Primeway Credit Union Cypress TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Primeway, your trusted credit union located at 8878 Barker Cypress Rd, Cypress, TX 77433. Since our establishment in 1937, we have been dedicated to serving our community with integrity and a personal touch. With a strong membership of 49,123 and total assets reaching an impressive $821,490,892, we are here to support your financial needs and help you achieve your goals. At Primeway, we understand that every member's journey is unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our commitment to our members is reflected in our substantial total deposits of $126,989,600 and a net worth of $95,487,147, which underscore our stability and reliability. Our CEO, Annette Zimmerman, alongside Board President Patti Tuma, leads a team of 138 employees who are passionate about providing exceptional service. Whether you need assistance with online banking or guidance on a loan application, we're here to make your experience seamless. While members can visit us at our branch location in Cypress, official correspondence should be sent to our mailing address: P.O. Box 53088, Houston, TX 77052. We invite you to explore how Primeway can assist you on your financial journey. Call us today at 713-799-6200 or visit our website at Primeway for more information on how we can serve you better!

Branch History & Mission

Commitment to Accessibility

We understand that convenience is key for our members. That's why we offer ATM access and drive-thru banking for easy transactions. Additionally, we have embraced digital advancements such as online banking and mobile payments to make managing finances easier than ever before.

Join Us

We invite you to become part of the Primeway family! Experience firsthand how we can support you on your financial journey. Whether you're looking to open an account or need assistance with loans or investments, our team is ready to help you succeed. Visit us today or contact us at 713-799-6200 to learn more about what Primeway can do for you!

Our Journey

Primeway began its journey with a simple yet powerful idea: to provide financial services that truly meet the needs of our community. Over the years, we have evolved from humble beginnings into a trusted institution known for our member-centric approach. Through various milestones, we have maintained our commitment to support our members financially while also giving back to the community through various outreach programs. Our headquarters is based in Houston, TX, but our heart lies here in Cypress. We take pride in being more than just a financial institution; we are part of the fabric of this community. Whether it's through partnerships with local organizations or initiatives aimed at improving financial literacy among residents, we strive to make a positive impact.

Our Mission

At Primeway, our mission is clear: to empower our members by providing accessible financial services and fostering community connections. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is to help individuals and families achieve their financial dreams while ensuring they feel valued and supported every step of the way. While you can visit us at 8878 Barker Cypress Rd for your banking needs, please note that official correspondence should be sent to P.O. Box 53088 in Houston if necessary.

Branch Location & Accessibility

Contact Us

If you have any questions or want to set up an appointment, don't hesitate to give us a call at 713-799-6200. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 53088 in Houston if different from our location. We look forward to welcoming you at Primeway! Come see how we can make your financial journey easier and more rewarding.

Nearby Landmarks

You can find us just a short drive from popular spots like the Cypress Towne Center and the beautiful Blackhorse Golf Club. Our location offers ample parking and features that ensure everyone can visit us comfortably, including ADA-compliant ramps for easy access.

Operating Hours and Services

At Primeway, we know your time is valuable. That's why we offer lobby hours from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays both by appointment only. On Sundays, we're closed so our staff can recharge for another great week ahead. Whether you need assistance with personal banking like checking and savings accounts or services like auto loans, mortgage loans, or even business banking options, we have you covered. You can also take advantage of our ATM availability and drive-thru banking for quick transactions without leaving your car.

Member Eligibility

At Primeway, we believe that everyone deserves a place in our community. Becoming a member is not just about opening an account; it's about joining a family that supports your financial journey. If you live, work, worship, or attend school in the Cypress area, you're already eligible to join us! We welcome individuals and their families, making it easy for you to access our wide range of services designed to meet your needs. For more details on specific eligibility criteria, feel free to check out our website at https://bank.primewayfcu.com/membershipx/agreements. Joining Primeway opens the door to various advantages, such as competitive loan rates, personalized service, and a commitment to community growth. The process is straightforward and welcoming simply visit us at 8878 Barker Cypress Rd Cypress Tx 77433, give us a call at (713) 799-6200, or check out our account opening page at https://www.primewayfcu.com/loan-applications. We can't wait to help you become part of our vibrant community!

