Primesource Credit Union Spokane WA | Affordable Auto Loans & Low Mortgage Rates

Introduction

At Primesource Credit Union, we understand that financial services should be both accessible and personal. Established in 1935, our branch, located at 9707 N Nevada St, Spokane, WA 99218, has been a cornerstone of the community for over eight decades. With a strong commitment to our members, we proudly serve 6,814 individuals, providing them with tailored financial solutions designed to meet their unique needs. As of now, we boast total assets of $94,172,260 and total deposits amounting to $4,255,068. Our focus is on empowering members through various services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We've facilitated 4,427 loans to help our members achieve their financial goals. While you can visit us at our branch for all your banking needs, please direct any official correspondence to our mailing address: P O Box 48275, Spokane, WA 99228. Our dedicated team of 18 employees, led by CEO Annettee Babb and Board President Clint Price, is here to ensure you receive the best possible service. With a net worth of $11,321,969 and cash in hand totaling $367,835, we are financially sound and ready to support our members' aspirations. We invite you to explore the benefits of membership at Primesource Credit Union by visiting our website at primesourcecu.org or calling us at 509-838-6157. Experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

At Primesource Credit Union, our story began in 1935, rooted in a vision to provide accessible financial services to our community in Spokane, WA. Over the decades, we have grown and adapted, always keeping our members' needs at the forefront of everything we do. Today, with a proud membership of over 6,800 individuals, we stand as a trusted partner for financial success and community support. Located at 9707 N Nevada St, Spokane, WA 99218, our branch is easily accessible and close to local landmarks that make it a convenient stop for all your banking needs. While members can visit us at this location, official correspondence should be sent to P O Box 48275, Spokane, WA 99228. Our mission is clear: to empower our members through exceptional financial services while fostering a sense of community. We understand that each member's journey is unique; therefore, we offer a wide array of products tailored to fit different life stages and goals. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are here to help you navigate your financial path. In addition to our core services, Primesource Credit Union embraces technology to enhance member experience. With online banking capabilities, mobile applications for easy access on-the-go, and an ATM available for quick cash withdrawals or balance checks, we strive to make banking simple and efficient. Our drive-thru service adds another layer of convenience for those busy days when you need fast transactions without stepping inside. As part of our commitment to the community, we actively engage in outreach programs that support local initiatives and partnerships aimed at making Spokane a better place for everyone. We believe in giving back because when our community thrives, so do our members. Primesource Credit Union also meets ADA compliance standards ensuring that all members can access our services comfortably. Our dedicated team works diligently to create an inclusive environment where everyone feels welcome. We invite you to join us on this journey toward financial wellness. Experience the difference that comes from being part of a credit union that truly cares about its members and their future. For more information or to become a member today, please call us at 509-838-6157 or visit our website at Primesource Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

While visiting Primesource Credit Union, you'll notice that we are just a short drive from popular spots like the NorthTown Mall and the Spokane Valley Mall. Our location ensures that you can stop by on your way to run errands or enjoy a day out shopping. Plus, with ample parking available right outside our doors, accessing our services has never been easier.

Operating Hours and Contact Information

We're here for you Monday through Friday from 9:00 am to 5:00 pm. If you have any questions or need assistance outside of these hours, feel free to reach out to us at 509-838-6157. We're committed to helping you navigate your financial journey.

Services Tailored for You

Our branch offers a variety of banking services designed with your needs in mind. From personal banking options such as checking and savings accounts to auto loans and mortgage financing, we strive to provide solutions that fit every lifestyle. Need to withdraw cash? Enjoy our ATM services available on-site, or take advantage of our drive-thru banking for quick deposits and withdrawals all without leaving your car.

Your Visit Matters!

At Primesource, we take pride in offering a welcoming environment where everyone can feel at home. Whether you're an existing member or considering joining our community, we invite you to visit us soon! While official correspondence should be sent to P O Box 48275, Spokane, WA 99228, we encourage you to experience our friendly service firsthand at our branch. Come see how Primesource Credit Union can help you achieve your financial goals today!

