Primetrust Financial Muncie IN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Primetrust Financial, your trusted partner in banking and financial services since 1935. Nestled in the heart of Muncie, IN, at 5400 N Wheeling Ave, 47304, we take pride in serving our community with dedication and care. With a total membership of over 17,973 individuals, we are more than just a credit union; we are a family focused on helping you achieve your financial goals. At Primetrust Financial, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. With total assets reaching an impressive $240,300,744, and total deposits of $22,390,420, our strong financial foundation allows us to provide you with competitive rates and exceptional service. Our leadership team is committed to your success. Led by CEO Tim Pierce and Board President David Baney, we prioritize transparency and trust in every interaction. We also boast a dedicated staff of 76 employees who are always ready to assist you. Whether you're looking for advice on loans (with over 13,045 loans issued) or exploring options for business financing our knowledgeable team is here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3700 W Bethel Ave, Muncie, IN 47304. You can reach us anytime at 765-289-2148 during our operating hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience how Primetrust Financial can help you navigate your financial journey with confidence! For more information about membership or to open an account online, please visit our website. Let's take this important step together toward securing your financial future!

Branch History & Mission

Our Mission

At Primetrust Financial, our mission extends beyond just providing financial products. We are dedicated to enhancing the lives of those in our community. Our range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we offer tailored solutions including merchant services and business loans. We believe that true financial health comes from education and support. That's why we actively engage in community outreach programs aimed at improving financial literacy among our members. By partnering with local organizations and schools, we help foster a culture of saving and responsible financial management. While members can visit us at 5400 N Wheeling Ave Muncie In 47304, official correspondence should be sent to 3700 W Bethel Ave, Muncie, IN 47304. If you're looking for a credit union that truly cares about your financial well-being and offers personalized service tailored to your needs, look no further than Primetrust Financial. Join us today! Experience firsthand the benefits of being a part of a community-focused credit union where your voice matters. Visit us online at Primetrust Financial or call us at (765) 289-2148 to learn more about membership opportunities or how we can assist you on your financial journey.

Our Story

Located at 5400 N Wheeling Ave, Muncie, IN 47304, our branch has seen remarkable growth since its inception. With total assets reaching $240,300,744, we have consistently focused on meeting the evolving needs of our members. Our dedicated team of 76 employees is committed to delivering exceptional service every day during our lobby hours from Monday to Friday, 9 AM to 5 PM. As we look back on our journey, it's clear that our success is deeply rooted in the values we uphold: community support, transparency, and innovation. We've embraced digital advancements to ensure our members enjoy seamless access to their accounts through online banking and mobile applications. Our commitment to accessibility also includes ADA compliance and providing essential services like ATM availability and drive-thru banking.

Branch Location & Accessibility

Accessibility Features

Getting to us is hassle-free! We offer ample parking right outside our doors and have accessibility features like ramps to ensure everyone can visit comfortably. Our location is fully ADA compliant, so you can feel confident that all members are welcome.

Operating Hours and Services

At Primetrust Financial, we're open Monday through Friday from 9 AM to 5 PM. Our dedicated team is ready to assist with a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and much more. Plus, we provide convenient ATM access for quick cash withdrawals and balance checks. Do you prefer banking on the go? Our online and mobile banking services make it simple to manage your finances from anywhere. And if you need quick service without leaving your car, take advantage of our drive-thru banking option for deposits and withdrawals.

Your Next Step

Ready to explore what we can do for you? We invite you to visit us at Primetrust Financial or give us a call at 765-289-2148. Our friendly staff is eager to assist you with all your banking needs!

Member Eligibility

At Primetrust Financial, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Delaware County, Indiana, you're already eligible to join us. We also extend our membership to family members of existing members, creating an even larger family of support. By joining Primetrust Financial, you'll enjoy personalized banking services tailored just for you, along with access to competitive rates on loans and savings accounts. Ready to take the next step? Opening your account is a breeze! You can find all the details you need about eligibility at http://www.primetrustcu.com/resources/become-a-member. If you have any questions or want to learn more about the benefits of membership, don't hesitate to give us a call at (765) 289-2148. We're here to help you every step of the way!

