Premier Credit Union Urbandale IA | Affordable Auto Loans & Business Banking

Introduction

At Premier, we believe in fostering strong relationships with our members and the community. Located at 10951 Meredith Dr, Urbandale, IA 50322, our Urbandale Branch has been serving local residents since 1933. With a commitment to providing personalized financial solutions, we are proud to have grown to a membership of over 19,849 individuals who trust us with their financial needs. As your neighborhood credit union, we understand the importance of accessible banking services. Our branch boasts a robust portfolio with total assets amounting to $329,151,595, and total deposits reaching $8,453,127. We offer a range of services including auto loans, personal loans, and business banking solutions designed to meet diverse financial goals. While members can visit us at our Urbandale location for all their banking needs, official correspondence should be sent to our mailing address: 10951 Meredith Dr, Urbandale, IA 50322-7209. Our dedicated team of 54 employees, led by CEO Megan Tjernagel and Board President Todd Mendenhall, is here to ensure you receive the best service possible. Whether you need assistance with opening an account or exploring loan options our friendly staff is just a phone call away at 515-282-1611. At Premier, we pride ourselves on being more than just a financial institution; we are part of the community. With total loans exceeding 40,202, we are committed to helping our members achieve their dreams while maintaining a net worth of $29,708,649. Ready to experience a credit union that puts you first? Visit us today or explore our services online at premiercu.org. Let's build your financial future together!

Branch History & Mission

Our Evolution

From our humble beginnings, we have evolved significantly. In the early days, we focused primarily on personal banking needs; however, as our membership grew and community demands changed, so did we. Today, we offer a wide range of services including auto loans, mortgages, personal loans, and business banking solutions like merchant services. We take pride in integrating modern technology into our operations. With online banking and mobile payment options available, we ensure that our members can manage their finances anytime and anywhere. Additionally, we are committed to being ADA compliant to make sure everyone feels welcome at Premier.

Our Mission

Our mission goes beyond just providing financial products; it's about creating lasting relationships within our community. We strive to empower individuals by offering financial education and support. We believe that informed members make better financial decisions. By engaging in community outreach efforts and partnerships with local organizations, we aim to uplift those around us. While members can visit us at 10951 Meredith Dr Urbandale Ia 50322, official correspondence should be sent to 10951 Meredith Dr, Urbandale, IA 50322-7209 for your convenience. In conclusion, we invite you to join the Premier family where you will find not just a bank but a dedicated partner in your financial journey. Experience the difference that comes with being part of a community-focused credit union committed to your success. Visit us today or call us at (515) 282-1611!

Branch Location & Accessibility

Convenient Access and Parking

Our branch features ample parking, ensuring that you can find a spot with ease. We prioritize accessibility for all our members, offering ADA-compliant entrances and ramps so that everyone can visit comfortably. Whether you're coming in for personal banking services or just to chat with one of our friendly staff members, you'll find it easy to get here.

Friendly Services Just for You

At the Urbandale Branch, we are dedicated to meeting your banking needs. Our operating hours are designed to accommodate your schedule, with lobby hours from 9:00 AM to 5:30 PM on weekdays and Saturday hours from 9:00 AM to 12:00 PM. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car.

Stay Connected

You can easily reach us at 515-282-1611 if you have questions or need assistance. For those who prefer digital banking, we offer online and mobile banking options, as well as ATM access right here at the branch for your convenience. While members can visit us at 10951 Meredith Dr, official correspondence should be sent to the same address. We look forward to welcoming you soon! Come by and see how we can help you achieve your financial goals today.

