Primesource Credit Union Spokane Valley WA | Best Auto Loans & Business Banking

Introduction

Welcome to Primesource Credit Union, where your financial well-being is our top priority! Located at 9208 E Sprague Ave, Spokane Valley, WA 99206, we've been serving our community since 1935. With a total membership of over 6,800 people, we pride ourselves on being more than just a financial institution; we're a dedicated partner in achieving your financial goals. At Primesource, we understand that each member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and even business banking solutions. Our total assets amount to an impressive $94,172,260, which allows us to support our members effectively. With $4,255,068 in total deposits and 4,427 loans and leases issued, we're committed to helping you navigate your financial journey with confidence. Our CEO, Annettee Babb, along with Board President Clint Price, leads a team of 18 dedicated employees who are here to assist you. Whether you prefer visiting us in person or using our online services like mobile banking and electronic statements we're here for you every step of the way. For any inquiries or assistance, don't hesitate to reach out at 509-838-6157 or visit us online at www.primesourcecu.org. And while members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 9208 E. Sprague Avenue, Spokane, WA 99206. Join us today and experience the Primesource difference where your trust is valued and your financial success is our mission!

Branch History & Mission

Community Engagement

Our dedication extends beyond just banking; we actively engage with local organizations and charities to support initiatives that uplift our community. Whether it's sponsoring local events or partnering with schools for educational programs, Primesource is committed to making a positive impact right here at home. While members can visit us at 9208 E Sprague Ave for all their banking needs, official correspondence should be sent to our mailing address at 9208 E. Sprague Avenue, Spokane, WA 99206.

Join Us Today!

As we look towards the future, we invite you to join the Primesource family. Experience personalized service from our friendly team and discover how we can help you achieve your financial goals. Contact us at 509-838-6157 or visit us online at Primesource Credit Union to learn more about membership eligibility and the benefits awaiting you. Together, let's build a brighter financial future!

Our Mission

At Primesource Credit Union, our mission is clear: we strive to empower our members financially while fostering a sense of belonging within our community. We believe that everyone deserves access to fair and affordable financial services. This is why we prioritize not just exceptional service but also initiatives that give back to Spokane Valley through various outreach programs. We understand that in today's fast-paced world, convenience matters. That's why we offer digital banking options alongside traditional services like drive-thru banking and ATM availability for easy access to your funds whenever you need them.

Branch Location & Accessibility

Accessibility and Features

At Primesource Credit Union, we prioritize convenience and accessibility for all our members. Our branch features ADA-compliant facilities, including ramps for easier entry and exit. Parking is available right outside the building, making it simple for you to pop in for your banking needs. For those on the go, we offer a drive-thru service for quick deposits and withdrawals. Plus, our ATM is available around the clock for cash withdrawals and balance inquiries.

Connect with Us

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 509-838-6157. We invite you to stop by our branch at Primesource Credit Union today we're excited to help you achieve your financial dreams!

Operating Hours

Our doors are open from 9:00 am to 5:00 pm Monday through Friday, providing ample time during the week for you to visit us. We understand that life can get busy, so we're here when you need us most!

Services Offered

At Primesource Credit Union, we provide a variety of personal banking services tailored to meet your financial goals. From checking and savings accounts to auto loans and credit cards with rewards our offerings are designed with you in mind. If you're considering business banking options, we also have merchant services and business loans available.

Member Eligibility

At Primesource, becoming a member is like joining a welcoming family that truly cares about your financial well-being. We're excited to invite you to explore membership, where you'll find personalized services tailored just for you. To become a member, you should meet certain criteria, which primarily include living, working, or attending school in the Spokane Valley area. This means if you're part of our vibrant community, you're likely eligible! For specific details on eligibility and any updates, feel free to visit our website at https://www.primesourcecu.org/membership/. Joining us is straightforward and designed with your convenience in mind. You can open an account easily by reaching out to us at (509) 838-6157 or visiting us directly at our branch located at 9208 E Sprague Ave Spokane Valley Wa 99206. Our friendly team is here to assist you every step of the way. We can't wait for you to experience the many benefits of being part of Primesource, where your financial goals are our priority!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner to handle your transactions smoothly. Our merchant services provide you with the tools needed to accept payments efficiently, whether online or in-store. This means less time worrying about cash flow and more time focusing on what truly matters growing your business. Located at 9208 E Sprague Ave Spokane Valley Wa 99206 in Spokane Valley, WA, we're here to help you every step of the way. If you're ready to take your business to the next level, contact us today at (509) 838-6157!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions for Growth

For local business owners, our Business Banking services include Merchant Services and Business Loans that can help take your venture to the next level. We know how challenging it can be to manage finances while focusing on growth, so we're here to support you every step of the way.