Member Eligibility

At Primesource, becoming a member feels like joining a family where your financial well-being is our priority. If you're looking to unlock a world of personalized banking services, eligibility is simple and welcoming. You can become a member if you live, work, worship, or attend school in the Spokane area, or if you have an immediate family member who is already part of our credit union. This means that whether you're just starting out or are well-established, we're here to support you with tailored financial solutions. Joining us comes with numerous benefits, including competitive loan rates and access to exclusive member services that truly make banking easier and more rewarding. To get started on your journey towards membership at Primesource, simply visit us at our branch located at 9707 N Nevada St Spokane Wa 99218 or give us a call at (509) 838-6157. For detailed eligibility criteria, feel free to check out our website at https://www.primesourcecu.org/membership/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services allow you to accept payments easily, manage transactions efficiently, and enhance customer experiences. Imagine running your operations smoothly while providing your customers with multiple payment options this is what we strive to offer at Primesource. Visit us at 9707 N Nevada St Spokane Wa 99218 in Spokane, WA or call us at (509) 838-6157 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For our business members, we have tailored services like merchant services and business loans to support your entrepreneurial journey. Running a business comes with its own set of challenges, but with the right financial tools at your disposal, you can focus on what really matters growing your business.

Convenient Access

Our commitment to convenience doesn't stop there. With ATM and cash withdrawal services available, as well as basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier. You can quickly handle simple transactions without stepping inside the branch. At Primesource, we understand that everyone's financial journey is different. That's why we strive to provide personalized service in every interaction. Whether you're visiting us in person or using our online banking features, we are here for you every step of the way. Ready to explore how we can assist you further? Don't hesitate to reach out at (509) 838-6157 or visit us online at Primesource Credit Union. Let's work together towards achieving your financial goals!

Loans and Debt Solutions

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. These services can help you tackle financial challenges head-on, giving you the peace of mind you deserve. And for those looking to build their credit, our credit cards come with rewarding benefits that make every purchase count.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having easy access to your funds through online and mobile banking options. You can manage your accounts from anywhere, making life just a bit easier. Need help with vehicle financing? Our auto loans offer competitive rates that can help you get behind the wheel of your dream car without stretching your budget. We also provide mortgage loans and refinancing options for those ready to buy their first home or refinance their existing mortgage.

Digital & Online Banking

Convenient Online Banking

Our 24/7 online banking services allow you to check your account balances, pay bills, and transfer funds with just a few clicks. You no longer have to worry about making it to the bank during business hours; everything is available right at your fingertips. Plus, with our electronic signature authorization, signing documents is quick and hassle-free.

Mobile Application & Person-to-Person Transfers

For those who prefer banking on the go, our mobile application provides all the tools you need in one convenient place. Whether you're sending money to friends or family through our person-to-person transfer feature or checking your latest transactions, you'll find that managing your money has never been easier.

Real-Time Account Management

Stay on top of your finances with features like e-statements, which are not only eco-friendly but also help you keep track of your spending in real-time. You can access your statements whenever you need them without waiting for them to arrive in the mail.

Security First

Your safety is our priority. At Primesource, we use advanced security measures to protect your information while you bank online. You can have peace of mind knowing that your personal data is safe with us as you navigate through our user-friendly digital services. Experience the convenience and efficiency of digital banking today at Primesource! With features designed for ease-of-use and accessibility, managing your finances has never been more straightforward.

Financial Strength

A Solid Foundation

With a net worth of $11,321,969, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We believe that our success comes from our strong member base. With a total of 12,438 share and deposit accounts, it's clear that many trust us with their finances. Net Shares available for lending and investments stand at $87,271, which further reinforces our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primesource is your trusted partner. Visit us at 9707 N Nevada St Spokane Wa 99218 or call (509) 838-6157 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $22,639,339 in share certificates and $13,237,061 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,421,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 18 full-time employees ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Future

With $9,606,966 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity, with $2,468 in used auto loans and $58,243,780 in total loans and leases available.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,134,039 in used vehicle loans and $9,912,038 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options tailored for you.

Credit Lines

For additional flexibility in managing your finances, we provide credit lines totaling $8,000,000. This can be an excellent resource for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or are unsure about your eligibility for our products, our team is here to help. We can provide detailed information about the refinancing process and help assess your options based on your financial situation. At Primesource Credit Union in Spokane, WA, we are dedicated to supporting our members' financial journeys with transparency and straightforward solutions. For more information about our loan offerings or to discuss which product might be right for you, please give us a call at 509-838-6157 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,381,519, make buying or refinancing simple. We can guide you through the process and provide information on eligibility options to ensure you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,303,213 in loans helping members manage their finances effectively. This option is ideal for those who need access to funds without tying them up in collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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