Primetrust Financial Muncie IN Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Primetrust Financial, your trusted partner in achieving financial success right here at our branch located at 3700 W Bethel Ave, Muncie, IN 47304. Established in 1935, we have proudly served our community for over eight decades, building a solid foundation of trust and reliability among our 17,973 members. At Primetrust Financial, we understand that every financial journey is unique. That's why we offer a range of personalized services designed to meet the diverse needs of our members. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we are here to help you every step of the way. Our total assets stand strong at $240,300,744, ensuring that we have the resources necessary to support your financial aspirations. Led by our dedicated CEO, Tim Pierce, and Board President, David Baney, our team of 76 employees is committed to providing exceptional service tailored to each member's needs. With a net worth of $23,371,693 and total deposits reaching $22,390,420, you can feel confident knowing that your finances are in good hands. While members can visit us at our branch location for personal banking services like auto loans and credit cards with rewards, official correspondence should be sent to the same address: 3700 W Bethel Ave, Muncie, IN 47304. We invite you to discover how Primetrust Financial can help enhance your financial well-being. Feel free to reach out by calling us at 765-289-2148 or visit our website at Primetrust Financial for more information on membership eligibility and online account applications. Your future starts here!

Branch History & Mission

Community Engagement

Beyond providing financial services, we take pride in giving back to the Muncie community through various outreach programs and partnerships. Whether it's sponsoring local events or collaborating with other organizations, we aim to make a positive impact on those around us. With operating hours from Monday through Friday from 9 AM to 5 PM, we invite you to stop by or give us a call at 765-289-2148. At Primetrust Financial, you're not just another account number; you're part of a family that cares about your financial well-being. Join us today and experience the difference of being a member of Primetrust Financial where your success is our mission! Visit us online at Primetrust Financial for more information on how we can assist you.

Our Growth and Commitment

From our humble beginnings, we have consistently focused on enhancing our services and expanding our offerings. Today, in addition to traditional banking products, we provide online and mobile banking options for convenience. Our commitment also extends to being ADA compliant, ensuring all members can access our services without barriers. Our branch features essential services including an ATM, drive-thru banking for quick transactions, and shared service center options for those who may need assistance with partner credit unions. We are dedicated to creating a member-centric environment where everyone feels valued and understood.

Our Mission

Our mission at Primetrust Financial is simple yet powerful: to provide exceptional financial services that empower our members while fostering community growth. We strive to ensure that everyone has access to the tools they need for financial success whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes. We believe in making banking straightforward and supportive. Located at 3700 W Bethel Ave, Muncie, IN 47304, our branch is easily accessible for our members. We're close to local landmarks that make us part of the vibrant fabric of this community. While you can visit us at this address for all your banking needs, official correspondence should be directed to the same mailing address.

Branch Location & Accessibility

Welcome to Primetrust Financial, your trusted credit union located at 3700 W Bethel Ave in Muncie, IN. This convenient spot is easy to find and situated near popular local landmarks, making it a breeze for you to stop by whether you're running errands or just passing through. Our branch is designed with your needs in mind, providing accessible services for everyone. While members can visit us at our branch address, official correspondence should be sent to the same address: 3700 W Bethel Ave, Muncie, IN 47304. We ensure that all our facilities comply with ADA standards, including ramps and parking spaces for those with disabilities. At Primetrust Financial, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM, giving you plenty of opportunities to come in and speak with one of our friendly staff members. Need to deposit a check or make a quick withdrawal? Take advantage of our drive-thru service or use our ATM available right on-site for added convenience. Our branch also offers shared services for members of partner credit unions, allowing you to conduct basic transactions like deposits and withdrawals easily. With all these features combined, we strive to create a welcoming environment that meets your banking needs efficiently. If you have any questions or need assistance, don't hesitate to call us at 765-289-2148. We look forward to seeing you soon at Primetrust Financial!

