Prime Financial Milwaukee WI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Prime Financial Credit Union, your trusted financial partner nestled in the heart of Milwaukee at 4878 N Swan Rd, WI 53225. Established in 1923, we have proudly served our community for over 100 years, growing alongside our members and adapting to their needs. With a strong membership base of 16,482 individuals, we are dedicated to providing top-notch financial services that empower our members and strengthen our community. At Prime Financial, we understand that navigating financial decisions can be challenging. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. Our total assets amount to an impressive $150,626,821, ensuring that we have the resources to support your financial goals effectively. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Christine Moczynski and Board President Kelly Martyka, our dedicated staff of 63 employees is here to assist you with personalized service. Whether you visit us in person or connect through our online platforms, we're focused on making your experience as seamless as possible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 5656 S Packard Ave, Cudahy, WI 53110-2657. Feel free to reach out via phone at 414-527-0834 or explore our website at Prime Financial for more information about our offerings. Join us today and discover how Prime Financial Credit Union can help you achieve your financial dreams! We look forward to serving you!

Branch History & Mission

Commitment to Service

As part of our ongoing commitment to serve you better, we have embraced digital advancements that allow for ease of access while ensuring ADA compliance. Members can take advantage of online banking features, mobile payments, and e-statements making managing finances easier than ever before. In addition to these digital offerings, we also provide traditional services such as drive-thru banking for quick transactions and shared service center availability for members who may need assistance from partner credit unions. Our friendly staff is always ready to help you navigate your financial journey.

Join Us

We invite you to experience the benefits of becoming a member of Prime Financial Credit Union. Whether you're looking for straightforward banking solutions or seeking guidance on loans and investments, our team is here for you every step of the way. Reach out today at 414-527-0834 or visit us online at Prime Financial to learn more about how we can help you achieve your financial goals. Join us in building a brighter future together!

Our Mission

At Prime Financial, our mission is clear: to provide accessible and trustworthy financial services that empower our members while actively supporting the community around us. We understand that financial well-being is essential for personal growth and community development. That's why we offer a range of services tailored to meet the diverse needs of our members whether it's personal banking options like checking and savings accounts or loans for vehicles and homes. Our dedication goes beyond banking. We strive to make a positive impact through various outreach efforts and partnerships within the community. By working together with local organizations, we aim to uplift those in need and foster a spirit of cooperation among residents.

Branch Location & Accessibility

Welcome to Prime Financial Credit Union, your friendly neighborhood banking partner located at 4878 N Swan Rd in Milwaukee, WI. Nestled in the heart of Milwaukee County, our branch is easily accessible and conveniently positioned near local landmarks, making it a great stop for all your banking needs. Whether you're on your way to nearby shopping areas or enjoying a day out in the community, we invite you to drop by and see what we have to offer. At Prime Financial, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably access our services. We also provide ample parking space, so you can visit us without any hassle. Our operating hours are designed with your convenience in mind. We're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. For those who prefer drive-thru banking, we offer extended hours: Monday from 8 AM to 5 PM, Tuesday and Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 6 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. This flexibility ensures that you can manage your finances on your schedule. While members can visit us at our physical location for services like personal banking, auto loans, mortgages, and more, please note that official correspondence should be sent to our mailing address at 5656 S Packard Ave in Cudahy, WI. If you have any questions or need assistance before visiting us, feel free to call us at 414-527-0834. We're here to help! So why not come by today? We look forward to welcoming you into the Prime Financial family!

Member Eligibility

Joining the Prime Financial family means becoming part of a supportive community that values your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria, which primarily include living or working in the local area, or having a family member who is already part of our credit union. This makes it easy for most people to join us at our welcoming branch located at 4878 N Swan Rd Milwaukee Wi 53225. We believe everyone deserves access to quality financial services and personalized support, so we strive to keep our membership process simple and inclusive. If you're excited about the benefits of membership, such as competitive rates on loans and savings, plus access to various financial resources tailored just for you, it's time to get started! You can find more details about eligibility by visiting our website at http://www.primefinancialcu.org/connect/become-a-member. When you're ready to open an account, head over to http://www.primefinancialcu.org/apply-for-a-loan/. If you have any questions or need assistance along the way, don't hesitate to give us a call at (414) 527-0834. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions, making it easier for you to serve your customers. Imagine a bustling café where payments flow smoothly our solutions enable quick card processing so you can focus on what you do best: providing great service. Located at 4878 N Swan Rd Milwaukee Wi 53225 in Milwaukee, WI, we're here to help your business thrive. Reach us at (414) 527-0834 to explore how we can assist you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,274,193, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Essentials

