Priority First Credit Union Clearfield PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Priority First, your trusted financial partner located at 1935 Daisy Street Ext, Clearfield, PA 16830. Since our establishment in 1969, we have proudly served our community, building strong relationships with our 16,214 members. Our commitment to providing personalized banking solutions is reflected in our impressive financial standing, with total assets amounting to $152,266,749 and total deposits reaching $45,276,539. At Priority First, we believe in empowering our members through various services tailored to meet their individual needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, our dedicated team is here to help. Under the leadership of CEO Alan Clouse and Board President Mark Adams, our friendly staff of 43 employees ensures that every interaction is meaningful and focused on your financial well-being. While you can visit us at our Clearfield branch for all your banking needs, official correspondence should be directed to the same address. We understand that convenience matters our office offers both ATM and drive-thru services for quick transactions. We invite you to explore how Priority First can support your financial journey. Feel free to reach out at 814-765-6315 or visit our website at priorityfirstfcu.org for more information. Let's build a brighter financial future together!

Branch History & Mission

Our Evolution

From our humble beginnings, Priority First has continuously evolved to meet the needs of our members. We started as a small branch focused on basic banking services and have expanded our offerings to include auto loans, mortgages, personal loans, and business banking solutions. Our team has worked hard to foster relationships within the community, ensuring that we remain responsive to your financial needs. As technology advanced, so did we. Today, we offer online and mobile banking options that provide you with convenient access to your accounts anytime, anywhere. Whether you need to check your balance or transfer funds, our digital services are designed with your ease in mind.

Our Mission

At Priority First, our mission is clear: we strive to empower individuals and families through personalized financial services while actively supporting local initiatives. We believe in giving back to the community that supports us. Through partnerships with local organizations and ongoing outreach efforts, we aim to make a positive impact right here in Clearfield. Our commitment extends beyond just financial transactions; it's about building lasting relationships with our members. We prioritize understanding your unique circumstances so we can offer tailored solutions that help you achieve your financial goals. While members can visit us at 1935 Daisy Street Ext, official correspondence should be sent to 1935 Daisy Street Ext, Clearfield, PA 16830. Our dedicated team is here for you during operating hours: Monday through Wednesday from 8:30 AM to 4:30 PM; Thursday from 8:30 AM to 5 PM; and Friday from 8:30 AM to 5:30 PM. With an ATM on-site and drive-thru banking available for your convenience, accessing your funds has never been easier. We invite you to join Priority First today and experience the benefits of being part of a credit union that truly cares about its members and their future. Together, let's build a stronger community! Feel free to reach out at 814-765-6315 or visit us at our website for more information on how you can become a member today!

Branch Location & Accessibility

Get in Touch!

We're excited to welcome you! If you have any questions or would like more information about our services, feel free to call us at 814-765-6315. Come visit us at the Clearfield Office today; we're here to help you with all your banking needs!

Nearby Landmarks & Accessibility Features

Located just off the main road, our branch is not far from popular local spots like the Clearfield County Historical Society. Parking is available right outside, making it easy for you to stop by. Plus, our facility is designed with accessibility in mind. We offer ADA-compliant features such as ramps and designated parking spaces to ensure that all members can access our services comfortably.

Operating Hours & Services Offered

Our lobby hours are designed to fit your busy schedule: we're open Monday through Wednesday from 8:30 AM to 4:30 PM, Thursday until 5 PM, and Friday until 5:30 PM. Need quick access? We also have a drive-thru service for simple transactions like deposits and withdrawals. At Priority First, we provide a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our ATM is available for quick cash withdrawals and balance checks anytime you need it.

Member Eligibility

At Priority First, we believe that everyone deserves the chance to be part of a supportive financial community. If you're looking to join us, becoming a member is simpler than you might think! We welcome individuals who live, work, or worship in our local area, as well as those who have family members already with us. This means that whether you're just starting out on your financial journey or seeking better banking options, there's a place for you here. Plus, as a member, you'll enjoy benefits like lower fees and personalized service tailored to your needs. To get started on your membership journey at Priority First, all you need to do is visit us at our Clearfield location at 1935 Daisy Street Ext Clearfield Pa 16830 or give us a call at (814) 765-6315. For detailed information about eligibility criteria and to stay updated on any changes, check out our resource page. And when you're ready to open an account, you can easily begin the process online by visiting https://www.realtimehomebanking.com/enroll.aspx?clientid=19655. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,550,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to traditional loans, we offer merchant services that simplify transactions and enhance your cash flow. Imagine seamlessly processing payments from customers, whether they're shopping in-store or online. Our services are designed to keep your operations running smoothly, so you can focus on what you do best growing your business. Located at 1935 Daisy Street Ext, Clearfield, PA 16830, our branch is ready to partner with you on your financial journey. For inquiries or more information about how we can assist your business, call us at 814-765-6315. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, we offer comprehensive Business Banking solutions that include Merchant Services & Business Loans. We're committed to supporting your success by helping you manage cash flow and fund growth opportunities.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, and pay bills from anywhere. Additionally, our ATM & Cash Withdrawal Services are readily available for quick access to your cash whenever you need it.

