Prime Financial Cudahy WI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Prime Financial Credit Union, your trusted partner in financial well-being since 1923. Located at 5656 S Packard Ave, Cudahy, WI 53110, we take pride in serving our community with dedication and care. With a strong membership base of over 16,482 members and total assets exceeding $150 million, we are committed to providing you with personalized banking solutions tailored to your needs. At Prime Financial, we believe in building lasting relationships with our members. Whether you're looking for auto loans, mortgage financing, or simple savings accounts, our friendly team is here to help you navigate your financial journey. Under the leadership of our CEO, Christine Moczynski, and Board President, Kelly Martyka, our credit union has maintained a solid foundation of trust and integrity. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 5656 S Packard Avenue, Cudahy, WI 53110-2657. Our drive-thru service is open for your convenience making it easier than ever to manage your finances on the go. With total deposits of $5,913,957 and cash in hand amounting to $2,202,858, you can feel secure knowing that your money is safe with us. Our commitment to excellence extends beyond numbers; we strive to create a positive impact within our community by offering competitive rates on loans and deposits. Ready to experience exceptional service? Give us a call at 414-486-4500 or visit our website at www.primefinancialcu.org to learn more about how we can support your financial goals today!

Branch History & Mission

At Prime Financial, we take pride in our rich legacy that began in 1923. Our journey started with a simple mission: to provide our community in Cudahy, WI, with accessible and affordable financial services. Over the decades, we have grown alongside our members, adapting to their needs while remaining rooted in our commitment to excellent service. Located at 5656 S Packard Ave, Cudahy, WI 53110, our branch serves as a welcoming hub for over 16,000 members. We are not just a credit union; we are a part of the community fabric. Our total assets now exceed $150 million, reflecting the trust and support of our members who have chosen us for their financial needs. As a testament to our dedication to growth and service, we've continually expanded our offerings, ensuring that whether you need personal banking, auto loans, or business services, we are here for you. Our mission at Prime Financial is straightforward yet profound: to empower individuals and families with the financial tools they need to thrive. We believe in fostering strong relationships and making banking a positive experience for everyone. Beyond providing loans and accounts, we focus on uplifting our community through outreach programs and partnerships that help those in need. While members can visit us at 5656 S Packard Ave for all their banking needs, official correspondence should be sent to our mailing address at 5656 S Packard Avenue, Cudahy, WI 53110-2657. Our operating hours are designed with your convenience in mind Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. For those who prefer drive-thru services, we offer this option Monday through Saturday. In addition to traditional banking services like checking and savings accounts or auto loans, we embrace technology by providing online and mobile banking options. This means you can manage your finances anytime, anywhere. We also ensure accessibility for all by adhering to ADA compliance standards. As we look ahead, we invite you to join us on this journey. Whether you're opening your first account or seeking advice on financing your dream home, Prime Financial is here for you every step of the way. Experience the difference that comes with being a member of a community-focused credit union. For more information about membership or services offered at Prime Financial Credit Union, please call us at (414) 486-4500 or visit our website at Prime Financial. Join us today and become part of a legacy dedicated to helping you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

At Prime Financial, we pride ourselves on being accessible to everyone. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure all members can enjoy our services without hassle. Whether you're coming in for basic transactions or more complex banking needs, we strive to provide a welcoming environment for all.

Call to Action

We invite you to visit us at Prime Financial Credit Union today! Our friendly team is eager to help with any questions or financial needs you may have. Feel free to call us at 414-486-4500 if you'd like more information before your visit. We look forward to serving you soon!

Operating Hours

We understand that life gets busy, so we offer flexible hours to fit your schedule. Visit us Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 12 PM. If you prefer using our drive-thru service, it's available Monday from 8 AM to 5 PM, Tuesday and Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 6 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our staff is always ready to assist you during these hours!

Services Offered

At Prime Financial, we offer a wide range of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. For businesses, we provide merchant services and business loans too! Need quick access? While we do not have ATMs at our location currently, our drive-thru service allows for easy deposits and withdrawals.

