Priority First Credit Union Du Bois PA | Best Auto Loans & Checking

Introduction

Welcome to Priority First, your trusted financial partner located at 364 Midway Dr, Du Bois, PA 15801. Since our establishment in 1969, we've been dedicated to empowering our community through personalized banking solutions and exceptional member service. With over 16,200 members and total assets exceeding $152 million, we pride ourselves on being a cornerstone of support for families and businesses alike in the Du Bois area. At Priority First, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment to enhancing your financial well-being is reflected in our total deposits of $45 million and a net worth of $17.6 million. While members can visit us at our Du Bois location, official correspondence should be sent to the same address for your convenience. Our friendly team, led by CEO Alan Clouse and Board President Mark Adams, is here to provide you with the guidance and resources you need to achieve your financial goals. With a dedicated workforce of 43 employees, we're more than just a credit union; we're a community-focused institution working tirelessly to make a positive impact. Whether you're looking for personal banking options or business loans, we're here to assist you every step of the way. Ready to take the next step? Visit us today or call us at 814-371-4817 to learn how we can help you thrive financially! For more information about our services, check out our website at Priority First.

Branch History & Mission

At Priority First, our story began in 1969, rooted deeply in the heart of Du Bois, PA. Over the years, we have grown from a small credit union into a trusted financial partner for over 16,000 members. Our branch, located at 364 Midway Dr, Du Bois, PA 15801, stands as a testament to our commitment to serving our community. With easy access to nearby landmarks and a welcoming atmosphere, we strive to make your banking experience both convenient and pleasant. Our mission is clear: to provide exceptional financial services while fostering community support. We understand that banking is not just about transactions; it's about building relationships. We are dedicated to helping our members achieve their financial goals through a range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Since opening our doors over five decades ago, we have seen significant milestones. Today, we proudly hold total assets of $152,266,749 and continue to expand our offerings to meet the evolving needs of our members. With operating hours from 8:30 a.m. to 4:30 p.m., Monday through Friday, we ensure that our services remain accessible. While members can visit us at 364 Midway Dr Du Bois Pa 15801, official correspondence should be sent to 364 Midway Dr, Du Bois, PA 15801 if it differs from our branch address. We are proud to offer modern conveniences such as online banking and mobile applications for easy account management. Our branch features an ATM and drive-thru service for quick transactions on the go. Community engagement is at the core of what we do. We believe in giving back through partnerships and outreach efforts that strengthen the fabric of Du Bois and beyond. As part of this mission, we focus on ensuring ADA compliance so that all members feel welcome and supported in accessing our services. We invite you to become part of the Priority First family. Experience firsthand how we can help you navigate your financial journey with care and expertise. Join us today! For more information or to open an account online, visit our website or call us at (814) 371-4817.

Branch Location & Accessibility

Welcome to Priority First, located at 364 Midway Dr in Du Bois, PA! Our branch offers a friendly and convenient place for all your banking needs. Nestled near local favorites and just a short drive from the heart of Du Bois, we are easily accessible for members throughout Clearfield County. At Priority First, we understand that convenience is key. That's why we provide ample parking right outside our branch, making it easy for you to pop in and take care of your financial matters. Our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can comfortably access our services. We know your time is valuable, which is why our lobby is open from 8:30 a.m. to 4:30 p.m., Monday through Friday. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our dedicated team is here to help you every step of the way. For those on the go, we also offer drive-thru banking for quick deposits and withdrawals without leaving your car. And if you need cash outside of business hours, don't worry we have an ATM available for your convenience. While you can visit us at our branch address for all your banking needs, any official correspondence should be sent to the same location: 364 Midway Dr, Du Bois, PA 15801. Have questions or need assistance? Feel free to call us at 814-371-4817. We look forward to serving you at Priority First!

Member Eligibility

At Priority First, we believe that everyone deserves a chance to be part of a welcoming community focused on your financial well-being. Becoming a member is simple and open to those who live, work, or worship in our vibrant area. Our eligibility criteria are designed to be inclusive, so if you're looking for a place that prioritizes personal connections and member support, you're in the right spot. To learn more about the specific details of who can join us, feel free to check out our eligibility information here. Once you're ready to take the next step towards membership at Priority First, opening an account is straightforward and hassle-free. Just visit us online through this link: Account Opening, or give us a call at (814) 371-4817. We're here to help you every step of the way as you join our family at 364 Midway Dr, Du Bois, PA 15801!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,550,198, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your operations. Imagine having a reliable partner who streamlines payment processing so you can focus on what you do best running your business. Our services make it easy for you to accept payments from customers, ensuring smoother transactions and happier clients. Located conveniently at 364 Midway Dr Du Bois Pa 15801, Du Bois, PA, we're here to support your business every step of the way. Contact us at (814) 371-4817 or visit our website here to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For our business members, we know that having reliable banking solutions is crucial for success. Our business banking services include merchant services and business loans, designed to help entrepreneurs thrive in today's competitive market.

