Premier Credit Union West Des Moines IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Premier, your trusted financial partner located at 1301 Grand Ave, West Des Moines, IA 50265. Since our establishment in 1933, we've been dedicated to serving our community with commitment and care. With a robust membership base of 19,849 individuals, we pride ourselves on being more than just a credit union; we're a part of your journey towards financial wellness. At Premier, we understand that each member has unique needs. That's why we offer a range of services tailored for personal and business banking, including checking and savings accounts, auto loans, mortgage refinancing, and rewarding credit cards. As of now, our total assets stand at an impressive $329,151,595, reflecting our stability and dedication to helping you achieve your financial goals. Our branch is led by the dynamic CEO Megan Tjernagel and Board President Todd Mendenhall, both passionate about providing exceptional service and fostering strong relationships within our community. With a team of 54 employees, we are always here to assist you during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday. While members can visit us at our branch address, official correspondence should be sent to the same address: 1301 Grand Ave, West Des Moines, IA 50265. We invite you to explore the benefits of membership with us whether it's taking advantage of our $8,453,127 in total deposits or seeking out loan options among our 40,202 loans and leases. Ready to take the next step? Feel free to reach out to us at 515-282-1611 or visit our website at http://www.premiercu.org for more information. Join us today in building a brighter financial future together!

Branch History & Mission

Welcome to Premier, a cornerstone of the West Des Moines community since 1933. Our journey began with a simple yet powerful vision: to provide exceptional financial services while fostering a sense of belonging among our members. Over the years, we have grown from a small credit union to a trusted partner for nearly 20,000 members, with total assets now exceeding $329 million. Located at 1301 Grand Ave, West Des Moines, IA 50265, our branch is easily accessible for local residents. Just a short distance from popular landmarks like the Valley Junction and the historic downtown area, we are proud to be part of this vibrant community. While members can visit us at this address, official correspondence should be sent to the same location. At Premier, our mission is not just about banking; it's about making a meaningful impact in people's lives. We strive to offer personal banking solutions tailored to meet individual needs be it checking and savings accounts, auto loans, or mortgage refinancing. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that support local organizations and foster growth within West Des Moines. Since our inception, we've embraced innovation to enhance member experiences. Our digital services include online banking and mobile payments, ensuring that members can manage their finances conveniently. Accessibility is also crucial; that's why we maintain ADA compliance across our services and offer drive-thru banking for added convenience. In addition to our financial offerings, we understand the importance of partnerships. Collaborating with local businesses and organizations helps us extend our reach and create more opportunities for our members and the community as a whole. As we look ahead, we invite you to join us on this journey. Experience firsthand how Premier can help you achieve your financial goals while being part of a community-oriented institution dedicated to your success. Call us at 515-282-1611 or visit our website at http://www.premiercu.org for more information on how you can become a member today!

Branch Location & Accessibility

Welcome to the Premier West Des Moines Branch, your friendly neighborhood credit union located at 1301 Grand Ave, West Des Moines, IA 50265. Nestled in the heart of Polk County, our branch is easily accessible and conveniently situated near local landmarks that make banking a breeze. Whether you're coming from a nearby shopping center or just passing through town, you'll find our location inviting and easy to reach. At Premier, we understand the importance of accessibility. Our branch features ADA-compliant facilities and ample parking to ensure all members can visit us comfortably. If you prefer to handle your banking needs from the comfort of your vehicle, we offer a drive-thru service for quick transactions like deposits and withdrawals. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 5:30 PM, ready to assist you with a range of services including personal banking accounts, auto loans, mortgage options, and much more. Should you need any assistance outside of these hours, feel free to give us a call at 515-282-1611; we're here to help! For those who prefer digital solutions, we also provide online and mobile banking options for convenient access to your accounts anytime, anywhere. While members can visit us at 1301 Grand Ave, official correspondence should be sent to the same address since it also serves as our mailing address. We invite you to stop by and see how Premier can support your financial journey. Our friendly team is eager to meet you!