For small business owners, Business Banking solutions including merchant services and business loans are available. We understand the challenges of running a business, and we're here to support you with tailored financial solutions that empower growth.

Convenient Digital Access

In today's fast-paced world, having access to your accounts at any time is crucial. That's why we offer robust Online & Mobile Banking features. With just a few clicks on your smartphone or computer, you can check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but have busy schedules, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. Additionally, through our Basic Shared Branch Transactions, members can perform transactions at partner credit unions across the country making banking convenient wherever you are. We invite you to explore all the ways that Prime Financial can assist you in achieving financial wellness. If you're ready to take advantage of these services or have questions about how we can meet your needs, please don't hesitate to reach out at (414) 527-0834. Your financial future starts here!

Financing Your Dreams

When it comes to larger purchases, like a new car or home, Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are here for you. Picture driving off in your dream vehicle or moving into your first home without the stress of complicated financing. Our loan options come with flexible terms and competitive rates, making it easier than ever to make these dreams a reality.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer Personal Banking options that include checking and savings accounts. Imagine having easy access to your funds while enjoying the benefits of low fees and competitive interest rates. Whether you're saving for a vacation or managing monthly expenses, our accounts are designed to fit your lifestyle.

Rewards on Spending

Don't forget about our Credit Cards with Rewards! These cards not only provide convenience but also offer rewards for your everyday purchases. Whether it's cashback or points towards travel, you can enjoy benefits just by using your card.

Simplifying Debt Management

If you're looking to consolidate debt or need extra funds for unexpected expenses, our Personal Loans & Debt Consolidation services can help you regain control. By streamlining payments into one manageable loan, you'll simplify your finances and reduce stress.

Digital & Online Banking

Mobile Convenience at Your Fingertips

Our mobile application takes banking on the go to the next level. With mobile payments enabled, you can make purchases directly from your smartphone no need for cash or cards! Plus, our app offers real-time account management so you can stay updated on your finances whenever you need to. In today's fast-paced world, having flexible banking options is essential. At Prime Financial, we're committed to providing you with accessible, user-friendly digital banking solutions that fit seamlessly into your lifestyle. Join us today and experience the future of banking!

Secure and Efficient Transactions

Security is a top priority at Prime Financial. We provide electronic signature authorization to make signing documents quick and safe. You can also enjoy person-to-person transfers, making it easy to send money to friends or family without any hassle.

User-Friendly Online Services

With our online banking platform available at https://www.primefinancialcu.org/, you can access your accounts anytime, anywhere. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. Plus, with e-statements available, you can say goodbye to paper clutter and keep track of your finances efficiently.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 29,604, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prime Financial is your trusted partner. Visit us at 4878 N Swan Rd Milwaukee Wi 53225 or call (414) 527-0834 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $14,728,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $3,134 in used auto loans and $130,516,866 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $15,599,519 in share certificates and $15,728,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,008,518, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $14,955,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $991 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,139,925 in used vehicle loans and $7,846,487 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive off in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,274,193 provide the capital needed to grow and expand your business. From equipment purchases to working capital, we understand what businesses need to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,495,719, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our friendly staff will guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that could lower your monthly payments or help consolidate your debt. Don't hesitate to ask about eligibility; our team is here to ensure you find the best solution tailored to your situation. At Prime Financial, we believe that financial empowerment begins with accessible lending solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings and see how we can support your journey toward achieving your financial dreams. Visit us today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,918,069 in loans helping members manage their finances effectively. These cards come with various features that allow for easy payments and rewards programs to benefit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you're receiving is not only current but also reliable.

Prime Financial