Primeway Credit Union Houston TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Primeway, your trusted financial partner located at 12811 Northwest Fwy, Houston, TX 77040. Since our establishment in 1937, we have proudly served over 49,123 members, providing them with a wide range of financial services designed to meet their needs. With total assets exceeding $821 million and deposits amounting to $126,989,600, Primeway stands as a pillar of financial stability in the community. At Primeway, we believe in empowering our members through accessible financial products such as auto loans, personal loans, and business banking solutions. Our dedicated team of 138 employees is committed to helping you achieve your financial goals with personalized service and expert guidance. Led by our CEO, Annette Zimmerman, and Board President, Patti Tuma, our leadership team ensures that our values reflect the trust and integrity we hold dear. While members can visit us at our branch for everyday banking needs, official correspondence should be sent to our mailing address: PO BOX 53088, Houston, TX 77052. Our branch is equipped with convenient services including ATM access and drive-thru banking to enhance your experience. Explore more about how we can help you thrive financially by visiting our website at Primeway or give us a call at 713-799-6200. We look forward to welcoming you into the Primeway family!

Branch History & Mission

Commitment to Service

While members can visit us at 12811 Northwest Fwy, official correspondence should be sent to PO BOX 53088, Houston, TX 77052. We understand that banking must be adaptable and accessible. That's why we offer various services like ATM availability and drive-thru banking for your convenience. Our lobby hours are designed with you in mind: Monday through Friday from 9:00 AM to 6:00 PM (by appointment only) and Saturdays from 9:00 AM to 2:00 PM (also by appointment). We take pride in being ADA compliant and ensuring that all our members can access our services without barriers. Through partnerships with local organizations and active involvement in community outreach programs, we continually seek ways to give back and uplift those around us.

Join Us

At Primeway, every member counts. With your support and participation, we can continue making a positive impact in our community. If you're looking for a credit union that cares about your financial well-being as much as you do, look no further! Join us today and experience the difference firsthand. For more information about membership or services, feel free to call us at 713-799-6200 or visit our website. Together, let's build a brighter future!

Our Story

Located at 12811 Northwest Fwy, Houston, TX 77040, our branch has seen the city flourish around us. Over the years, we've become more than just a financial institution; we've become an integral part of the community fabric. We are proud to say that we currently manage total assets exceeding $821 million, reflecting our commitment to providing secure and accessible banking services. Our mission is simple yet powerful: we strive to empower our members through exceptional financial services while supporting community initiatives. Whether it's through offering competitive auto loans, mortgages, or personal banking solutions, we aim to enhance the lives of those we serve. Our approach combines traditional values with modern technology; from mobile banking options to online account access, we're here to meet your needs efficiently and conveniently.

Branch Location & Accessibility

Convenient Access and Parking

Parking is plentiful at our branch, ensuring that you can get in and out without any hassle. We also prioritize accessibility for all of our members. Our facility is ADA compliant with features like ramps to ensure that everyone can access our services comfortably.

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 713-799-6200. Our team is always ready to help! While members can visit us at 12811 Northwest Fwy, official correspondence should be sent to PO BOX 53088, Houston, TX 77052. We look forward to welcoming you at Primeway where your financial journey begins!

Operating Hours

At Primeway, we understand that life can be busy. That's why we offer flexible operating hours! Our lobby is open Monday through Friday from 9:00 am to 6:00 pm by appointment only, and we welcome you on Saturdays from 9:00 am to 2:00 pm for your banking needs. Please note that we are closed on Sundays.

Services Tailored for You

Our branch offers a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're on the go, you can take advantage of our drive-thru service for quick transactions or use one of our ATMs available right here at the branch.

Member Eligibility

At Primeway, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and open to those who live, work, or worship in our service area. If you're looking for personalized banking services and benefits tailored just for you, then you're in the right place! For more details on eligibility requirements, please visit us at https://bank.primewayfcu.com/membershipx/agreements. We're here to help you navigate the easy process of opening an account, so don't hesitate to reach out with any questions at (713) 799-6200. You can start your journey with us by checking out our account opening details at https://www.primewayfcu.com/loan-applications. Join us at our branch located at 12811 Northwest Fwy Houston Tx 77040 and experience the difference that membership can make in your financial life!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,785,513, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having the tools to process payments easily and manage transactions without stress. Our merchant services offer just that, allowing you to focus on what you do best running your business. From payment processing to mobile solutions, we equip you with everything needed for smooth operations. Visit us at 12811 Northwest Fwy Houston Tx 77040 in Houston, TX, or call us at (713) 799-6200 to discover how we can help your business thrive!