Member Eligibility

At Primetrust Financial, we believe that joining our community is more than just opening an account it's becoming part of a family that cares about your financial well-being. Becoming a member is easy! If you live, work, or worship in the Muncie area, you're likely eligible to join us. We welcome individuals from all walks of life and are excited to offer you access to our wide range of financial services designed to help you thrive. You can find more specific eligibility details at this link. To get started, simply visit us at our branch located at 3700 W Bethel Ave Muncie In 47304 or give us a call at (765) 289-2148. Our friendly team is here to guide you through the straightforward account opening process, which you can also explore online by visiting this page. We look forward to welcoming you into the Primetrust Financial family and helping you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $191 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,790,283, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance cash flow management. Imagine being able to process payments quickly and efficiently, giving you more time to focus on what really matters growing your business. Our services are tailored to meet your needs, whether you're a small shop or a larger enterprise. Located at 3700 W Bethel Ave Muncie In 47304, Muncie, IN IN, we're here to help you take your business to the next level. Call us today at (765) 289-2148 or visit our website at https://www.primetrustcu.com/ for more information!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to help you drive away in the vehicle of your dreams. We work with you to find competitive rates and flexible terms that suit your budget.

Business Banking

Entrepreneurs will find value in our business banking services, which include merchant services and business loans tailored for growth. We aim to support local businesses by providing the necessary tools to thrive in today's market.

Credit Cards with Rewards

Our credit cards come equipped with rewards programs that allow you to earn points on purchases. Whether it's cashback or travel rewards, our credit card options give you added benefits as you spend.

Mortgage Loans & Refinancing

If you're looking to buy a home or refinance your current mortgage, our expert team is ready to assist you with personalized advice on mortgage loans. We guide you through the process from application to closing, ensuring you understand all your options.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make banking easier. You can enjoy the convenience of online and mobile banking, allowing you to check your balances, transfer funds, and pay bills anytime, anywhere. Plus, we provide ATM access for quick cash withdrawals, along with basic drive-thru services for deposits and simple transactions.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt management needs, our personal loans can provide the funds necessary to cover costs or consolidate debt. This way, you can simplify your payments and work towards becoming debt-free more effectively.

Shared Branch Services

If you're a member of another participating credit union, don't worry! With our shared branch transactions, you can still perform basic operations like deposits and withdrawals right here at Primetrust Financial. No matter what service you're looking for, our dedicated staff at Primetrust Financial is committed to providing quality assistance. Feel free to reach out via phone at (765) 289-2148 or visit us during operating hours from Monday through Friday from 9 AM to 5 PM. Explore all the ways we can support your financial wellness today! Ready to take the next step? Visit us online at Primetrust Financial Fcu for more information on how we can serve you better!

Digital & Online Banking

Mobile Banking Made Easy

For those on the go, our mobile application is designed to give you quick access to your accounts right from your smartphone. You can easily make person-to-person transfers, so sending money to friends or family is just a tap away. And if you're looking to make purchases quickly, our mobile payments feature allows you to pay securely without fumbling for cash or cards.

Security You Can Trust

Your security is our priority. While we do not currently offer electronic signature authorization, rest assured that all transactions through our online services are protected with advanced security measures. This means you can bank confidently, knowing that your personal information is safe. Our goal at Primetrust Financial is to provide accessible and user-friendly banking solutions tailored to your lifestyle. Whether you're at home or on the move, managing your finances has never been easier! Join us today and experience the freedom of digital banking.

Financial Strength

A Growing Community

The trust placed in us by our members is reflected in our total share accounts: 39,526, showcasing a strong and growing member base that believes in our mission. With net shares available for lending and investments at $0, we are prepared to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primetrust Financial is your trusted partner. Visit us at 3700 W Bethel Ave Muncie In 47304 or call (765) 289-2148 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $19,819,218 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also noteworthy; with $2,934 in used auto loans and $165,144,837 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $44,676,210 in share certificates and $32,331,429 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 70 full-time employees and 6 part-time employees who are always ready to assist you with knowledge and commitment.

Strong Financial Health

With a net worth of $23,371,693, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,412,807 in used vehicle loans and $19,931,993 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $13,790,283 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to helping you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,047,478, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process smoothly.

Refinancing Options

If you're considering refinancing any of your existing loans, we also offer options that may lower your monthly payments or reduce your interest rates. Our team is here to discuss eligibility and find solutions that work for you. We invite you to explore all our loan products further by visiting our website at https://www.primetrustcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Primetrust Financial, we're dedicated to making your financial journey as smooth as possible. Whether it's purchasing a new vehicle or securing a mortgage, let us be your trusted partner in achieving your dreams.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans, which total $7,666,111. These cards come with flexible terms that allow you to manage your finances effectively while earning rewards on your purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that every loan comparison you see is grounded in accurate information from legitimate sources.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback showcases how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*