Member Eligibility

Becoming a member of Prime Financial is like joining a welcoming family where your financial needs come first. To be eligible, you simply need to live, work, or worship in the local area or have a family member who is already a member. It's truly that easy! We believe in providing everyone with the opportunity to access our range of services that include personal banking, loans, and more all designed to help you thrive financially. For more detailed information on eligibility criteria, feel free to check out our resource at http://www.primefinancialcu.org/connect/become-a-member. When you're ready to take the next step, opening an account with us is straightforward and hassle-free. Just visit our account opening page at http://www.primefinancialcu.org/apply-for-a-loan/, or give us a call at (414) 486-4500 if you have any questions. We're here to support you every step of the way! Come see us at 5656 S Packard Ave Cudahy Wi 53110; we can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,274,193, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine having the ability to accept payments seamlessly from your customers whether they are paying in-person or online. Our services include payment processing solutions that ensure you can focus on what matters most: growing your business. Located at 5656 S Packard Ave Cudahy Wi 53110, Cudahy, WI 53110, we are dedicated to providing personalized service tailored to your unique needs. Call us at (414) 486-4500 to learn more about how we can assist you in achieving your business goals. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Collaborating with Other Credit Unions

We also participate in shared branch transactions, allowing members from partner credit unions to conduct deposits and withdrawals here at Prime Financial. This feature enhances access for all our members while reinforcing our commitment to community-focused banking. Whether you're stopping by for a simple transaction or exploring new financial opportunities, we're here to assist you every step of the way. For more information about how Prime Financial can serve your financial needs, give us a call at (414) 486-4500 or visit us online at Prime Financial Credit Union. We look forward to helping you achieve your financial goals!

Convenient Access Anytime

In today's busy world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions so you can manage your accounts on the go. Need cash? Use our ATM and cash withdrawal services whenever necessary. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Financing Options That Fit Your Life

Dreaming of a new vehicle? With our Auto Loans & Vehicle Financing, we make it easier than ever to get behind the wheel. We offer competitive rates and flexible terms to suit your budget. If you're considering buying a home, our Mortgage Loans & Refinancing options provide support at every step of the process. We can help you find the right mortgage that fits your lifestyle and financial situation. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the relief you need. Plus, enjoy rewards on your spending with our Credit Cards with Rewards, making each purchase work harder for you.

Personal Banking Made Simple

We understand that managing money can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for your goals and manage everyday expenses effortlessly. Our accounts come with online and mobile banking features, so you can check balances, transfer funds, and pay bills anytime and anywhere.

Supporting Your Business Needs

For those running a business or planning to start one, our Business Banking services include merchant services and business loans that cater to entrepreneurs at all stages. We understand that every business is unique, so we customize our offerings to align with your specific needs.

Digital & Online Banking

Key Features

Our mobile application takes this convenience a step further. Available for both Android and iOS devices, it allows you to handle your banking on the go. Want to make payments? Our mobile payments feature lets you pay bills or send money directly from your phone. Plus, with person-to-person transfers, sharing expenses with friends or family has never been easier. We know that security is a top priority. That's why we've implemented electronic signature authorization for secure transactions and offer e-statements so you can keep track of your financial activity without worrying about paper clutter. You can access your statements whenever you need them, enhancing both organization and peace of mind. At Prime Financial, we also believe in making your banking experience as easy as possible. Our services are designed for real-time account management, meaning you're always in control of your finances. Whether it's checking balances or approving transactions, everything is just a click away. Experience the future of banking today at Prime Financial where convenience meets security!

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 29,604, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $0 further emphasize our dedication to maintaining a healthy balance sheet that benefits all members. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Prime Financial is your trusted partner. Visit us at 5656 S Packard Ave Cudahy Wi 53110 or call (414) 486-4500 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $14,728,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is robust; we currently hold $3,134 in used auto loans and $130,516,866 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $15,599,519 in share certificates and $15,728,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,008,518, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $14,955,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $991 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,139,925 in used vehicle loans and $7,846,487 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier than ever to finance your next vehicle.

Credit Lines

If you need additional flexibility in your budget, consider our credit lines. With a total available amount of $38,465,472, these lines can help you cover unexpected expenses or manage cash flow without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,495,719, making buying or refinancing simple. We aim to guide you through every step of the process so that you feel confident in your investment.

Refinancing Options

We understand that life changes and so do your financial needs. If you're considering refinancing any existing loans or credit lines to take advantage of better rates or terms, our team is here to help you evaluate your options. For more information about our loan offerings or to discuss eligibility options, please call us at 414-486-4500 or visit us online at Prime Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us assist you in finding the perfect loan product tailored just for you!

Unsecured Credit Card Loans

Managing your finances effectively can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,918,069 in loans helping members stay on top of their expenses. Our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers tailored to their specific requirements. Each lender's information is regularly updated, ensuring that users have access to the most current rates available.

Prime Financial