PrimeTrust Financial Muncie IN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Primetrust Financial, your trusted partner in financial well-being, located at 3230 S Madison St, Muncie, IN 47302. Since our establishment in 1935, we have dedicated ourselves to serving our community with integrity and care. With a total membership of 17,973 and assets exceeding $240 million, we are committed to providing personalized financial solutions that meet the diverse needs of our members. At Primetrust Financial, we believe in building strong relationships with our members. Our experienced team, led by CEO Tim Pierce and Board President David Baney, is here to assist you with a wide range of services, including checking and savings accounts, auto loans, mortgage financing, and more. We proudly hold a net worth of $23,371,693 and have made significant contributions to the local economy through our loan programs, offering over 13,045 loans and leases. Whether you're looking for a reliable place to save or need assistance with financing options, we're here for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3230 S Madison St, Muncie, IN 47302. Our commitment goes beyond just numbers; we strive to make a positive impact in the lives of our members and the broader community. Come discover how Primetrust Financial can help you achieve your financial goals today! Feel free to reach out at 765-289-2148 or explore more about us on our website: Primetrust Financial.

Branch History & Mission

Join Us Today!

As we look ahead, we invite you to become part of our growing family at Primetrust Financial. Experience firsthand the benefits of being a member of a community-focused credit union that truly cares about your financial well-being. Visit us during our operating hours (M-F 9-5) or give us a call at (765) 289-2148 to learn more about how we can help you on your financial journey. Together, let's build a brighter future for you and your family!

Our Journey

From our humble beginnings at 3230 S Madison St, we have continuously evolved to meet the needs of our members. Our commitment to local families and businesses has fueled our growth and shaped who we are today. As we expanded our services, we embraced modern banking technologies while ensuring accessibility for everyone. We're proud to provide features such as online banking, mobile payments, and an ATM available for your convenience, along with drive-thru service for quick transactions.

Our Mission

At Primetrust Financial, our mission is simple: to empower our members through financial education and access to affordable products that foster economic growth. We believe that everyone deserves the opportunity to achieve their financial goals. This is why we offer a range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We also take pride in being active participants in our community. We engage in partnerships and outreach efforts aimed at uplifting those around us whether through educational workshops or supporting local initiatives that make a difference. While members can visit us at 3230 S Madison St Muncie In 47302, official correspondence should be sent to 3230 S Madison St, Muncie, IN 47302 if it differs from our branch address.

Branch Location & Accessibility

Welcome to Primetrust Financial, conveniently located at 3230 S Madison St, Muncie, IN 47302. Our branch sits in the heart of Muncie, making it easy for you to stop by and take care of your banking needs. Whether you're running errands or simply exploring the area, we're just a stone's throw away from local landmarks like the historic Muncie Civic Theatre and the bustling Minnetrista Cultural Center. At Primetrust Financial, we understand that accessibility is important. Our location features ample parking and is equipped with ADA-compliant facilities, ensuring that everyone can easily access our services. If you prefer to handle your banking from the comfort of your vehicle, take advantage of our drive-thru service for quick deposits and withdrawals. We're here for you during convenient hours Monday through Friday from 9 AM to 5 PM so you can visit us when it suits your schedule best. If you have any questions or need assistance, feel free to give us a call at 765-289-2148. In addition to traditional banking services such as checking and savings accounts, we also offer auto loans, mortgage options, credit cards with rewards, and business banking services. Plus, with ATM availability on-site and shared service center options, you're covered for all your banking transactions. While members can visit us at 3230 S Madison St, official correspondence should be sent to the same address. We look forward to welcoming you to our branch! Come in today and discover how we can help you achieve your financial goals.

