Primeway Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Welcome to Primeway, your trusted financial partner located at 4720 Washington Ave, Houston, TX 77007. Since our establishment in 1937, we have been dedicated to providing exceptional banking services tailored to meet the needs of our community. With a strong membership base of 49,123 individuals, we pride ourselves on fostering a welcoming environment where our members feel valued and supported. At Primeway, we understand that every financial journey is unique. That's why we offer a diverse range of products and services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. As of now, our total assets stand at an impressive $821,490,892, with total deposits reaching $126,989,600. We are committed to ensuring your financial security and success. Under the leadership of our CEO, Annette Zimmerman, and Board President, Patti Tuma, Primeway continues to grow and adapt to the needs of our members. Our team of 138 employees is here to provide personalized service that makes banking easier for you. We invite you to experience the difference that comes with being a member of our credit union. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 53088, Houston, TX 77052. If you have any questions or would like to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at 713-799-6200 or explore our website at Primeway FCU for more information. Join us today and discover how Primeway is more than just a credit union; we are a community focused on helping you achieve your financial goals!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join the Primeway family. Experience firsthand how we blend personal service with cutting-edge technology to meet your financial needs. Visit us during lobby hours Monday through Friday from 9 AM to 6 PM (by appointment only) or Saturday from 9 AM to 2 PM (also by appointment) and discover all that Primeway has to offer. Together, let's build a brighter financial future! For more information about membership or services offered at Primeway, please call us at 713-799-6200 or visit our website at www.primewayfcu.com.

Our Evolution

Throughout the decades, Primeway has adapted to meet the evolving needs of our members while maintaining our core values. From our humble beginnings to becoming a leader in financial services, we have embraced innovation and technology. We offer modern conveniences like online banking and mobile payments alongside traditional services such as personal loans and auto financing. Our branch is more than just a place to conduct transactions; it's a hub for community engagement. With features like drive-thru banking and ATM availability, we ensure that banking is accessible for everyone. We also provide shared service center options for members of partner credit unions, reinforcing our commitment to collaboration and community support.

Our Mission

Our mission is simple yet profound: to empower individuals through comprehensive financial services while supporting the community's growth. We believe that by providing solid financial solutions whether it's checking accounts, vehicle loans, or business banking we can help our members achieve their dreams. At Primeway, we strive to create lasting relationships built on trust and transparency. Our leadership team, under the guidance of CEO Annette Zimmerman and Board President Patti Tuma, works diligently to foster an environment where every member feels valued and supported. While members can visit us at 4720 Washington Ave, official correspondence should be sent to PO Box 53088, Houston, TX 77052 if necessary.

Branch Location & Accessibility

Accessibility Features

At Primeway, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring that everyone can enjoy our services without hassle. You'll find ramps and designated parking spots close to the entrance for easier access. We want every visit to feel welcoming and accommodating.

Call to Action

We invite you to experience the Primeway difference! Whether you have questions about your account or need assistance with new services, don't hesitate to call us at 713-799-6200 or stop by our Heights branch today. Our friendly team is eager to help you achieve your financial goals!

Operating Hours and Services

We know that flexibility matters. That's why our lobby hours are designed around your schedule: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 2:00 pm both by appointment only. We're closed on Sundays but always ready to assist you during the week. Our Heights branch offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we have everything covered. Need quick access? Enjoy our drive-thru service for deposits and simple transactions or use our ATM available on-site for cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Primeway is like stepping into a warm and welcoming community where your financial needs are understood and prioritized. If you live, work, or worship in the Houston area, or if you have family members who are already part of our credit union, you may be eligible to join us. We believe in making banking accessible for everyone, so our membership is open to individuals from various backgrounds. By choosing Primeway, you're not just opening an account; you're gaining access to personalized services designed to help you achieve your financial goals. To start your journey with us, simply visit our branch at 4720 Washington Ave Houston Tx 77007, or give us a call at (713) 799-6200 for more information. We also encourage you to check out our detailed eligibility criteria at https://bank.primewayfcu.com/membershipx/agreements to ensure you meet the requirements. Ready to open an account? It's easy! You can find all the details you need on how to get started at https://www.primewayfcu.com/loan-applications. Join us today and experience the difference that being part of Primeway can make!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business smoothly, where payments are processed quickly and efficiently. Our merchant services make this possible, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we equip you with the tools needed to thrive in today's competitive market. Visit us at 4720 Washington Ave Houston Tx 77007 in Houston, TX or call us at (713) 799-6200 to learn more about how we can partner in your success!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,785,513, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? With ATM availability at various locations, withdrawing cash is effortless. Our drive-thru service allows for basic transactions like deposits and withdrawals without needing to enter the branch perfect for those busy days when time is tight!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. Imagine driving off in that new car you've been eyeing while knowing you secured a great rate through us!

