com/enroll.aspx?clientid=19655. If you have any questions or need assistance, don't hesitate to call us at (724) 463-7766. We're here to help you every step of the way as you take this exciting step towards better banking with Priority First, located at 1002 Philadelphia St Indiana Pa 15701. Welcome aboard!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,550,198, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine seamlessly processing payments from your customers without the hassle. Our merchant services simplify transactions so you can focus on what you do best running your business. By choosing Priority First, you're not just getting a bank; you're gaining a partner dedicated to your success. Visit us at 1002 Philadelphia St, Indiana, PA 15701 or call us at 724-463-7766 to explore how we can support your business ambitions!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking solutions, including merchant services and business loans. You can count on us to support your venture's growth with tailored financing that helps you reach your goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? With just a few taps on your smartphone or clicks on your computer, you have access to everything you need right at your fingertips. While we currently do not have ATM facilities or drive-thru service at this branch, our commitment remains focused on providing top-notch service during lobby hours: Monday through Friday from 8:30 AM to 4:30 PM (and until 5:30 PM on Thursdays). We invite you to experience the difference at Priority First. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to give us a call at 724-463-7766 or visit our website at priorityfirstfcu.org. Your journey towards financial success starts here!

Loans and Financing

When it comes to making significant purchases like a car or home, our auto loans and vehicle financing options make it easier than ever to get on the road with confidence. Picture yourself driving off in a new vehicle without the stress of high payments. For those looking to invest in property, our mortgage loans and refinancing options provide flexible solutions tailored just for you. Need some extra cash for unexpected expenses? Our personal loans and debt consolidation services can help you manage your financial obligations better. And if you're interested in building credit while enjoying rewards, our credit cards with rewards offer fantastic benefits that fit your lifestyle.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed to help you save more effectively while keeping your money accessible. Imagine having the peace of mind that comes from knowing your funds are safe and growing, all while benefiting from competitive interest rates.

Digital & Online Banking

Key Services for Your Convenience

With our online banking services, you can effortlessly check your account balances, transfer funds, and pay bills all from the comfort of your own home. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're looking to save paper, you can opt for e-statements, which are not only eco-friendly but also give you instant access to your financial information. For those who prefer using their mobile devices, our mobile application is available for download, making banking even more accessible. You can manage your finances right from your smartphone, ensuring you have real-time control over your accounts wherever life takes you.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization for safe transactions and ensure that all online activities are protected with robust security measures. This means you can feel confident when accessing your accounts or making transfers online. In a fast-paced world where convenience matters, Priority First is committed to providing you with user-friendly digital banking solutions that keep you connected to your money anytime, anywhere. Embrace the ease of managing your finances today!

Financial Strength

Commitment to Growth

With $15,460,473 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $2,440 in used auto loans and $95,507,803 in total loans and leases available to help support your financial goals.

Member-Centric Savings

Members' savings are secured through $25,922,828 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $681,170, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Foundation

With a net worth of $17,645,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We have built a strong community of trust, evident by our Total Share Accounts: 27,740, showcasing a growing member base that believes in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority First is your trusted partner. Visit us at 1002 Philadelphia St Indiana Pa 15701 or call (724) 463-7766 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,371,579 in used vehicle loans and $16,243,072 in new vehicle loans already helping members get on the road. We provide both new and used vehicle loan options tailored to fit various budgets and preferences.

Business Financing

For business owners, our outstanding commercial loans totaling $3,550,198 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,597,223, making buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you already have a loan but want to explore better rates or terms, we offer refinancing options that may help lower your payments or consolidate debt effectively. Reach out to us to see if you qualify! At Priority First, we're dedicated to providing financial services that empower our members. To learn more about our loan offerings or start your application today, visit us online at Priority First or call us directly at 724-463-7766. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,770,506 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without worrying about immediate repayment.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing accurate data means that users receive reliable information when evaluating their loan options.

PRIORITY FIRST FEDERAL CREDIT UNION - Indiana, PA

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