Business Banking & Commercial Services

Merchant Services That Matter

Alongside our loan offerings, we provide essential merchant services tailored for everyday operations. Imagine having a point-of-sale system that allows you to process payments quickly and efficiently whether you're at a bustling market or managing a storefront. Our services help streamline transactions, making it easier for you to focus on what you do best: running your business. Located conveniently at 8878 Barker Cypress Rd Cypress Tx 77433 in Cypress, TX, we're here to partner with you every step of the way. Reach out to us at (713) 799-6200 to learn more about how we can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,785,513, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash quickly, our ATMs provide easy access for withdrawals and balance checks. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Primeway, we're committed to ensuring that all members feel valued and supported in their financial journey. If you're ready to explore what we can do for you or have any questions about our services, don't hesitate to reach out! Call us at (713) 799-6200 or visit us at 8878 Barker Cypress Rd Cypress Tx 77433 during lobby hours Monday through Friday from 9:00 am to 6:00 pm (by appointment only) and Saturday from 9:00 am to 2:00 pm (also by appointment). Let's take the next step together toward achieving your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Primeway, we provide competitive auto loans and vehicle financing options that fit your budget. Our friendly staff will guide you through the process, ensuring you get the best rates available.

Business Banking

If you're an entrepreneur or run a small business, our business banking services include merchant services and business loans designed to help you grow. We understand the unique challenges businesses face, and we're committed to providing support every step of the way.

Credit Cards with Rewards

To help you make the most out of your spending, we offer credit cards with rewards programs. These cards not only give you the flexibility you need but also allow you to earn points on your everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your accounts from anywhere at any time. With features like mobile payments, person-to-person transfers, and electronic statements, accessing your finances has never been easier.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to make it easier with our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your monthly payments, we have solutions tailored just for you.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer personalized banking solutions designed for you. Our checking and savings accounts come with features that make banking simple and accessible. Need a little extra cash? Our personal loans can help you manage unexpected expenses or consolidate debt, giving you peace of mind.

Digital & Online Banking

Accessibility Made Simple

At Primeway, we aim to make banking as straightforward as possible. With all these services available at your fingertips through our online banking platform, managing your finances has never been easier. Join us today and experience the convenience of modern banking!

Key Services

With our online banking platform at https://www.primewayfcu.com/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, our mobile application makes it easy for you to do all this right from your smartphone. You'll have real-time access to your account information anytime, anywhere.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, making it simple and safe to sign documents digitally. Say goodbye to paperwork! Also, you can choose e-statements for quick access to your monthly statements without the clutter of physical mail. If you're a fan of using your phone for payments, you'll love our mobile payments feature. It's quick and secure, allowing you to make purchases directly from your device. Need to send money to a friend? Our person-to-person transfer service lets you do that easily without any hassle.

Financial Strength

Commitment to Growth

With $62,254,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $4,653 in used auto loans and $524,990,033 in total loans and leases.

Growing Membership Base

With a total of 90,194 share accounts, we have built a strong and growing member base that trusts us with their finances. This robust membership is a testament to the confidence placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primeway is your trusted partner. Visit us at 8878 Barker Cypress Rd Cypress Tx 77433 or call (713) 799-6200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $87,243,870 in share certificates and $56,636,177 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,596,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $95,487,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,159 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,060,000 in total auto loans already helping members get on the road. We provide financing for both new and used vehicles, with $67,259,177 allocated for new vehicle loans and $93,825,915 dedicated to used vehicle loans. Whether you're purchasing your first car or upgrading your current ride, our team is here to guide you through the process.

Commercial Loans

For business owners in our community, we have outstanding commercial loans totaling $36,785,513 available to provide the capital needed to grow and expand your business. Our experienced team understands the unique challenges faced by businesses today and is ready to help you navigate your financing options. If you're ready to explore any of these lending opportunities or have questions about refinancing or eligibility options, feel free to give us a call at 713-799-6200 or visit us at 8878 Barker Cypress Rd Cypress Tx 77433 during lobby hours: Monday through Friday from 9:00 AM to 6:00 PM (by appointment only) and Saturday from 9:00 AM to 2:00 PM (by appointment only). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Primeway, we're dedicated to providing our members with the tools they need for success let us help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $30,944,809, making buying or refinancing simple. We offer competitive rates and terms tailored to fit your budget. If you're considering refinancing your existing mortgage or are curious about eligibility options, our loan specialists can provide personalized assistance.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans. Although our total amount currently stands at $0, we're committed to providing resources and support for all your financial needs. If you have questions about how our credit cards can help you manage finances effectively, don't hesitate to reach out.

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Primeway