Credit Cards with Rewards

Shopping should be rewarding! That's why we offer credit cards with rewards that give you points or cash back on your everyday purchases. This way, you're not just spending; you're earning benefits while managing your expenses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking, accessing your account is easier than ever. You can manage your finances from anywhere whether it's checking balances, making transfers, or paying bills online. Plus, we have ATM services available for quick cash withdrawals and balance checks right at your fingertips.

Drive-Thru Banking Made Simple

Sometimes you need to get things done quickly. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car perfect for those busy days when time is short. At Priority First, we strive to create an environment where all your financial needs are met with care and efficiency. We believe in making banking simple and accessible for everyone in our community. Ready to take the next step? Visit us at 364 Midway Dr, Du Bois, PA 15801 or call us at 814-371-4817 today! Let us help you explore how our range of services can work for you!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options are designed to make homeownership more accessible. We guide you through the process, helping you find a mortgage that suits your budget and future plans. If you're already a homeowner and looking for ways to consolidate debt or fund personal projects, our personal loans and debt consolidation services can provide the relief you need.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances better, our personal banking services cater to everyone. We offer various checking and savings accounts tailored for different lifestyles, ensuring that you have the right options for your financial journey. For those considering a new vehicle, our auto loans and vehicle financing solutions make it easy to drive away in your dream car without breaking the bank.

Digital & Online Banking

Enhanced Features

One standout feature is our person-to-person transfer option. Whether you're splitting a bill with friends or sending money to family, this feature makes it quick and simple. Additionally, while mobile payments are not currently available at Priority First, you can still enjoy secure online transactions through our robust banking platform. Your security is our top priority. Our systems are equipped with advanced protection measures so you can bank with confidence. We strive to make sure every transaction is safe while providing you with real-time account management. In summary, digital banking at Priority First offers everything you need for convenient financial management. From quick transfers and secure access to essential features like electronic signatures and e-statements, we're here to support your banking needs efficiently. Visit us online today at https://priorityfirstfcu.org/ and take control of your finances!

Key Services

Our online banking service at https://priorityfirstfcu.org/ is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer using your smartphone, our mobile application offers all these features right in your pocket! You'll find it straightforward to navigate and manage your accounts on the go. We also offer electronic signature authorization for added convenience. Need to sign documents quickly? You can do it digitally without any hassle. And with e-statements available, you can say goodbye to paper clutter while keeping track of your financial activities effortlessly.

Financial Strength

Commitment to Innovation

With $15,460,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to improving your experience is ongoing and crucial for your financial success.

Dedicated Team

We also take pride in having 38 full-time employees and 5 part-time employees who are committed to serving you. Our knowledgeable staff is always ready to assist you with your banking needs.

Growing Membership Base

Total Share Accounts: 27,740, showing a strong and growing member base that trusts us with their finances. Your confidence inspires us to continually improve and expand the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority First is your trusted partner. Visit us at 364 Midway Dr Du Bois Pa 15801 or call (814) 371-4817 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $25,922,828 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $681,170 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to ensure that every dollar you invest with us works harder for you.

Strong Financial Health

With a net worth of $17,645,807, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supportive Lending Capacity

With $2,440 in used auto loans and $95,507,803 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This means more opportunities for you to finance your dreams whether that's buying a car or starting a new project.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,371,579 in used vehicle loans and $16,243,072 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new ride or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $3,550,198 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing business, our commercial lending options are designed to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,597,223, make buying or refinancing simple. We offer various mortgage products to fit different budgets and needs, ensuring that you can find the right solution for your home financing.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out to us. Our team can guide you through eligibility options and help you understand how refinancing could lower your monthly payments or reduce your interest rates. For more information about our loan offerings or to discuss which option is best for you, please don't hesitate to call us at (814) 371-4817. Our dedicated team is ready to assist you from 8:30 a.m. to 4:30 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,770,506 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can enhance your spending experience while providing you with the support you need to stay within budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to make informed decisions without hidden surprises.

PRIORITY FIRST FEDERAL CREDIT UNION - Du Bois, PA

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