Business Banking

For our entrepreneurial members, Primeway provides business banking services including merchant services and business loans. This means whether you're starting a new venture or looking to expand an existing one, we've got the tools to support your success.

Credit Cards with Rewards

We also offer credit cards that not only provide convenience but also come with rewards! Whether it's cash back on groceries or travel points for your next adventure, our credit cards are designed with benefits that suit your lifestyle.

Mortgage Loans & Refinancing

If homeownership is on your radar or if you're considering refinancing, our mortgage loans are designed to assist you in making that dream a reality. We guide you through the process so you can find a mortgage solution that suits your budget and lifestyle.

Personal Banking

Managing your finances shouldn't be complicated. At Primeway, we provide personal banking services that include checking and savings accounts tailored to fit different lifestyles. For instance, if you're saving for a vacation or a new car, our savings accounts offer competitive interest rates to help your money grow. Plus, with our online and mobile banking features, accessing your funds is as simple as tapping your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, managing those costs becomes less daunting. Think about how nice it would be to consolidate multiple payments into one manageable monthly payment this could help simplify your financial life significantly.

Shared Branch Transactions

If you're a member of another partner credit union, don't worry! We facilitate shared branch transactions so you can conduct deposits and withdrawals seamlessly across different institutions. At Primeway, we strive to make banking easy and accessible for everyone in Houston, TX. With our comprehensive list of services including online and mobile banking solutions, getting started has never been more straightforward. For any questions or further information about how we can assist you, feel free to reach out at (713) 799-6200 or visit us in person. Join us today at Heights and take control of your financial future!

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.primewayfcu.com/, allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, our 24/7 online banking services ensure that you're always connected to your financial information whenever you need it. For added security and efficiency, we offer electronic signature authorization. This means you can complete transactions and agreements without the hassle of paperwork, making your banking experience smoother than ever. And if you prefer to go green, e-statements are readily available for all members, allowing you to keep track of your financial activities while reducing paper waste.

Mobile Banking Made Easy

Don't forget about our mobile application! Whether you're shopping or out with friends, our app brings banking to your fingertips. You can use mobile payments to make quick purchases directly from your phone no wallet necessary. Plus, with person-to-person transfers, sending money to family or friends is as easy as sending a text. At Primeway, we prioritize user-friendly features that simplify how you manage your finances. Enjoy real-time account management and stay on top of your spending without any unnecessary stress. Experience the future of banking today with our comprehensive digital services designed specifically for you!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 90,194, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlight our dedication to providing value to our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primeway is your trusted partner. Visit us at 4720 Washington Ave Houston Tx 77007 or call (713) 799-6200 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $62,254,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,653 in used auto loans and $524,990,033 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $87,243,870 in share certificates and $56,636,177 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,596,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $95,487,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,159 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,825,915 in used vehicle loans and $67,259,177 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with the vehicle you want while keeping your payments affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $36,785,513 provide the capital needed to grow and expand. We're dedicated to supporting local businesses with financing solutions that empower them to thrive.

Credit Options

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans. Although currently there are no outstanding amounts in this category, we're committed to providing options that meet our members' needs when they arise. Additionally, our total credit lines available stand at $242,936,079, giving members access to funds as needed while maintaining control over their financial health.

Easy Access and Support

Our branch is located at 4720 Washington Ave Houston Tx 77007 in Houston, TX, making it convenient for you to visit us during lobby hours: M-F from 9:00 am - 6:00 pm (Appointment Only) and Saturdays from 9:00 am - 2:00 pm (Appointment Only). You can also reach us by phone at (713) 799-6200 for any inquiries or assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in a new auto loan, exploring mortgage options, or seeking business financing, we're here to help you navigate your financial journey with confidence. Visit us today at Primeway, where your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,944,809, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process and help you find the best solution for your situation.

Loan Aggregator

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Primeway