Princeton Credit Union NJ | Convenient ATM Access & Support

Introduction

Welcome to Princeton, where our commitment to serving you goes beyond just banking. Located at 600 Alexander Park, Princeton, NJ 08540, we have been dedicated to fostering financial wellness since our establishment in 1972. With a strong membership base of 8,395 members, we pride ourselves on being a trusted partner in your financial journey. At Princeton, we understand the importance of community and connection. Our total assets exceed $170 million, reflecting our stability and reliability as a credit union. Whether you're seeking loans or saving options, our total deposits amount to $565,831, showcasing our dedication to providing competitive rates and personalized service. With 5,883 loans and leases currently active, we work tirelessly to support your aspirations be it buying your first car or financing your dream home. Our leadership team is passionate about creating an inclusive environment where every member feels valued. Under the guidance of CEO Samuel Paulicelli and Board President Adam Coyne, we strive to enhance the lives of those we serve while ensuring sound financial practices. You can always count on our friendly staff of 30 employees to assist you with your banking needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 600 Alexander Park, Princeton, NJ 8540. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to call us at 609-945-6200. Join us at Princeton today and experience the difference a community-focused credit union can make in your life! For more information, feel free to explore our website at princetonfcu.org.

Branch History & Mission

At Princeton, our story began in 1972, when we opened our doors at 600 Alexander Park, Princeton, NJ 08540. Since then, we have proudly served our community with a strong commitment to providing exceptional financial services. Over the years, we have grown significantly, now boasting a total membership of 8,395 and total assets reaching $170,258,700. This growth reflects not just our success but also the trust and support from our members. From humble beginnings, Princeton has evolved into a trusted financial partner for individuals and families in Princeton and beyond. Our mission is simple yet profound: to empower our members by offering them tailored financial solutions that foster stability and growth. We believe that everyone deserves access to quality financial services, which is why we strive to make banking easy and accessible for all. While members can visit us at our branch location, official correspondence should be sent to 600 Alexander Park, Suite 203, Princeton, NJ 8540. Our operating hours are Monday to Friday from 8:30 AM to 4:30 PM, making it convenient for you to stop by when it fits your schedule. Our dedication extends beyond just banking; it includes actively participating in community outreach and partnerships. We understand that true success comes from uplifting those around us. Through various initiatives and programs, we aim to support local organizations and promote financial literacy among residents. Princeton is not only about traditional banking; we embrace modern technology to enhance member experience. With options like online banking and mobile payments available, managing your finances has never been easier. While we currently do not offer ATMs or drive-thru services at this location, we ensure that our digital platforms are robust and user-friendly. As we look toward the future, our commitment remains steadfast: to serve you with integrity and compassion. We invite you to join the Princeton family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us or reach out at 609-945-6200; together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We ensure that everyone can reach us comfortably, featuring ADA-compliant entrances and ramps for those who need them. Parking is available nearby, allowing you to visit us hassle-free.

Call to Action

We invite you to stop by Princeton at 600 Alexander Park today! Whether you're an existing member or interested in joining us, we're excited to help you on your financial journey. For any official correspondence, feel free to send it to our mailing address: 600 Alexander Park, Suite 203, Princeton, NJ 08540. We look forward to seeing you soon!

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 4:30 PM. Whether you're stopping by to discuss your financial needs or simply want to ask a question, our friendly staff is ready to assist you during these hours.

Services Offered

While we don't have an ATM or drive-thru service at this location, we offer a range of services tailored to meet your banking needs. If you're looking for help with loans or account inquiries, our team is just a phone call away at (609) 945-6200.