Business Banking & Commercial Services

At Primetrust Financial, we understand that running a business requires more than just passion; it requires smart financial solutions. That's why we're dedicated to providing the commercial services that help your business thrive. Imagine securing a loan that allows you to invest in new equipment or expand your team these are the kinds of opportunities our loans can create. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $191 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,790,283, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that streamline payment processing for your operations. Picture this: a busy day at your store where every transaction is quick and easy, allowing you to focus on delivering great customer service instead of worrying about payment delays. Visit us at 5400 N Wheeling Ave Muncie In 47304 in Muncie, IN, or call us at (765) 289-2148 to learn how our business banking and commercial services can support your goals today!

Comprehensive List Of Services

Accessibility for All Members

We know that not all members have the same needs when it comes to banking. That's why we also provide shared branch transactions for partner credit union members. You can perform essential functions like deposits and withdrawals at various locations across the network. To learn more about how Primetrust Financial can assist you with all your banking needs or if you have any questions regarding our services, please don't hesitate to reach out at (765) 289-2148. Our friendly team is here to help! Visit us today or check out our website at Primetrust Financial Fcu for more information on how we can support you financially!

Business Banking Services

For entrepreneurs and business owners in the community, we understand the importance of reliable financial services. Our business banking solutions include merchant services and business loans designed to help your enterprise thrive. We are dedicated to supporting local businesses because when they grow, our community flourishes.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to ATM services for cash withdrawals and basic drive-thru banking for quick deposits and simple transactions, we make it easy for you to handle everyday banking tasks without hassle.

Loans Tailored for You

Life can be unpredictable, and sometimes you need extra financial support. That's where our personal loans come in handy. Whether you're consolidating debt or covering unexpected expenses, we provide flexible terms to suit your situation. Plus, our credit cards with rewards can enhance your spending power while offering benefits that work for you.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide various options for checking and savings accounts that help you manage your day-to-day finances. For those considering purchasing a new vehicle, our auto loans and vehicle financing options make it straightforward and affordable to drive away in your dream car. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, we offer mortgage loans tailored to fit your budget.

Digital & Online Banking

Key Features

Imagine being able to check your balance, transfer funds, or pay bills all from the comfort of your home or on the go. Our 24/7 online banking services allow you to do just that! You can quickly view your e-statements whenever you need them, making it easy to keep track of your spending and budgeting. For those who love using their smartphones, our mobile application is available for download, putting banking right in your pocket. Plus, with our mobile payments feature, you can make purchases effortlessly without needing cash or cards. Need to send money to a friend? Our person-to-person transfer service lets you do this quickly and securely. Just a few taps on your phone and you're all set!

Security & Ease of Use

We take your security seriously. While we currently do not support electronic signature authorization, our platform is built with user-friendly features that ensure your information is safe while you enjoy the benefits of online banking. Whether you're checking account balances or making transactions, you'll find it straightforward and intuitive. This means more time for what matters most in life and less time worrying about managing your finances. At Primetrust Financial, we're committed to providing our members with accessible and reliable banking solutions that fit into their busy lives. Join us today at https://www.primetrustcu.com/ and experience the ease of digital banking!

Financial Strength

A Growing Community

We currently serve a strong member base with a total of 39,526 accounts. This number illustrates the trust that our members place in us to handle their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primetrust Financial is your trusted partner. Visit us at 5400 N Wheeling Ave Muncie In 47304 or call (765) 289-2148 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $19,819,218 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,934 in used auto loans and $165,144,837 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $44,676,210 in share certificates and $32,331,429 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $23,371,693, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,412,807 in used vehicle loans and $19,931,993 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible financing options can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $13,790,283 provide the capital needed to grow and expand your operations. We understand the challenges small businesses face and are here to help you succeed. If you're interested in any of our loan offerings or would like to learn more about refinancing options or eligibility criteria, don't hesitate to reach out. You can contact us at 765-289-2148 or visit us at 5400 N Wheeling Ave Muncie In 47304. For more details on becoming a member or applying for a loan online, please check out our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Primetrust Financial be your partner in achieving financial success!

Credit Card Loans

For those looking for additional financial flexibility, we also offer flexible terms on unsecured credit card loans. With a total of $7,666,111 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,047,478, make buying or refinancing simple. We aim to support you through every step of the process, ensuring you have the resources needed for a smooth transaction.

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