Comprehensive List Of Services

Additional Services for Your Needs

We also provide essential ATM & Cash Withdrawal Services for easy access to your funds. If you're in a rush but need quick banking solutions, our Basic Drive-Thru Banking lets you handle deposits, withdrawals, and simple transactions efficiently. Plus, for members of partner credit unions, our Basic Shared Branch Transactions enable seamless access to deposits and withdrawals. If you're ever unsure about which service fits your needs best or want personalized guidance, don't hesitate to reach out! Call us at (713) 799-6200, and one of our friendly team members will be glad to assist you. At Primeway, we are committed to making banking easy and accessible for everyone. Explore all that we have to offer today and take control of your financial future with confidence! Ready to get started? Visit us online at 290 Branch or stop by our branch we're excited to serve you!

Business Banking Solutions

For entrepreneurs and small businesses, we offer comprehensive Business Banking solutions. From Merchant Services that simplify transactions to tailored Business Loans, we empower local businesses to thrive and grow.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a few taps away.

Personal Banking Made Easy

Our personal banking options are designed to make your financial journey smoother. We offer Checking & Savings Accounts that fit different lifestyles and goals. Need a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms, making it easier for you to drive off in your dream vehicle without straining your budget. If homeownership is on your mind, our Mortgage Loans & Refinancing options can guide you through the process with ease. We understand that managing debt can be overwhelming, so our Personal Loans & Debt Consolidation services are here to support you in achieving financial freedom.

Rewards That Matter

Credit cards shouldn't just be about spending; they should reward you! Our Credit Cards with Rewards program allows you to earn points for everyday purchases, helping you get more out of your money while enjoying the perks of membership.

Digital & Online Banking

Key Features

Our online banking platform allows you to take control of your finances right from your computer or mobile device. With just a few clicks, you can check your account balances, transfer money between accounts, and pay bills. Plus, if you're looking for a quick and easy way to send money to friends or family, our person-to-person transfer feature makes it simple. For added convenience, we offer a mobile application that lets you manage your accounts directly from your smartphone. You can also make mobile payments with ease, allowing you to shop without the hassle of carrying cash or cards.

Security and Accessibility

We take security seriously at Primeway. Our electronic signature authorization ensures that your transactions are protected, giving you peace of mind every time you bank online. Additionally, our e-statements keep your financial information organized and accessible without the clutter of paper statements. Our platform is designed with user-friendliness in mind so that you can easily navigate all available features. Whether you're tech-savvy or just getting started with online banking, you'll find everything straightforward and intuitive. In today's fast-paced world, having real-time access to your finances is crucial. At Primeway, we're committed to providing you with tools that help simplify your banking experience while keeping it safe and secure. Explore all our digital banking services today at https://www.primewayfcu.com/!

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our community is reflected in our $62,254,414 in undivided earnings. These funds help us develop innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $4,653 in used auto loans and $524,990,033 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $87,243,870 in share certificates and $56,636,177 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,596,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While our $0 reflects our operational efficiency, it also enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 138 full-time employees and 0 part-time employees who are dedicated to providing you with excellent service every day.

Solid Financial Position

With a net worth of $95,487,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,159 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share Accounts stand at 90,194, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to our mission as your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primeway is your trusted partner. Visit us at 12811 Northwest Fwy Houston Tx 77040 or call (713) 799-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,825,915 in used vehicle loans and $67,259,177 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $36,785,513 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support you with financing solutions that fit your needs. Our friendly team at Primeway, located at 12811 Northwest Fwy Houston Tx 77040, Houston, TX, is ready to assist you in exploring these loan options further. You can reach us at (713) 799-6200 during our lobby hours: Monday through Friday from 9:00 am to 6:00 pm (by appointment only) and Saturday from 9:00 am to 2:00 pm (also by appointment only). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're considering a loan for personal use or business purposes, we're here to help you navigate your options easily and confidently.

Credit Lines and Unsecured Credit Cards

For those needing flexibility, our total credit lines amount to $242,936,079, offering you the freedom to borrow as needed. We also provide unsecured credit card loans with flexible terms though currently, there are no outstanding balances in that category. This can be an effective way for members to manage their day-to-day expenses while building credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,944,809, make buying or refinancing simple. We offer various programs to suit different needs, and our team is here to guide you through each step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, giving users confidence in their choices.

Primeway