For those who prefer cashless transactions, we have an ATM on-site for quick withdrawals and balance checks. With drive-thru banking available, managing your finances has never been easier! We invite you to visit us at the Preston branch today. Experience our commitment to excellent service firsthand. If you have any questions or want more information about membership options, feel free to reach out or come by we look forward to seeing you!
We understand that life can be busy! That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you prefer visiting us in person or need assistance over the phone at 304-329-2699, our team is ready to help you during these hours.
At Preston Credit Union, we take pride in offering a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got what you need. Plus, our drive-thru service makes it easy for you to complete simple transactions without leaving your vehicle.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,720, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, efficient payment solutions are essential. Our merchant services simplify transactions for your business, allowing you to focus on what you do best. Picture this: a customer walks into your store, makes a purchase using their card, and completes the transaction seamlessly this is the convenience we provide. By choosing Preston, you're not just getting a bank; you're gaining a partner invested in your success. Visit us at 434 E Main St Kingwood Wv 26537 in Kingwood, WV or call us at (304) 329-2699 to learn more about how we can support your business journey!
For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans designed specifically for small businesses. We know how important it is for business owners to have reliable financial support, which is why we strive to meet those needs with tailored solutions.
Our credit cards with rewards give you the freedom to make purchases while earning points for future benefits. Use it for everyday expenses and watch your rewards add up!
Thinking about buying a home? Our mortgage loans and refinancing options allow you to take that significant step toward homeownership with confidence. We guide you through the process, ensuring that you understand every aspect from application to closing.
In today's fast-paced world, having access to your accounts whenever and wherever is vital. Our online and mobile banking services let you manage your finances right from your smartphone or computer. Pay bills, transfer funds, and check balances quickly and securely all at your fingertips. At Preston, we're more than just a credit union; we're a partner in your financial success. If you're ready to explore any of these services or have questions about how we can assist you better, don't hesitate to reach out at (304) 329-2699 or visit us online at https://prestonfcu.com/. Let's work together toward achieving your financial goals!
We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services including checking and savings accounts designed to fit your lifestyle. Need to make a quick deposit or withdrawal? Our basic drive-thru banking makes it easy for you to handle simple transactions without stepping out of your car. You can also enjoy the convenience of our ATM services for cash withdrawals and balance checks anytime you need them.
For those unexpected expenses or projects that require extra funds, our personal loans and debt consolidation solutions provide you with access to cash when you need it most. Whether it's home renovations or consolidating debt for easier management, we're here to assist you every step of the way.
If you're planning to purchase a new car or refinance an existing auto loan, our auto loans and vehicle financing options are here to help. With competitive rates and flexible terms, financing your dream car has never been simpler. Imagine cruising through town in your new vehicle knowing you made a smart financial choice with us.
With our online banking services, you can easily check balances, transfer funds, and pay bills anytime you want. No need to wait in line at the branch everything you need is available 24/7. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. You can say goodbye to paperwork and hello to efficiency! We also offer e-statements for those who prefer going paperless. This way, you can keep track of your account activity while helping the environment. And if you ever find yourself needing to send money quickly, our person-to-person transfer feature allows you to send funds directly to friends or family without any hassle.
Our mobile application puts the power of banking right in your pocket. With mobile payments available, making purchases is simple and safe. Just tap your phone at checkout, and you're done! Whether you're shopping for groceries or dining out, it's all about convenience. Managing your accounts on the go is easy with our app. Check balances, deposit checks remotely, and even set up alerts for important transactions all from the palm of your hand. In summary, Preston offers a comprehensive suite of digital banking tools that prioritize both accessibility and security. We're committed to making your banking experience smoother than ever so you can focus on what really matters in life. Visit us online today at https://prestonfcu.com/ to explore all our offerings!
With $3,556,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $2,647,264 in used auto loans and a total of $8,720,816 in loans and leases supporting our members' financial goals across various sectors.
Total Share and Deposit Accounts stand at 3,954, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Preston is your trusted partner. Visit us at 434 E Main St or call 304-329-2699 to learn more about how we can help you achieve your financial goals!
Members' savings are secured through $6,347,217 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $1,729 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
With a net worth of $3,685,743, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have funded over $4.2 million in used vehicle loans and more than $2.3 million in new vehicle loans already helping members get on the road. Whether you're purchasing your first car or upgrading to a newer model, we make financing straightforward and accessible.
For business owners, our outstanding commercial loans totaling $226,720 provide the capital needed to grow and expand your business operations. We understand the challenges faced by small businesses and aim to support local entrepreneurs with accessible funding solutions. At Preston, we believe in empowering our members through informed financial choices. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out! You can contact us at 304-329-2699 or visit us during our lobby hours from 9:00 AM to 5:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's work towards achieving your financial aspirations!
Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Property loans at this time, our team is here to assist you with information on mortgage options and refinancing opportunities when they become available. We strive to make buying or refinancing as simple as possible.
For those who need flexibility in managing expenses, our unsecured credit card loans can be an excellent option. Currently, we have total unsecured credit card loans amounting to $0, but we're here to guide you through other personal loan offerings that can suit your needs.
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