Primesource Credit Union Spokane WA | Best Auto Loans & Business Banking

Introduction

Welcome to Primesource Credit Union, your trusted financial partner located at 428 E 3Rd Ave, Spokane, WA 99202. Since our establishment in 1935, we have proudly served a growing community of over 6,800 members, helping them achieve their financial goals. Our commitment to providing personalized service and community support sets us apart in the financial landscape. At Primesource, we understand that managing finances can be challenging. That's why we're here to offer a variety of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgages. With total assets of $94,172,260 and total deposits reaching $4,255,068, we are well-equipped to help you navigate your financial journey with confidence. While members can visit us at our branch for face-to-face assistance or use our convenient drive-thru service for quick transactions, official correspondence should be sent to our mailing address: P O Box 48275, Spokane, WA 99228. Under the leadership of CEO Annettee Babb and Board President Clint Price, our team of 18 dedicated employees strives to foster a welcoming environment where every member feels valued. We take pride in maintaining a strong net worth of $11,321,969, ensuring stability and security for all who choose us as their financial institution. Whether you're looking for a new vehicle loan or planning for your future with mortgage financing, Primesource Credit Union is here to assist you every step of the way. Visit us today or call us at 509-838-6157 to learn more about how we can support your financial aspirations!

Branch History & Mission

Community Engagement

We understand that true success lies in how well we serve our community beyond banking services. That's why we actively engage in outreach efforts aimed at making Spokane an even better place to live and work. From supporting local charities to hosting financial literacy workshops, we strive to make a positive impact every day.

Join Us

We invite you to become part of the Primesource family! Experience firsthand the benefits of membership that include competitive rates on loans and deposits, personalized service from our dedicated staff, and access to modern banking tools like online banking and mobile applications. Discover how Primesource Credit Union can support your financial journey today! For more information or to reach out directly, please call us at 509-838-6157 or visit our website at www.primesourcecu.org. Together, let's build a brighter future for our community!

Our Evolution

From our first days in 1935, Primesource has been dedicated to meeting the needs of our members. Over the years, we've expanded our services and offerings while maintaining the personal touch that sets us apart. Today, we proudly manage total assets of $94,172,260 and provide a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our branch is designed with accessibility in mind. While we do not have ATM services available at this location, we offer drive-thru banking for convenient deposits and withdrawals. Additionally, our operating hours are tailored to fit your busy schedule open from 9:00 AM to 5:00 PM Monday through Friday.

Our Mission

At Primesource Credit Union, our mission is clear: to improve the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through responsible lending practices and providing educational resources that help them make informed financial decisions. We pride ourselves on being more than just a financial institution; we are committed to supporting local initiatives and partnerships that enrich the lives of those around us. While members can visit us at 428 E 3Rd Ave, official correspondence should be sent to P O Box 48275, Spokane, WA 99228. This ensures that all communication is handled efficiently and effectively.

Branch Location & Accessibility

Call to Action

We invite you to come see what makes Primesource Credit Union a trusted choice in Spokane! Give us a call at 509-838-6157 if you have any questions or need assistance before visiting. We look forward to welcoming you soon!

Operating Hours

We know your time is valuable! That's why our lobby hours are convenient and welcoming: Monday through Friday from 9:00 am to 5:00 pm. Feel free to drop by during these times to speak with one of our friendly staff members who are always ready to assist you with personal banking needs like checking and savings accounts or vehicle financing options.

Parking and Accessibility

At Primesource, we prioritize accessibility for all our members. Our branch features ample parking space, making it easy for you to pop in during your busy day. We are fully ADA compliant, with ramps and wide entrances to accommodate everyone. Whether you prefer coming inside or utilizing our drive-thru service for quick deposits and withdrawals, we've got you covered.

Services Offered

At Primesource Credit Union, we offer a range of services tailored just for you! From auto loans and mortgage refinancing to credit cards with rewards, there's something for everyone. Although we currently do not have ATM services available at this branch, our drive-thru allows for basic transactions such as deposits and withdrawals.