Member Eligibility

At Premier, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. If you're looking to join us at our West Des Moines location at 1301 Grand Ave West Des Moines Ia 50265, you'll find that eligibility is designed to be welcoming. We invite individuals who live, work, or worship in the area to apply for membership. It's all about fostering connections and building relationships within our community. To get started, simply reach out to us at (515) 282-1611 for more information on how you can open an account. You can also explore detailed eligibility criteria and updates on our website at . Joining Premier not only gives you access to a range of financial products tailored for your needs, but it also welcomes you into a family where your financial well-being is our priority. We can't wait to have you with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. Imagine a local café looking to expand its seating area or a startup aiming to purchase essential equipment. With our tailored loans, they can secure the funds needed for these critical upgrades and watch their dreams take shape.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. For example, consider a retail shop that needs an efficient way to process transactions. Our merchant services allow businesses to accept various payment types quickly and securely, making customer interactions smooth and hassle-free. Whether you're just starting out or looking to expand, Premier is here to partner with you on your journey. Visit us at 1301 Grand Ave West Des Moines Ia 50265, West Des Moines, IA or call us at (515) 282-1611 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

While we currently do not have ATM availability at our branch, we do offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. This allows for quick access without leaving your vehicle.

Business Banking Services

For our business members, we provide comprehensive banking services including merchant services and business loans. We aim to support local businesses in achieving their goals by offering the right financial tools.

Commitment to Our Members

At Premier, we believe in building lasting relationships with our members through exceptional service and personalized solutions. Whether you have questions about opening an account or need assistance navigating our digital services, our friendly staff is here to help. We invite you to visit us at 1301 Grand Ave or give us a call at 515-282-1611 during our lobby hours from Monday through Friday, 9:00 AM to 5:30 PM. Explore how we can assist you in reaching your financial goals today!

Credit Card Options

Credit cards can be an essential part of financial planning, and at Premier, we offer credit cards with rewards that allow you to earn points on your purchases. This can help you save money while enjoying the benefits of everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services ensure that you can access your accounts anytime, anywhere. You can easily manage your transactions through online banking or make payments using mobile applications. With features like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Personal Banking Solutions

Our personal banking offerings include both checking and savings accounts, making it easy for you to manage your day-to-day finances. If you're planning to purchase a vehicle, consider our auto loans and vehicle financing options that come with competitive rates. We understand that buying a home is a significant milestone; that's why we offer mortgage loans and refinancing solutions to help make your dream home a reality. Additionally, if you're looking to consolidate debt or need some extra cash for unexpected expenses, our personal loans can provide the assistance you need.

Digital & Online Banking

Key Services

Our online banking platform at http://www.premiercu.org offers a range of features tailored to meet your needs. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, with the option for electronic signature authorization, signing important documents has never been simpler or more secure. If you prefer keeping an eye on your accounts through your smartphone, our mobile application makes it easy to bank on the go. Whether you're making mobile payments or sending money to friends through person-to-person transfers, everything is right at your fingertips. And if you like to keep things paperless, e-statements are available for added convenience.

Security and Ease-of-Use

We take security seriously at Premier. Our online services are equipped with robust security measures to protect your personal information. You can rest assured knowing that every transaction is monitored and secure. Navigating our digital banking tools is user-friendly, so you won't have to be tech-savvy to use them effectively. Everything is designed with you in mind making it easy for anyone to manage their finances in real time. In short, whether you're at home or on the move, our digital and online banking services provide the accessibility and ease-of-use you deserve. Join us today at http://www.premiercu.org and experience how simple banking can be!

Financial Strength

At Premier, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our financial health and the measures we have in place to ensure your peace of mind. With a net worth of $29,708,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation supports our commitment to providing you with reliable banking solutions. Our net worth ratio of $903 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $124,604,248 in share certificates and $33,154,941 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 53 full-time employees and 1 part-time employees. This dedicated team is always ready to serve you with knowledge and commitment. Our lending capacity supports your financial goals across various sectors, with $29,392 in used auto loans and $293,437,134 in total loans and leases available for your needs. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts: 33,782, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier is your trusted partner. Visit us at 1301 Grand Ave West Des Moines Ia 50265 or call (515) 282-1611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,054,284 in used vehicle loans and $39,123,528 in new vehicle loans already helping members get on the road. We provide flexible terms and options tailored to fit your budget.

Credit Lines

For those who prefer more flexibility, our credit lines totaling $72,892,556 provide access to funds when you need them most. You only pay interest on what you use making it an economical choice for managing cash flow. Our team is ready to assist you through every step of the process. To discuss your options or for more information about our loan offerings, feel free to contact us at 515-282-1611 during our operating hours (M-F 9:00 am - 5:30 pm). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and discover how Premier can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $94,664,843, ensuring you have access to the financing needed for your dream home. If you're considering refinancing your current mortgage, ask us about our eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,562,737 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases or emergencies without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for all users.

Premier