Member Eligibility

Becoming a member of Princeton is like joining a family that cares about your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us. We welcome individuals from all walks of life who want to take advantage of our personalized service and community-focused approach. The membership process is simple and friendly; just visit our website for detailed eligibility information at http://www.princetonfcu.org/membership-header. You can also open an account easily by following the instructions found here: http://www.princetonfcu.org/personal-loans. If you have any questions or need assistance, feel free to call us at (609) 945-6200. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify your payment processes. Imagine being able to accept payments from customers swiftly and securely, allowing you to focus on what you do best running your business. Our services help streamline transactions, making it easier for you to manage cash flow and enhance customer satisfaction. Visit us at 600 Alexander Park Princeton Nj 08540 in Princeton, NJ, or give us a call at (609) 945-6200 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Digital Banking for Your Convenience

In today's fast-paced world, digital banking is more important than ever. At Alexander Park, we offer an easy-to-use online banking platform and mobile application, allowing you to manage your accounts from anywhere. Need to pay bills? Transfer money? You can do it all with just a few taps on your phone or clicks on your computer. Plus, with features like e-statements and person-to-person payments, handling your finances has never been easier.

Everyday Banking Made Easy

Our primary focus is on making banking as straightforward as possible for you. With access to ATM Services Only, you can conveniently withdraw cash or check your balance any time that suits you. Even though we currently don't have drive-thru services or ATMs on-site, our members can easily locate nearby ATMs through our mobile application, ensuring that you always have access to your funds.

Join Us Today!

Becoming a member of Princeton means gaining access to not just financial services but also a community that cares about your well-being. We invite you to explore our offerings and discover how we can support your financial journey. For more information or if you have any questions, please give us a call at (609) 945-6200 or visit our website at https://www.princetonfcu.org/. We look forward to welcoming you into the Princeton family!

Personalized Support When You Need It

If you prefer a more personal touch, our friendly staff is ready to assist you during lobby hours from Monday to Friday, 8:30 AM to 4:30 PM. Whether you're interested in opening a new account or need advice on managing existing ones, we're here for you every step of the way.

Digital & Online Banking

Key Services

One of the standout features is our 24/7 online banking service. Whether you're checking your balance late at night or making transfers during lunch, you have the freedom to do it all at your convenience. Plus, with our mobile application, available for download on major platforms, managing your money on-the-go has never been easier. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds without hassle. And if you prefer paperless statements, you'll be glad to know that e-statements are readily available for your accounts. This not only helps you keep track of your transactions but also contributes to a greener planet. For those who enjoy using their smartphones for payments, our mobile payments feature makes it simple to pay bills or make purchases directly from your device. Just tap and go!

Security and Accessibility

While convenience is key, we prioritize your security too. Although we do not currently offer electronic signature authorization, rest assured that our systems are designed with multiple layers of security to protect your personal information and transactions. With everything designed for ease of use and real-time account management, banking with Princeton means having control over your finances right at your fingertips. Dive into the world of digital banking today and experience the freedom of managing your money effortlessly!

Financial Strength

A Growing Community

With total share accounts numbering 15,182, we showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further emphasizing our dedication to supporting your journey towards financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Princeton is your trusted partner. Visit us at 600 Alexander Park Princeton Nj 08540 or call (609) 945-6200 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $12,458,855 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $462 in used auto loans and $110,556,966 in total loans and leases to support your financial goals across various sectors.

Operational Efficiency

Our $17,001 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Members' savings are secured through $46,443,454 in share certificates and $11,343,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,623,363, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,672,922 in used vehicle loans and $2,836,602 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and pre-owned vehicles, ensuring you can find something that fits your budget.

Credit Lines

For those who want extra flexibility, we have credit lines available with a total of $37,402,627. This option allows you to borrow as needed while only paying interest on what you use. It's a great way to cover fluctuating expenses without the stress of high-interest rates. If you're considering refinancing any existing loans or exploring eligibility options, we're here to assist! Visit us at 600 Alexander Park Princeton Nj 08540 in Princeton, NJ, or call us at (609) 945-6200 for more information about our loan products and how they can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Princeton, we prioritize our members' financial well-being by providing transparent lending solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,424,781, make buying or refinancing simple. We guide you through the process and help you find a mortgage solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,685,337 in loans helping members manage their finances effectively. Whether you need funds for an unexpected expense or want to consolidate debt, our credit card options are designed to provide ease and convenience.

Loan Aggregator

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PRINCETON FEDERAL CREDIT UNION - Princeton, NJ

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