Member Eligibility

Becoming a member of Primesource is like joining a family where your financial needs are understood and prioritized. If you live, work, or worship in the Spokane area, you're already on the right track to enjoying the benefits that come with membership. We welcome individuals from various backgrounds and are excited to support your financial journey, whether you're opening your first savings account or seeking a loan for your next adventure. To find out more about the specific eligibility criteria, feel free to check out our detailed information at https://www.primesourcecu.org/membership/. Opening an account is a breeze! Just visit us at our branch located at 428 E 3Rd Ave Spokane Wa 99202 or give us a call at (509) 838-6157 during our operating hours. Our friendly staff is ready to guide you through the process and answer any questions you might have. Join us today and experience the difference that being part of Primesource can make in your life!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly while handling payments effortlessly. Our merchant services are here to simplify your transactions, whether you're operating a retail store or providing a service. Accepting payments becomes seamless, allowing you more time to focus on what truly matters growing your business. Located at 428 E 3Rd Ave Spokane Wa 99202 in Spokane, WA, we invite you to explore how our tailored financial solutions can help you thrive. For more information or to get started, give us a call at (509) 838-6157. Together, let's pave the way for your business success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make that dream a reality. We offer competitive rates and flexible terms so you can drive away in the vehicle you've always wanted without breaking the bank. Picture yourself hitting the road with affordable monthly payments that fit comfortably within your budget.

Basic Drive-Thru Banking

Lastly, if you prefer face-to-face service without stepping inside the branch, take advantage of our Basic Drive-Thru Banking options where you can complete deposits, withdrawals, and simple transactions quickly and efficiently. We invite you to visit us at Primesource Credit Union in Spokane or call us at 509-838-6157 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. Explore all these services and more by visiting our website at Primesource Credit Union. Your financial goals are important to us; let us help you achieve them!

Business Banking

For our entrepreneurial members, we provide tailored Business Banking solutions including merchant services and business loans. We know how vital it is for local businesses to have access to resources that support growth and success. From funding new ventures to managing cash flow, we're here to support your business journey.

Credit Cards with Rewards

Our Credit Cards with Rewards program adds extra value to your everyday purchases. Imagine earning points for each dollar spent points that can be redeemed for travel, gifts, or cash back. It's an easy way to make your spending work harder for you while enjoying all the benefits of being a member.

Mortgage Loans & Refinancing

When it comes time to buy a home or refinance an existing mortgage, Primesource Credit Union has your back with comprehensive Mortgage Loans & Refinancing services. We understand that homeownership is a significant milestone, which is why we strive to provide personalized guidance throughout the entire process helping you find the right solution for your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking services, managing your finances has never been easier. Access your accounts from anywhere at any time, whether you're at home or on the go.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts designed for your convenience. Imagine easily accessing your funds online or through our mobile app whenever you need them. Our intuitive digital banking features allow you to check balances, transfer funds, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're looking to tackle unexpected expenses or consolidate debt, our Personal Loans & Debt Consolidation services can offer relief. We work closely with members to create loan packages that suit their individual needs. By combining multiple debts into one manageable payment, you can simplify your finances and reduce stress.

Digital & Online Banking

Key Services

With just a few clicks on our website, accessible at https://www.primesourcecu.org/, you can check balances, transfer funds, and pay bills right from your computer or mobile device. Our online banking platform prioritizes user-friendliness, ensuring that even those new to technology can navigate effortlessly. Need to sign important documents? Our electronic signature authorization feature allows you to do this securely from anywhere, saving you time and hassle. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your finances more efficiently.

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application offers all the features you need at your fingertips. You can easily send money through person-to-person transfers or manage your accounts with just a few taps. Although mobile payments aren't currently available, our app ensures that managing your finances is still simple and secure.

Security First

We take security seriously at Primesource. Your data is protected with robust measures so you can bank confidently. With real-time account management features, you'll always be in control of your finances without the worry of unauthorized access. In today's fast-paced world, having reliable digital banking options makes life easier. Join us at Primesource for a banking experience that's not only convenient but also tailored to meet your needs!

Financial Strength

Committed Team

We also take pride in having 18 full-time employees and 0 part-time employees dedicated to ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share Accounts at 12,438 show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $87,271, further indicating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primesource is your trusted partner. Visit us at 428 E 3Rd Ave Spokane Wa 99202 or call (509) 838-6157 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $9,606,966 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $2,468 in used auto loans and $58,243,780 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $22,639,339 in share certificates and $13,237,061 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,421,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundations

With a net worth of $11,321,969, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,134,039 in used vehicle loans and $9,912,038 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can fit your budget.

Credit Lines

For those who need a little extra flexibility, our total credit lines amount to $8,000,000. These lines of credit provide quick access to funds whenever you need them without the hassle of reapplying for a loan. At Primesource, we're committed to helping our members navigate their financial journeys smoothly. If you're interested in refinancing options or eligibility criteria for any of our products, please don't hesitate to ask! We're here to provide clarity and support tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your possibilities with us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,381,519, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $1,303,213 in loans helping members manage their finances effectively. Enjoy the convenience of having a safety net while building your credit score.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers, eliminating any guesswork in the decision-making process.

Primesource