Easy Transactions

Visiting us in person? Our office offers basic drive-thru banking for deposits and withdrawals, making it easier than ever to handle simple transactions without leaving your car. With our Basic ATM Access, withdrawing cash or checking your balance is always at your fingertips. At Priority First in Clearfield, PA (1935 Daisy Street Ext), we're dedicated to providing financial services that cater not just to individuals but also to families and businesses within our community. Our friendly team is always ready to assist you with any inquiries. Feel free to reach out at 814-765-6315 or visit us online at Priority First FCU for more information about how we can support your financial journey!

Personal Banking Solutions

Our personal banking options are designed with you in mind. We offer various Checking & Savings Accounts that fit different lifestyles, making it easy for you to manage your money efficiently. If you're thinking about purchasing a new car, consider our Auto Loans & Vehicle Financing we make the process straightforward so you can hit the road in no time. For those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services ensure you have access to competitive rates and personalized guidance. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can provide financial relief when you need it most. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Services

Our online banking services, available at https://priorityfirstfcu.org/, provide 24/7 access to your accounts. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization makes it simple to complete transactions securely without the hassle of paper forms. If you prefer to go paperless, we offer e-statements that give you quick access to your account statements while helping the environment. You'll receive notifications when your statements are ready, allowing for real-time account management right from your device. For those on the go, our mobile application is available for easy banking from your smartphone or tablet. You can make person-to-person transfers effortlessly, sending money to friends or family without any fuss. While we don't currently support mobile payments, our app provides robust features that keep you connected to your finances wherever you are.

Security and Accessibility

We prioritize your security with advanced protections in place for all online transactions. Our systems ensure that your information remains private and safe. This means you can bank with peace of mind while taking advantage of the ease of digital banking. Whether you're checking in on your savings or handling everyday transactions, our digital tools are designed to be intuitive and accessible. Experience the flexibility of banking at Priority First where managing your finances meets modern convenience!

Financial Strength

Committed Team

We also take pride in having 38 full-time employees and 5 part-time employees who are dedicated to providing excellent service. Our knowledgeable team is always ready to assist you with your banking needs.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $2,440 in used auto loans and $95,507,803 in total loans and leases. This diverse range of offerings ensures you have access to the funds you need when you need them.

Growing Membership Base

Total Share and Deposit Accounts: 27,740, showing a strong and growing member base that trusts us with their finances. This growth not only underscores the confidence placed in us by our members but also strengthens our community ties. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Priority First is your trusted partner. Visit us at 1935 Daisy Street Ext Clearfield Pa 16830 or call (814) 765-6315 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $681,170 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that maintaining a healthy balance sheet is key to delivering exceptional service.

Reinvestment in Member Services

With $15,460,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication helps us provide the best possible banking experience tailored to your needs.

Secure Savings Options

Members' savings are secured through $25,922,828 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares available, our commitment to safeguarding your investments remains steadfast.

Strong Net Worth

With a net worth of $17,645,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.59% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners seeking capital for growth, our outstanding commercial loans totaling $3,550,198 are available to help you expand your ventures. Plus, if you're considering refinancing existing loans or want to explore eligibility options for any of our products, our team is here to assist you every step of the way. We invite you to visit us at 1935 Daisy Street Ext Clearfield Pa 16830 or give us a call at 814-765-6315 for more information on how we can assist with your financing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Priority First, we're committed to providing personal service and competitive rates so that you can focus on what matters most your financial future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,371,579 in used vehicle loans and $16,243,072 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that make it easy and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,597,223, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,770,506 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our credit cards can provide the support you need.

Loan Aggregator

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PRIORITY FIRST FEDERAL CREDIT UNION - Clearfield, PA

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