Convenient Access Anytime

When it comes to accessing cash or making deposits, we offer convenient ATM & Cash Withdrawal Services, along with Basic Drive-Thru Banking for quick transactions like deposits and withdrawals. These features ensure that managing your finances is hassle-free and efficient.

Financing Your Dreams

If you're looking to purchase a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing options could be just what you need. With competitive rates and personalized service, we help make those dreams a reality. For those considering home ownership, our Mortgage Loans & Refinancing services offer various choices tailored to fit different budgets and lifestyles.

Join Our Community

At Primesource, we're proud of the community we've built since opening in 1935. Our commitment extends beyond just providing services; we genuinely care about helping each member achieve their financial goals. If you're interested in becoming part of this community or have questions about any of our offerings, don't hesitate to reach out! You can call us at (509) 838-6157 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. Visit us online at Primesource Credit Union for more details about how we can serve you better. We're excited to help you navigate your financial journey!

Personal Banking Made Easy

Whether you are opening your first checking account or saving for a big purchase, our Personal Banking services include both Checking & Savings Accounts that provide flexibility and convenience. Imagine having easy access to your funds, no matter where you are, thanks to our Online & Mobile Banking options. You can check balances, transfer money, and even pay bills right from your smartphone or computer.

Support When You Need It

Life can throw unexpected expenses your way; that's where our Personal Loans & Debt Consolidation come into play. We aim to provide solutions that ease your financial burden and help you get back on track. Plus, if you're looking for rewards on your everyday purchases, consider our Credit Cards with Rewards, giving you more value every time you swipe.

Digital & Online Banking

Accessibility & Security

At Primesource, we prioritize both accessibility and security. Our online banking system is equipped with advanced security features to protect your financial information. You can bank confidently knowing that we've taken steps to safeguard your data. In summary, whether you're looking to check your balance or make a quick payment on the go, our digital banking services provide everything you need for real-time account management and peace of mind. Join us today and experience the ease of banking at Primesource!

Key Features

With our 24/7 Online Banking Services, you can check balances, transfer funds, and pay bills at your convenience without needing to visit a branch. Our platform is user-friendly and secure, ensuring that your personal information remains protected while you manage your accounts. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send funds directly to friends or family with just a few taps on your mobile device. Plus, with our Mobile Application, you can carry the bank right in your pocket. Whether you're out shopping or relaxing at home, your account is just a click away. For those who prefer going paperless, we offer E-Statements, making it easy for you to view and manage your statements digitally. You can also utilize Electronic Signature Authorization, which simplifies document signing without the need for physical paperwork, adding another layer of convenience.

Financial Strength

Commitment to Growth

With $9,606,966 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,468 in used auto loans and $58,243,780 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 12,438, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $87,271. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primesource is your trusted partner. Visit us at 9208 E Sprague Ave Spokane Valley Wa 99206 or call (509) 838-6157 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-$293,360 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $22,639,339 in share certificates and $13,237,061 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,421,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,321,969, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,134,039 in used vehicle loans and $9,912,038 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that fit your budget, making it easier for you to drive away in your dream vehicle.

Credit Lines

In addition to our traditional loans, we provide access to credit lines totaling $8,000,000. This option is perfect for those who want flexibility and easy access to funds when needed. At Primesource, our goal is to empower you with financial solutions that work for your lifestyle. Don't hesitate to reach out if you're interested in refinancing options or have questions about eligibility our team is here to help! For more information about our loan products and services, visit us online or stop by our branch today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,381,519, make buying or refinancing simple. We can guide you through the process and help you understand your eligibility options, ensuring a smooth experience whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,303,213 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that let you earn as you spend.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By pulling information straight from legitimate financial institutions, LendMesh guarantees that the data you see is both current and accurate.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from recognized financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so that you can trust the comparisons. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PRIMESOURCE CREDIT UNION - Spokane Valley, WA

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