Member Eligibility

At Primetrust Financial, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Muncie area, you're likely eligible to join our family. Additionally, if you have a relative who's already a member, that can pave your way to becoming one too! We're here to offer you not just banking services but also a community that cares about your financial well-being. For more details on eligibility criteria, feel free to check out this resource. Once you know you're eligible, opening an account at Primetrust Financial is a breeze! Just visit us at 3230 S Madison St Muncie In 47302 or reach out at (765) 289-2148 for assistance. You can also start the process online by following this link: Account Opening. Join us today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Merchant Services

Imagine a local café that wants to accept credit cards but worries about complicated setups. At Primetrust Financial, we provide merchant services that simplify payment processing, allowing you to focus on serving your customers rather than navigating technical hurdles. Our solutions are tailored to fit your needs, making transactions smoother and more efficient. Join us at Primetrust Financial, located at 3230 S Madison St Muncie In 47302 in Muncie, IN, and let's take your business to the next level together! For more information, give us a call at (765) 289-2148.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $191 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,790,283, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, Business Banking services are essential in fostering growth and success. From Merchant Services that simplify transactions to various Business Loans, we have tools that can help take your business further.

Call Us Today!

With so many options available, we encourage you to explore how Primetrust Financial can assist you in achieving your financial goals. For more information about any of our services or to speak with a member of our team, feel free to call us at (765) 289-2148 or visit our website at Primetrust Financial Fcu. We look forward to serving you!

Convenient Access Points

To ensure that accessing your funds is convenient, we provide ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals. If you're part of another credit union, take advantage of our basic shared branch transactions for easy deposits and withdrawals.

Credit Cards and Rewards

We also understand that managing daily expenses is important. Our Credit Cards with Rewards allow you to earn points on every purchase, making it easier for you to enjoy benefits while spending wisely.

Personal Banking Solutions

Whether you're starting your first savings account or looking for a reliable checking option, we offer Personal Banking solutions that cater to all stages of life. Our checking and savings accounts are crafted to help you manage your finances easily. Imagine having the flexibility to access your money anytime through our Online & Mobile Banking services. You can check balances, make transfers, and pay bills right from your smartphone or computer. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options provide competitive rates to get you on the road without breaking the bank. Additionally, if homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process with ease. For those unexpected expenses or planned projects, our Personal Loans & Debt Consolidation offerings are designed to help you achieve financial peace of mind.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a few taps away. Plus, with e-statements available, you can reduce paper clutter and access your statements instantly whenever you need them. Security is always a priority for us. While we do not currently offer electronic signature authorization for documents, we employ advanced security measures to protect your personal information during all transactions. We also know how important it is to have quick access to funds. That's why our mobile payments feature allows you to make purchases directly from your account without needing cash or cards on hand. Just use our app and enjoy hassle-free transactions wherever you are. In short, Primetrust Financial provides an easy-to-use online banking experience tailored to meet the needs of our members. From everyday banking tasks to more complex financial management, we're here to support you every step of the way!

Financial Strength

A Solid Foundation

With a net worth of $23,371,693, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With total share accounts reaching 39,526, it's clear that more people are trusting Primetrust Financial with their finances. This growing member base speaks volumes about our commitment to meeting your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primetrust Financial is your trusted partner. Visit us at 3230 S Madison St Muncie In 47302 or call (765) 289-2148 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $44,676,210 in share certificates and $32,331,429 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 6 part-time employees who are dedicated to providing exceptional service at every turn.

Reinvesting for Growth

With $19,819,218 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is also reflected in our lending capacity; with $2,934 in used auto loans and $165,144,837 in total loans and leases, we're here to help you achieve your dreams whether it's purchasing a vehicle or expanding your business.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,412,807 in used vehicle loans and $19,931,993 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $13,790,283 provide the capital needed to grow and expand. We understand that businesses have unique challenges, and we're dedicated to supporting local enterprises with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,047,478, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, we have options available that might suit your needs. It's worth exploring how refinancing could help lower your monthly payments or free up cash for other priorities. Our knowledgeable staff at Primetrust Financial, located at 3230 S Madison St Muncie In 47302, Muncie, IN IN, is ready to assist you with any questions you may have about our loan products. You can reach us at (765) 289-2148 during our operating hours from Monday to Friday, 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and take the first step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $7,666,111 in loans helping members manage their finances effectively, you can enjoy convenience and rewards while keeping your spending within control.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers that reflect the true lending landscape. By partnering with trusted financial entities, LendMesh guarantees that all loan comparisons are based on verified data.