Member Eligibility

At Premier, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Urbandale area, you're likely eligible to join us. We want to embrace individuals and families from all walks of life, making it easy for you to access our range of services designed just for you. For more detailed eligibility criteria, feel free to check out this link where you can find all the specifics. Opening an account at Premier is straightforward and hassle-free. You can visit us at our location on 10951 Meredith Dr Urbandale Ia 50322 or give us a call at (515) 282-1611 if you have any questions about the process. Our friendly team is here to help you every step of the way as you take this exciting step toward better banking with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment that streamlines your operations or securing funds for a marketing campaign that takes your business to the next level. With our loan options, you can turn those dreams into reality.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. Picture this: a customer walks into your store and pays seamlessly with their card while you receive instant confirmation on your device. Our merchant services not only enhance customer satisfaction but also improve cash flow, making it easier for you to manage day-to-day operations. Visit us at 10951 Meredith Dr Urbandale Ia 50322 in Urbandale, IA or call us at (515) 282-1611 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Solutions

If you're a business owner, you'll appreciate our Business Banking services. From Merchant Services that streamline payment processing to Business Loans designed to help you grow your enterprise, we're here to support your success.

Convenient Banking Options

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a few taps away on your smartphone or computer. For cash withdrawals and deposits, enjoy our easy-access ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick transactions without leaving your vehicle.

Loans Made Easy

When it comes to financing, Premier has you covered with various loan options. If you're in the market for a new car, our Auto Loans & Vehicle Financing are tailored to fit your budget and lifestyle. Perhaps you're considering buying a home? Our Mortgage Loans & Refinancing services guide you through the process smoothly, ensuring you get the best rates possible. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options provide flexible solutions that can ease financial stress. And don't forget about our Credit Cards with Rewards, perfect for earning benefits while making everyday purchases.

Personal Banking

Starting with Personal Banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances efficiently. Imagine having a checking account that fits your lifestyle, making it easy to pay bills and track expenses. Our savings accounts also encourage you to save for future goals, whether that's a dream vacation or an emergency fund.

Visit Us Today!

Located at 10951 Meredith Dr Urbandale Ia 50322, we invite you to visit us during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. For any inquiries or assistance, feel free to call us at (515) 282-1611. At Premier, we strive to be more than just a credit union; we want to be your trusted financial partner. Explore all the services we offer and discover how we can help you achieve your financial goals today!

Digital & Online Banking

Accessibility and Security

We prioritize your security as much as we do your convenience. Our online banking services are designed with robust security measures so you can bank confidently. Whether you're using a computer or our mobile app, you can rest assured that your personal information is protected. At Premier, we believe in making banking accessible for everyone. With our user-friendly interface and round-the-clock service, managing your finances is straightforward and stress-free. Experience the freedom of real-time account management wherever you are!

Key Features

Imagine checking your balance, transferring funds, or paying bills from the comfort of your home or on the go. Our online banking service allows you to do just that, anytime you need it. Whether you're looking to manage your e-statements, which are readily available for easy access, or making quick person-to-person transfers to friends and family, we've got you covered. For those who prefer mobile convenience, our mobile application is here to help. You can make mobile payments with just a few taps on your phone, allowing you to leave your wallet at home while still having everything you need right in your pocket. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Financial Strength

At Premier, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your credit union is in strong shape, which is why we're proud to share insights about our financial health. With a net worth of $29,708,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $124,604,248 in share certificates and $33,154,941 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,691,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $29,392 in used auto loans and $293,437,134 in total loans and leases. Our $153,156 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $88,165. Total Share and Deposit Accounts: 33,782, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier is your trusted partner. Visit us at 10951 Meredith Dr Urbandale Ia 50322 or call (515) 282-1611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,054,284 in used vehicle loans and $39,123,528 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we have financing options that work for you.

Credit Lines

For those looking for additional flexibility, our credit lines totaling $72,892,556 can be an excellent solution. They allow you to borrow what you need when you need it without the hassle of applying for a new loan each time. If you're interested in refinancing any existing loans or learning more about eligibility options, our team is here to help you explore all available avenues. For more information on our loan offerings or to speak with one of our knowledgeable representatives, feel free to call us at (515) 282-1611 or visit us at our branch located at 10951 Meredith Dr Urbandale Ia 50322 in Urbandale, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,664,843, make buying or refinancing simple. We provide support throughout the process, ensuring you understand your options every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,562,737 in loans helping members manage their finances effectively. These cards are ideal for everyday purchases and can provide a safety net for unexpected expenses.

Loan Aggregator

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PREMIER CREDIT UNION - Urbandale, IA

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